Bank capital to assets ratio (%) (Financial Soundness) in Gambia
Gambia: Bank capital to assets ratio (%) (Financial Soundness) was 12.1% in 2022. ▲ Rising
Bank capital to assets ratio in Gambia, 2005–2022
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for bank capital to assets ratio in Gambia is 12.1%, measured in 2022.
The figure is up 9.6% on the previous year and down 17.1% over ten years.
Over the whole period, bank capital to assets ratio in Gambia peaked at 16.0% in 2010 and was at its lowest, 10.5%, in 2009.
That places Gambia 27th out of 147 countries with data for 2022, putting it in the top quarter.
The long-run direction has been consistently rising across the 18 years of available data.
Bank capital to assets ratio (%) (Financial Soundness) in Gambia, year by year
| Year | % | Change |
|---|---|---|
| 2005 | 12.5% | — |
| 2006 | 12.4% | -0.9% |
| 2007 | 10.9% | -12.4% |
| 2008 | 11.7% | +7.7% |
| 2009 | 10.5% | -10.4% |
| 2010 | 16.0% | +52.7% |
| 2011 | 14.3% | -10.9% |
| 2012 | 14.7% | +2.5% |
| 2013 | 13.5% | -7.7% |
| 2014 | 15.0% | +11.3% |
| 2015 | 14.8% | -1.5% |
| 2016 | 14.4% | -2.7% |
| 2017 | 14.4% | -0.1% |
| 2018 | 14.9% | +3.1% |
| 2019 | 13.0% | -12.8% |
| 2020 | 12.8% | -0.9% |
| 2021 | 11.1% | -13.7% |
| 2022 | 12.1% | +9.6% |
Gambia compared with similar countries
- Gambia's 12.1% is above the median for low income countries, which is 9.7%, 1.3× the median. (10 countries reporting)
- Gambia's 12.1% is above the median for Sub-Saharan Africa, which is 9.1%, 1.3× the median. (29 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 11.6% | 10.5% | 12.5% | 5 |
| 2010s | 14.5% | 13.0% | 16.0% | 10 |
| 2020s | 12.0% | 11.1% | 12.8% | 3 |
Countries ranked near Gambia
- 24 Rwanda 12.4% compare
- 25 Papua New Guinea 12.3% compare
- 26 North Macedonia 12.3% compare
- 28 Angola 12.0% compare
- 29 Trinidad and Tobago 11.9% compare
- 30 Kenya 11.7% compare
More financial sector data for Gambia
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0049 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 4.54 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0036 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 3.31 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0049 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 4.54 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank capital to assets ratio in Gambia?
- Bank capital to assets ratio in Gambia was 12.1% in 2022, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank capital to assets ratio recorded in Gambia?
- The highest recorded value was 16.0% in 2010.
- What is the lowest bank capital to assets ratio recorded in Gambia?
- The lowest recorded value was 10.5% in 2009.
- How does Gambia rank for bank capital to assets ratio?
- Gambia ranks 27th out of 147 countries with data for 2022.
- Is bank capital to assets ratio rising or falling in Gambia?
- Over the last ten years it is down 17.1%. The long-run trend across the full record is rising.
- Where does this Gambia data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank capital to assets ratio (%). Statizoid updates them automatically from the source API.
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About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.