Bank capital to assets ratio (%) (Financial Soundness) in China
China: Bank capital to assets ratio (%) (Financial Soundness) was 7.8% in 2021. ▲ Rising
Bank capital to assets ratio in China, 2014–2021
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
China recorded 7.8% for bank capital to assets ratio in 2021. That is the highest value across all 8 years on record.
Compared with earlier readings it is up 2.8% on the previous year and up 13.0% over ten years.
China ranks 102nd of 147 countries on this measure, in the middle of the range.
Bank capital to assets ratio (%) (Financial Soundness) in China, year by year
| Year | % | Change |
|---|---|---|
| 2014 | 6.9% | — |
| 2015 | 7.1% | +3.0% |
| 2016 | 6.9% | -2.7% |
| 2017 | 7.1% | +3.1% |
| 2018 | 7.4% | +4.1% |
| 2019 | 7.6% | +2.6% |
| 2020 | 7.5% | -0.4% |
| 2021 | 7.8% | +2.8% |
China compared with similar countries
- China's 7.8% is below the median for upper middle income countries, which is 9.7%, 80% of the median. (48 countries reporting)
- China's 7.8% is below the median for East Asia & Pacific, which is 9.2%, 85% of the median. (22 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 7.1% | 6.9% | 7.6% | 6 |
| 2020s | 7.6% | 7.5% | 7.8% | 2 |
Countries ranked near China
More financial sector data for China
- Reserve position in the IMF, US dollar, annual growth rate 14.56 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0006 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 7.95 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 9.09 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0004 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 5.8 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 14.56 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0006 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 7.95 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 9.09 % change on previous year (2025)
Frequently asked questions
- What is bank capital to assets ratio in China?
- Bank capital to assets ratio in China was 7.8% in 2021, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank capital to assets ratio recorded in China?
- The highest recorded value was 7.8% in 2021.
- What is the lowest bank capital to assets ratio recorded in China?
- The lowest recorded value was 6.9% in 2014.
- How does China rank for bank capital to assets ratio?
- China ranks 102nd out of 147 countries with data for 2021.
- Is bank capital to assets ratio rising or falling in China?
- Over the last ten years it is up 13.0%. The long-run trend across the full record is rising.
- Where does this China data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank capital to assets ratio (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 8 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.