Bank capital to assets ratio in China
China: Bank capital to assets ratio was 7.8% in 2021. ▲ Rising
Bank capital to assets ratio in China, 2014–2021
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
China recorded 7.8% for bank capital to assets ratio in 2021. That is the highest value across all 8 years on record.
Compared with earlier readings it is up 2.8% on the previous year and up 13.0% over ten years.
China ranks 101st of 146 countries on this measure, in the middle of the range.
Bank capital to assets ratio in China, year by year
| Year | % | Change |
|---|---|---|
| 2014 | 6.9% | — |
| 2015 | 7.1% | +3.0% |
| 2016 | 6.9% | -2.7% |
| 2017 | 7.1% | +3.1% |
| 2018 | 7.4% | +4.1% |
| 2019 | 7.6% | +2.6% |
| 2020 | 7.5% | -0.4% |
| 2021 | 7.8% | +2.8% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 7.1% | 6.9% | 7.6% | 6 |
| 2020s | 7.6% | 7.5% | 7.8% | 2 |
Countries ranked near China
More financial sector data for China
- Total reserves in months of imports, annual growth rate 8.42 % change on previous year (2025)
- Total reserves in months of imports, per unit of GDP 0 units per US$ of GDP (2025)
- Total reserves in months of imports, per capita 0 units per person (2025)
- Reserves excluding gold, foreign exchange (SDR), annual growth rate -0.1486 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.1258 SDR per US$ of GDP (2025)
- Reserves excluding gold, foreign exchange (SDR), per capita 1,743 SDR per person (2025)
- Reserves excluding gold (SDR), annual growth rate -0.1047 % change on previous year (2025)
- Reserves excluding gold (SDR), per capita 1,778 SDR per person (2025)
- Total reserves (gold at market value) (SDR), annual growth rate 3.29 % change on previous year (2025)
- Total reserves (gold at market value) (SDR), per capita 1,946 SDR per person (2025)
Frequently asked questions
- What is bank capital to assets ratio in China?
- Bank capital to assets ratio in China was 7.8% in 2021, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank capital to assets ratio recorded in China?
- The highest recorded value was 7.8% in 2021.
- What is the lowest bank capital to assets ratio recorded in China?
- The lowest recorded value was 6.9% in 2014.
- How does China rank for bank capital to assets ratio?
- China ranks 101st out of 146 countries with data for 2021.
- Is bank capital to assets ratio rising or falling in China?
- Over the last ten years it is up 13.0%. The long-run trend across the full record is rising.
- Where does this China data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank capital to assets ratio (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 8 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.