Bank capital to assets ratio in Switzerland
Switzerland: Bank capital to assets ratio was 7.6% in 2025. ▲ Rising
Bank capital to assets ratio in Switzerland, 2005–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
Switzerland recorded 7.6% for bank capital to assets ratio in 2025.
Compared with earlier readings it is down 1.2% on the previous year and up 1.2% over ten years.
Over the whole period, bank capital to assets ratio in Switzerland peaked at 8.8% in 2019 and was at its lowest, 4.6%, in 2007.
That places Switzerland 103rd out of 146 countries with data for 2025, putting it in the middle of the range.
The long-run direction has been consistently rising across the 21 years of available data.
Bank capital to assets ratio in Switzerland, year by year
| Year | % | Change |
|---|---|---|
| 2005 | 5.1% | — |
| 2006 | 4.9% | -4.0% |
| 2007 | 4.6% | -6.4% |
| 2008 | 4.9% | +6.0% |
| 2009 | 5.6% | +14.9% |
| 2010 | 5.5% | -2.7% |
| 2011 | 5.7% | +3.9% |
| 2012 | 5.7% | +0.6% |
| 2013 | 6.3% | +10.7% |
| 2014 | 7.0% | +10.9% |
| 2015 | 7.5% | +6.9% |
| 2016 | 7.3% | -2.3% |
| 2017 | 8.3% | +13.1% |
| 2018 | 8.5% | +3.5% |
| 2019 | 8.8% | +3.6% |
| 2020 | 8.7% | -1.1% |
| 2021 | 7.4% | -15.8% |
| 2022 | 7.9% | +7.1% |
| 2023 | 7.8% | -1.3% |
| 2024 | 7.6% | -1.7% |
| 2025 | 7.6% | -1.2% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 5.0% | 4.6% | 5.6% | 5 |
| 2010s | 7.1% | 5.5% | 8.8% | 10 |
| 2020s | 7.8% | 7.4% | 8.7% | 6 |
Countries ranked near Switzerland
More financial sector data for Switzerland
- Net domestic credit (current LCU), per capita 141,431 current LCU per person (2016)
- Net domestic credit (current LCU), per unit of GDP 1.7 current LCU per US$ of GDP (2016)
- Net domestic credit (current LCU), annual growth rate 3.56 % change on previous year (2016)
- Gold reserves at 35 SDRs per ounce 1.17 billion SDR (2025)
- Gold reserves at market value 106.64 billion SDR (2025)
- Reserves excluding gold, foreign exchange 667.88 billion SDR (2025)
- Reserves excluding gold 678.82 billion SDR (2025)
- Total reserves (gold at market value) 785.45 billion SDR (2025)
- Total reserves (gold at national valuation) 785.03 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 86,338 SDR per person (2025)
Frequently asked questions
- What is bank capital to assets ratio in Switzerland?
- Bank capital to assets ratio in Switzerland was 7.6% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank capital to assets ratio recorded in Switzerland?
- The highest recorded value was 8.8% in 2019.
- What is the lowest bank capital to assets ratio recorded in Switzerland?
- The lowest recorded value was 4.6% in 2007.
- How does Switzerland rank for bank capital to assets ratio?
- Switzerland ranks 103rd out of 146 countries with data for 2025.
- Is bank capital to assets ratio rising or falling in Switzerland?
- Over the last ten years it is up 1.2%. The long-run trend across the full record is rising.
- Where does this Switzerland data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank capital to assets ratio (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 21 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.