Bank capital to assets ratio (%) (Financial Soundness) in Switzerland
Switzerland: Bank capital to assets ratio (%) (Financial Soundness) was 7.6% in 2025. ▲ Rising
Bank capital to assets ratio in Switzerland, 2005–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
Switzerland recorded 7.6% for bank capital to assets ratio in 2025.
Compared with earlier readings it is down 1.2% on the previous year and up 1.2% over ten years.
Over the whole period, bank capital to assets ratio in Switzerland peaked at 8.8% in 2019 and was at its lowest, 4.6%, in 2007.
That places Switzerland 104th out of 147 countries with data for 2025, putting it in the middle of the range.
The long-run direction has been consistently rising across the 21 years of available data.
Bank capital to assets ratio (%) (Financial Soundness) in Switzerland, year by year
| Year | % | Change |
|---|---|---|
| 2005 | 5.1% | — |
| 2006 | 4.9% | -4.0% |
| 2007 | 4.6% | -6.4% |
| 2008 | 4.9% | +6.0% |
| 2009 | 5.6% | +14.9% |
| 2010 | 5.5% | -2.7% |
| 2011 | 5.7% | +3.9% |
| 2012 | 5.7% | +0.6% |
| 2013 | 6.3% | +10.7% |
| 2014 | 7.0% | +10.9% |
| 2015 | 7.5% | +6.9% |
| 2016 | 7.3% | -2.3% |
| 2017 | 8.3% | +13.1% |
| 2018 | 8.5% | +3.5% |
| 2019 | 8.8% | +3.6% |
| 2020 | 8.7% | -1.1% |
| 2021 | 7.4% | -15.8% |
| 2022 | 7.9% | +7.1% |
| 2023 | 7.8% | -1.3% |
| 2024 | 7.6% | -1.7% |
| 2025 | 7.6% | -1.2% |
Switzerland compared with similar countries
- Switzerland's 7.6% is below the median for high income countries, which is 8.0%, 94% of the median. (57 countries reporting)
- Switzerland's 7.6% is below the median for Europe & Central Asia, which is 8.5%, 89% of the median. (48 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 5.0% | 4.6% | 5.6% | 5 |
| 2010s | 7.1% | 5.5% | 8.8% | 10 |
| 2020s | 7.8% | 7.4% | 8.7% | 6 |
Countries ranked near Switzerland
More financial sector data for Switzerland
- Reserve position in the IMF, US dollar, annual growth rate 10.03 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.002 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 230.34 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 4.78 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0015 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 168.19 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 10.03 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.002 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 230.34 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 4.78 % change on previous year (2025)
Frequently asked questions
- What is bank capital to assets ratio in Switzerland?
- Bank capital to assets ratio in Switzerland was 7.6% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank capital to assets ratio recorded in Switzerland?
- The highest recorded value was 8.8% in 2019.
- What is the lowest bank capital to assets ratio recorded in Switzerland?
- The lowest recorded value was 4.6% in 2007.
- How does Switzerland rank for bank capital to assets ratio?
- Switzerland ranks 104th out of 147 countries with data for 2025.
- Is bank capital to assets ratio rising or falling in Switzerland?
- Over the last ten years it is up 1.2%. The long-run trend across the full record is rising.
- Where does this Switzerland data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank capital to assets ratio (%). Statizoid updates them automatically from the source API.
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About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.