Bank capital to assets ratio in Costa Rica
Costa Rica: Bank capital to assets ratio was 10.8% in 2025. ▲ Rising
Bank capital to assets ratio in Costa Rica, 2008–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
Costa Rica recorded 10.8% for bank capital to assets ratio in 2025. That is the highest value across all 18 years on record.
The figure is up 4.4% on the previous year and up 36.5% over ten years.
Over the whole period, bank capital to assets ratio in Costa Rica peaked at 10.8% in 2025 and was at its lowest, 7.2%, in 2008.
That places Costa Rica 47th out of 147 countries with data for 2025, putting it in the middle of the range.
The long-run direction has been consistently rising across the 18 years of available data.
Bank capital to assets ratio in Costa Rica, year by year
| Year | % | Change |
|---|---|---|
| 2008 | 7.2% | — |
| 2009 | 8.3% | +15.1% |
| 2010 | 8.4% | +1.5% |
| 2011 | 8.4% | -0.2% |
| 2012 | 8.3% | -0.5% |
| 2013 | 8.1% | -3.1% |
| 2014 | 8.1% | -0.2% |
| 2015 | 7.9% | -2.3% |
| 2016 | 7.7% | -2.9% |
| 2017 | 7.9% | +2.7% |
| 2018 | 7.9% | +0.8% |
| 2019 | 8.3% | +4.4% |
| 2020 | 8.1% | -2.7% |
| 2021 | 7.4% | -7.7% |
| 2022 | 9.7% | +30.4% |
| 2023 | 9.9% | +2.0% |
| 2024 | 10.3% | +4.4% |
| 2025 | 10.8% | +4.4% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 7.7% | 7.2% | 8.3% | 2 |
| 2010s | 8.1% | 7.7% | 8.4% | 10 |
| 2020s | 9.4% | 7.4% | 10.8% | 6 |
Countries ranked near Costa Rica
More financial sector data for Costa Rica
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0009 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 18.96 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0007 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 13.85 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0009 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 18.96 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank capital to assets ratio in Costa Rica?
- Bank capital to assets ratio in Costa Rica was 10.8% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank capital to assets ratio recorded in Costa Rica?
- The highest recorded value was 10.8% in 2025.
- What is the lowest bank capital to assets ratio recorded in Costa Rica?
- The lowest recorded value was 7.2% in 2008.
- How does Costa Rica rank for bank capital to assets ratio?
- Costa Rica ranks 47th out of 147 countries with data for 2025.
- Is bank capital to assets ratio rising or falling in Costa Rica?
- Over the last ten years it is up 36.5%. The long-run trend across the full record is rising.
- Where does this Costa Rica data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank capital to assets ratio (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 18 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.