Bank capital to assets ratio in Ecuador
Ecuador: Bank capital to assets ratio was 10.9% in 2020. ▲ Rising
Bank capital to assets ratio in Ecuador, 2003–2020
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for bank capital to assets ratio in Ecuador is 10.9%, measured in 2020.
That represents a change of down 0.2% on the previous year and up 6.6% over ten years.
Over the whole period, bank capital to assets ratio in Ecuador peaked at 11.7% in 2016 and was at its lowest, 8.2%, in 2006.
That places Ecuador 45th out of 146 countries with data for 2020, putting it in the middle of the range.
The long-run direction has been consistently rising across the 18 years of available data.
Bank capital to assets ratio in Ecuador, year by year
| Year | % | Change |
|---|---|---|
| 2003 | 8.6% | — |
| 2004 | 8.2% | -4.0% |
| 2005 | 8.3% | +0.4% |
| 2006 | 8.2% | -1.3% |
| 2007 | 9.0% | +10.4% |
| 2008 | 9.9% | +9.5% |
| 2009 | 10.3% | +4.7% |
| 2010 | 10.2% | -1.6% |
| 2011 | 9.7% | -4.3% |
| 2012 | 9.3% | -4.4% |
| 2013 | 9.4% | +1.0% |
| 2014 | 9.1% | -2.9% |
| 2015 | 11.0% | +20.3% |
| 2016 | 11.7% | +6.6% |
| 2017 | 11.2% | -4.5% |
| 2018 | 10.9% | -2.2% |
| 2019 | 10.9% | -0.6% |
| 2020 | 10.9% | -0.2% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 8.9% | 8.2% | 10.3% | 7 |
| 2010s | 10.3% | 9.1% | 11.7% | 10 |
| 2020s | 10.9% | 10.9% | 10.9% | 1 |
Countries ranked near Ecuador
- 42 Thailand 11.1% compare
- 43 Central African Republic 11.1% compare
- 44 Namibia 11.1% compare
- 46 Fiji 10.8% compare
- 47 Costa Rica 10.8% compare
- 48 Bosnia and Herzegovina 10.6% compare
More financial sector data for Ecuador
- Net domestic credit (current LCU), per capita 4,540 current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 0.6372 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate 10.18 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 29.57 million SDR (2025)
- Gold reserves at market value 2.69 billion SDR (2025)
- Reserves excluding gold, foreign exchange 4.43 billion SDR (2025)
- Reserves excluding gold 4.46 billion SDR (2025)
- Total reserves (gold at market value) 7.15 billion SDR (2025)
- Total reserves (gold at national valuation) 7.15 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 391.17 SDR per person (2025)
Frequently asked questions
- What is bank capital to assets ratio in Ecuador?
- Bank capital to assets ratio in Ecuador was 10.9% in 2020, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank capital to assets ratio recorded in Ecuador?
- The highest recorded value was 11.7% in 2016.
- What is the lowest bank capital to assets ratio recorded in Ecuador?
- The lowest recorded value was 8.2% in 2006.
- How does Ecuador rank for bank capital to assets ratio?
- Ecuador ranks 45th out of 146 countries with data for 2020.
- Is bank capital to assets ratio rising or falling in Ecuador?
- Over the last ten years it is up 6.6%. The long-run trend across the full record is rising.
- Where does this Ecuador data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank capital to assets ratio (%). Statizoid updates them automatically from the source API.
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About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.