Bank capital to assets ratio (%) (Financial Soundness) in Cyprus
Cyprus: Bank capital to assets ratio (%) (Financial Soundness) was 9.5% in 2025. ▲ Rising
Bank capital to assets ratio in Cyprus, 2008–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, bank capital to assets ratio in Cyprus stood at 9.5%.
Compared with earlier readings it is down 1.1% on the previous year and down 3.3% over ten years.
Over the whole period, bank capital to assets ratio in Cyprus peaked at 10.2% in 2016 and was at its lowest, 3.8%, in 2012.
Cyprus ranks 64th of 147 countries on this measure, in the middle of the range.
The long-run direction has been consistently rising across the 18 years of available data.
Bank capital to assets ratio (%) (Financial Soundness) in Cyprus, year by year
| Year | % | Change |
|---|---|---|
| 2008 | 4.3% | — |
| 2009 | 4.6% | +8.7% |
| 2010 | 6.0% | +29.5% |
| 2011 | 4.4% | -26.9% |
| 2012 | 3.8% | -13.5% |
| 2013 | 8.1% | +114.0% |
| 2014 | 9.6% | +17.9% |
| 2015 | 9.9% | +3.0% |
| 2016 | 10.2% | +3.2% |
| 2017 | 8.7% | -14.6% |
| 2018 | 8.1% | -6.9% |
| 2019 | 8.9% | +10.1% |
| 2020 | 8.7% | -2.9% |
| 2021 | 7.3% | -15.3% |
| 2022 | 6.9% | -6.4% |
| 2023 | 7.7% | +11.8% |
| 2024 | 9.7% | +25.6% |
| 2025 | 9.5% | -1.1% |
Cyprus compared with similar countries
- Cyprus's 9.5% is above the median for high income countries, which is 8.0%, 1.2× the median. (57 countries reporting)
- Cyprus's 9.5% is above the median for Europe & Central Asia, which is 8.5%, 1.1× the median. (48 countries reporting)
Biggest year-on-year movements
Years where Bank capital to assets ratio (%) (Financial Soundness) in Cyprus changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2013 | +114.0% | 3.8% | 8.1% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 4.4% | 4.3% | 4.6% | 2 |
| 2010s | 7.8% | 3.8% | 10.2% | 10 |
| 2020s | 8.3% | 6.9% | 9.7% | 6 |
Countries ranked near Cyprus
- 62 Belize 9.6% compare
- 63 Saint Lucia 9.6% compare
- 65 Ireland 9.5% compare
- 66 Botswana 9.5% compare
- 67 Luxembourg 9.3% compare
More financial sector data for Cyprus
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0028 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 84.99 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0021 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 62.06 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0028 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 84.99 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank capital to assets ratio in Cyprus?
- Bank capital to assets ratio in Cyprus was 9.5% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank capital to assets ratio recorded in Cyprus?
- The highest recorded value was 10.2% in 2016.
- What is the lowest bank capital to assets ratio recorded in Cyprus?
- The lowest recorded value was 3.8% in 2012.
- How does Cyprus rank for bank capital to assets ratio?
- Cyprus ranks 64th out of 147 countries with data for 2025.
- Is bank capital to assets ratio rising or falling in Cyprus?
- Over the last ten years it is down 3.3%. The long-run trend across the full record is rising.
- Where does this Cyprus data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank capital to assets ratio (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 18 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.