Bank capital to assets ratio in Cyprus
Cyprus: Bank capital to assets ratio was 9.5% in 2025. ▲ Rising
Bank capital to assets ratio in Cyprus, 2008–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, bank capital to assets ratio in Cyprus stood at 9.5%.
Compared with earlier readings it is down 1.1% on the previous year and down 3.3% over ten years.
Over the whole period, bank capital to assets ratio in Cyprus peaked at 10.2% in 2016 and was at its lowest, 3.8%, in 2012.
Cyprus ranks 63rd of 146 countries on this measure, in the middle of the range.
The long-run direction has been consistently rising across the 18 years of available data.
Bank capital to assets ratio in Cyprus, year by year
| Year | % | Change |
|---|---|---|
| 2008 | 4.3% | — |
| 2009 | 4.6% | +8.7% |
| 2010 | 6.0% | +29.5% |
| 2011 | 4.4% | -26.9% |
| 2012 | 3.8% | -13.5% |
| 2013 | 8.1% | +114.0% |
| 2014 | 9.6% | +17.9% |
| 2015 | 9.9% | +3.0% |
| 2016 | 10.2% | +3.2% |
| 2017 | 8.7% | -14.6% |
| 2018 | 8.1% | -6.9% |
| 2019 | 8.9% | +10.1% |
| 2020 | 8.7% | -2.9% |
| 2021 | 7.3% | -15.3% |
| 2022 | 6.9% | -6.4% |
| 2023 | 7.7% | +11.8% |
| 2024 | 9.7% | +25.6% |
| 2025 | 9.5% | -1.1% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 4.4% | 4.3% | 4.6% | 2 |
| 2010s | 7.8% | 3.8% | 10.2% | 10 |
| 2020s | 8.3% | 6.9% | 9.7% | 6 |
Countries ranked near Cyprus
More financial sector data for Cyprus
- Net domestic credit (current LCU), per capita 18,337 current LCU per person (2024)
- Net domestic credit (current LCU), per unit of GDP 0.6618 current LCU per US$ of GDP (2024)
- Net domestic credit (current LCU), annual growth rate -0.4317 % change on previous year (2024)
- Gold reserves at 35 SDRs per ounce 15.61 million SDR (2025)
- Gold reserves at market value 1.42 billion SDR (2025)
- Reserves excluding gold, foreign exchange 216.14 million SDR (2025)
- Reserves excluding gold 729.85 million SDR (2025)
- Total reserves (gold at market value) 2.15 billion SDR (2025)
- Total reserves (gold at national valuation) 2.13 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 1,557 SDR per person (2025)
Frequently asked questions
- What is bank capital to assets ratio in Cyprus?
- Bank capital to assets ratio in Cyprus was 9.5% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank capital to assets ratio recorded in Cyprus?
- The highest recorded value was 10.2% in 2016.
- What is the lowest bank capital to assets ratio recorded in Cyprus?
- The lowest recorded value was 3.8% in 2012.
- How does Cyprus rank for bank capital to assets ratio?
- Cyprus ranks 63rd out of 146 countries with data for 2025.
- Is bank capital to assets ratio rising or falling in Cyprus?
- Over the last ten years it is down 3.3%. The long-run trend across the full record is rising.
- Where does this Cyprus data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank capital to assets ratio (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 18 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.