Bank capital to assets ratio (%) (Financial Soundness) in Luxembourg
Luxembourg: Bank capital to assets ratio (%) (Financial Soundness) was 9.3% in 2025. ▲ Rising
Bank capital to assets ratio in Luxembourg, 2009–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
Luxembourg recorded 9.3% for bank capital to assets ratio in 2025. That is the highest value across all 17 years on record.
The figure is up 5.1% on the previous year and up 32.0% over ten years.
Over the whole period, bank capital to assets ratio in Luxembourg peaked at 9.3% in 2025 and was at its lowest, 5.0%, in 2011.
That places Luxembourg 67th out of 147 countries with data for 2025, putting it in the middle of the range.
The long-run direction has been consistently rising across the 17 years of available data.
Bank capital to assets ratio (%) (Financial Soundness) in Luxembourg, year by year
| Year | % | Change |
|---|---|---|
| 2009 | 5.5% | — |
| 2010 | 5.2% | -5.5% |
| 2011 | 5.0% | -4.5% |
| 2012 | 6.3% | +25.7% |
| 2013 | 6.4% | +1.7% |
| 2014 | 6.5% | +1.6% |
| 2015 | 7.0% | +7.9% |
| 2016 | 7.4% | +4.9% |
| 2017 | 8.4% | +13.5% |
| 2018 | 8.0% | -4.5% |
| 2019 | 7.4% | -6.7% |
| 2020 | 8.6% | +16.1% |
| 2021 | 7.9% | -9.1% |
| 2022 | 8.1% | +3.7% |
| 2023 | 8.5% | +4.6% |
| 2024 | 8.8% | +3.4% |
| 2025 | 9.3% | +5.1% |
Luxembourg compared with similar countries
- Luxembourg's 9.3% is above the median for high income countries, which is 8.0%, 1.2× the median. (57 countries reporting)
- Luxembourg's 9.3% is above the median for Europe & Central Asia, which is 8.5%, 1.1× the median. (48 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 5.5% | 5.5% | 5.5% | 1 |
| 2010s | 6.8% | 5.0% | 8.4% | 10 |
| 2020s | 8.5% | 7.9% | 9.3% | 6 |
Countries ranked near Luxembourg
More financial sector data for Luxembourg
- Reserve position in the IMF, US dollar, annual growth rate 6.15 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0046 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 683.75 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 1.09 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0034 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 499.27 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 6.15 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0046 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 683.75 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 1.09 % change on previous year (2025)
Frequently asked questions
- What is bank capital to assets ratio in Luxembourg?
- Bank capital to assets ratio in Luxembourg was 9.3% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank capital to assets ratio recorded in Luxembourg?
- The highest recorded value was 9.3% in 2025.
- What is the lowest bank capital to assets ratio recorded in Luxembourg?
- The lowest recorded value was 5.0% in 2011.
- How does Luxembourg rank for bank capital to assets ratio?
- Luxembourg ranks 67th out of 147 countries with data for 2025.
- Is bank capital to assets ratio rising or falling in Luxembourg?
- Over the last ten years it is up 32.0%. The long-run trend across the full record is rising.
- Where does this Luxembourg data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank capital to assets ratio (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 17 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.