Bank capital to assets ratio in United States of America
United States of America: Bank capital to assets ratio was 9.2% in 2025. ▬ Flat
Bank capital to assets ratio in United States of America, 2009–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, bank capital to assets ratio in United States of America stood at 9.2%.
The figure is up 2.9% on the previous year and down 2.0% over ten years.
Over the whole period, bank capital to assets ratio in United States of America peaked at 9.4% in 2018 and was at its lowest, 8.6%, in 2009.
United States of America ranks 70th of 147 countries on this measure, in the middle of the range.
Bank capital to assets ratio in United States of America, year by year
| Year | % | Change |
|---|---|---|
| 2009 | 8.6% | — |
| 2010 | 8.8% | +2.7% |
| 2011 | 8.8% | +0.5% |
| 2012 | 8.8% | -0.4% |
| 2013 | 9.2% | +3.9% |
| 2014 | 9.2% | +0.6% |
| 2015 | 9.4% | +1.7% |
| 2016 | 9.3% | -0.3% |
| 2017 | 9.4% | +0.5% |
| 2018 | 9.4% | +0.7% |
| 2019 | 9.4% | -0.5% |
| 2020 | 8.6% | -8.4% |
| 2021 | 8.6% | +0.2% |
| 2022 | 8.6% | -0.5% |
| 2023 | 8.7% | +1.2% |
| 2024 | 8.9% | +2.6% |
| 2025 | 9.2% | +2.9% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 8.6% | 8.6% | 8.6% | 1 |
| 2010s | 9.2% | 8.8% | 9.4% | 10 |
| 2020s | 8.8% | 8.6% | 9.2% | 6 |
Countries ranked near United States of America
More financial sector data for United States of America
- Reserve position in the IMF, US dollar, annual growth rate 17.82 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 89.64 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 12.2 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0007 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 65.46 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 17.82 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 89.64 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 12.2 % change on previous year (2025)
Frequently asked questions
- What is bank capital to assets ratio in United States of America?
- Bank capital to assets ratio in United States of America was 9.2% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank capital to assets ratio recorded in United States of America?
- The highest recorded value was 9.4% in 2018.
- What is the lowest bank capital to assets ratio recorded in United States of America?
- The lowest recorded value was 8.6% in 2009.
- How does United States of America rank for bank capital to assets ratio?
- United States of America ranks 70th out of 147 countries with data for 2025.
- Is bank capital to assets ratio rising or falling in United States of America?
- Over the last ten years it is down 2.0%. The long-run trend across the full record is flat.
- Where does this United States of America data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank capital to assets ratio (%). Statizoid updates them automatically from the source API.
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About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.