Bank capital to assets ratio (%) (Financial Soundness) in Albania
Albania: Bank capital to assets ratio (%) (Financial Soundness) was 9.2% in 2025. ▲ Rising
Bank capital to assets ratio in Albania, 2010–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
Albania recorded 9.2% for bank capital to assets ratio in 2025. That is the highest value across all 16 years on record.
That represents a change of up 1.2% on the previous year and up 9.1% over ten years.
Over the whole period, bank capital to assets ratio in Albania peaked at 9.2% in 2025 and was at its lowest, 7.4%, in 2014.
That places Albania 69th out of 147 countries with data for 2025, putting it in the middle of the range.
The long-run direction has been consistently rising across the 16 years of available data.
Bank capital to assets ratio (%) (Financial Soundness) in Albania, year by year
| Year | % | Change |
|---|---|---|
| 2010 | 8.7% | — |
| 2011 | 8.1% | -6.1% |
| 2012 | 7.9% | -2.5% |
| 2013 | 7.7% | -2.5% |
| 2014 | 7.4% | -4.0% |
| 2015 | 8.4% | +13.6% |
| 2016 | 8.7% | +3.8% |
| 2017 | 9.0% | +3.1% |
| 2018 | 9.2% | +1.5% |
| 2019 | 9.1% | -0.8% |
| 2020 | 9.1% | -0.1% |
| 2021 | 8.8% | -2.5% |
| 2022 | 8.6% | -2.8% |
| 2023 | 8.7% | +1.1% |
| 2024 | 9.1% | +4.5% |
| 2025 | 9.2% | +1.2% |
Albania compared with similar countries
- Albania's 9.2% is below the median for upper middle income countries, which is 9.7%, 94% of the median. (48 countries reporting)
- Albania's 9.2% is above the median for Europe & Central Asia, which is 8.5%, 1.1× the median. (48 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 8.4% | 7.4% | 9.2% | 10 |
| 2020s | 8.9% | 8.6% | 9.2% | 6 |
Countries ranked near Albania
- 66 Botswana 9.5% compare
- 67 Luxembourg 9.3% compare
- 68 Philippines 9.2% compare
- 70 United States 9.2% compare
- 71 Nicaragua 9.2% compare
- 72 Algeria 9.1% compare
More financial sector data for Albania
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0012 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 15.16 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0009 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 11.07 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0012 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 15.16 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank capital to assets ratio in Albania?
- Bank capital to assets ratio in Albania was 9.2% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank capital to assets ratio recorded in Albania?
- The highest recorded value was 9.2% in 2025.
- What is the lowest bank capital to assets ratio recorded in Albania?
- The lowest recorded value was 7.4% in 2014.
- How does Albania rank for bank capital to assets ratio?
- Albania ranks 69th out of 147 countries with data for 2025.
- Is bank capital to assets ratio rising or falling in Albania?
- Over the last ten years it is up 9.1%. The long-run trend across the full record is rising.
- Where does this Albania data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank capital to assets ratio (%). Statizoid updates them automatically from the source API.
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About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.