Luxembourg vs United States: Bank capital to assets ratio (%) (Financial Soundness)
Bank capital to assets ratio (%) (Financial Soundness) over time
- Luxembourg
- United States
How they compare
Luxembourg currently reports 9.3% against 9.2% in United States, a difference of 0.1%.
The two have swapped places 3 times across 17 shared years of data; in 2009 it was United States ahead.
Luxembourg ranks 67th and United States ranks 70th of 147 countries.
United States has averaged higher in every one of the 3 decades both report.
Head to head by decade
| Decade | Luxembourg | United States | Difference | Ahead |
|---|---|---|---|---|
| 2000s | 5.5% | 8.6% | 3.0% | United States |
| 2010s | 6.8% | 9.2% | 2.4% | United States |
| 2020s | 8.5% | 8.8% | 0.2% | United States |
Averages of every year both report within each decade.
Frequently asked questions
- Which has higher bank capital to assets ratio, Luxembourg or United States?
- Luxembourg, at 9.3% against 9.2% in United States as of 2025.
- What is the difference in bank capital to assets ratio between Luxembourg and United States?
- 0.1%, with Luxembourg ahead.
- How many years of comparable data are there for Luxembourg and United States?
- 17 years are reported by both, from 2009 to 2025.
- How do Luxembourg and United States rank globally for bank capital to assets ratio?
- Luxembourg ranks 67th and United States ranks 70th of 147 countries.
- Where does this data come from?
- Financial Soundness Indicators, International Monetary Fund (IMF), published as Bank capital to assets ratio (%). Statizoid refreshes it automatically from the source and publishes the full history for both places.
Individual pages
About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.