Bank capital to assets ratio in Czechia
Czechia: Bank capital to assets ratio was 5.9% in 2025. ▼ Falling
Bank capital to assets ratio in Czechia, 2005–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for bank capital to assets ratio in Czechia is 5.9%, measured in 2025.
The figure is down 3.0% on the previous year and down 21.3% over ten years.
Over the whole period, bank capital to assets ratio in Czechia peaked at 19.5% in 2005 and was at its lowest, 5.4%, in 2008.
That places Czechia 130th out of 146 countries with data for 2025, putting it in the bottom quarter.
The long-run direction has been consistently falling across the 19 years of available data.
Bank capital to assets ratio in Czechia, year by year
| Year | % | Change |
|---|---|---|
| 2005 | 19.5% | — |
| 2008 | 5.4% | -72.1% |
| 2009 | 6.1% | +11.2% |
| 2010 | 6.5% | +6.6% |
| 2011 | 6.5% | +0.1% |
| 2012 | 6.8% | +5.9% |
| 2013 | 7.2% | +4.8% |
| 2014 | 7.3% | +1.3% |
| 2015 | 7.5% | +3.1% |
| 2016 | 7.2% | -3.5% |
| 2017 | 6.5% | -10.6% |
| 2018 | 6.5% | +0.9% |
| 2019 | 6.8% | +4.6% |
| 2020 | 7.3% | +7.7% |
| 2021 | 6.9% | -5.7% |
| 2022 | 6.7% | -3.0% |
| 2023 | 6.3% | -5.9% |
| 2024 | 6.1% | -4.0% |
| 2025 | 5.9% | -3.0% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 10.3% | 5.4% | 19.5% | 3 |
| 2010s | 6.9% | 6.5% | 7.5% | 10 |
| 2020s | 6.5% | 5.9% | 7.3% | 6 |
Countries ranked near Czechia
More financial sector data for Czechia
- Total reserves (gold at national valuation) (SDR), annual growth rate 14.82 % change on previous year (2025)
- Total reserves (gold at national valuation) (SDR), per capita 11,831 SDR per person (2025)
- Total reserves in months of imports, annual growth rate 9.79 % change on previous year (2025)
- Total reserves in months of imports, per unit of GDP 0 units per US$ of GDP (2025)
- Total reserves in months of imports, per capita 0 units per person (2025)
- Reserves excluding gold, foreign exchange (SDR), annual growth rate 11.85 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.3025 SDR per US$ of GDP (2025)
- Reserves excluding gold, foreign exchange (SDR), per capita 10,864 SDR per person (2025)
- Reserves excluding gold (SDR), annual growth rate 11.51 % change on previous year (2025)
- Reserves excluding gold (SDR), per capita 11,152 SDR per person (2025)
Frequently asked questions
- What is bank capital to assets ratio in Czechia?
- Bank capital to assets ratio in Czechia was 5.9% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank capital to assets ratio recorded in Czechia?
- The highest recorded value was 19.5% in 2005.
- What is the lowest bank capital to assets ratio recorded in Czechia?
- The lowest recorded value was 5.4% in 2008.
- How does Czechia rank for bank capital to assets ratio?
- Czechia ranks 130th out of 146 countries with data for 2025.
- Is bank capital to assets ratio rising or falling in Czechia?
- Over the last ten years it is down 21.3%. The long-run trend across the full record is falling.
- Where does this Czechia data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank capital to assets ratio (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 19 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.