Bank capital to assets ratio in Spain
Spain: Bank capital to assets ratio was 5.7% in 2025. ▲ Rising
Bank capital to assets ratio in Spain, 2012–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, bank capital to assets ratio in Spain stood at 5.7%.
That represents a change of down 0.2% on the previous year and down 4.3% over ten years.
Over the whole period, bank capital to assets ratio in Spain peaked at 6.2% in 2016 and was at its lowest, 4.5%, in 2012.
That places Spain 133rd out of 146 countries with data for 2025, putting it in the bottom quarter.
The long-run direction has been consistently rising across the 14 years of available data.
Bank capital to assets ratio in Spain, year by year
| Year | % | Change |
|---|---|---|
| 2012 | 4.5% | — |
| 2013 | 5.3% | +17.7% |
| 2014 | 5.6% | +5.2% |
| 2015 | 6.0% | +6.9% |
| 2016 | 6.2% | +2.5% |
| 2017 | 6.1% | -1.6% |
| 2018 | 6.0% | -0.2% |
| 2019 | 6.1% | +0.9% |
| 2020 | 5.9% | -3.1% |
| 2021 | 5.8% | -2.2% |
| 2022 | 5.5% | -4.5% |
| 2023 | 5.7% | +2.5% |
| 2024 | 5.8% | +1.7% |
| 2025 | 5.7% | -0.2% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 5.7% | 4.5% | 6.2% | 8 |
| 2020s | 5.7% | 5.5% | 5.9% | 6 |
Countries ranked near Spain
More financial sector data for Spain
- Net domestic credit (current LCU), per capita 43,758 current LCU per person (2024)
- Net domestic credit (current LCU), per unit of GDP 1.24 current LCU per US$ of GDP (2024)
- Net domestic credit (current LCU), annual growth rate 0.2467 % change on previous year (2024)
- Gold reserves at 35 SDRs per ounce 316.86 million SDR (2025)
- Gold reserves at market value 28.87 billion SDR (2025)
- Reserves excluding gold, foreign exchange 50.39 billion SDR (2025)
- Reserves excluding gold 65.02 billion SDR (2025)
- Total reserves (gold at market value) 93.90 billion SDR (2025)
- Total reserves (gold at national valuation) 93.52 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 1,895 SDR per person (2025)
Frequently asked questions
- What is bank capital to assets ratio in Spain?
- Bank capital to assets ratio in Spain was 5.7% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank capital to assets ratio recorded in Spain?
- The highest recorded value was 6.2% in 2016.
- What is the lowest bank capital to assets ratio recorded in Spain?
- The lowest recorded value was 4.5% in 2012.
- How does Spain rank for bank capital to assets ratio?
- Spain ranks 133rd out of 146 countries with data for 2025.
- Is bank capital to assets ratio rising or falling in Spain?
- Over the last ten years it is down 4.3%. The long-run trend across the full record is rising.
- Where does this Spain data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank capital to assets ratio (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 14 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.