Bank capital to assets ratio in United Kingdom of Great Britain and Northern Ireland
United Kingdom of Great Britain and Northern Ireland: Bank capital to assets ratio was 5.6% in 2025. ▲ Rising
Bank capital to assets ratio in United Kingdom of Great Britain and Northern Ireland, 2005–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for bank capital to assets ratio in United Kingdom of Great Britain and Northern Ireland is 5.6%, measured in 2025.
The figure is down 6.3% on the previous year and up 3.4% over ten years.
Over the whole period, bank capital to assets ratio in United Kingdom of Great Britain and Northern Ireland peaked at 6.5% in 2022 and was at its lowest, 3.3%, in 2008.
United Kingdom of Great Britain and Northern Ireland ranks 135th of 147 countries on this measure, in the bottom quarter.
The long-run direction has been consistently rising across the 19 years of available data.
Bank capital to assets ratio in United Kingdom of Great Britain and Northern Ireland, year by year
| Year | % | Change |
|---|---|---|
| 2005 | 4.2% | — |
| 2008 | 3.3% | -22.1% |
| 2009 | 4.2% | +28.4% |
| 2010 | 4.5% | +6.0% |
| 2011 | 4.3% | -3.5% |
| 2012 | 4.7% | +8.5% |
| 2013 | 5.2% | +11.1% |
| 2014 | 4.4% | -15.9% |
| 2015 | 5.4% | +24.3% |
| 2016 | 5.5% | +0.5% |
| 2017 | 5.4% | -1.3% |
| 2018 | 5.6% | +3.5% |
| 2019 | 5.5% | -0.9% |
| 2020 | 5.5% | -0.8% |
| 2021 | 5.3% | -4.2% |
| 2022 | 6.5% | +22.8% |
| 2023 | 6.1% | -6.0% |
| 2024 | 6.0% | -1.1% |
| 2025 | 5.6% | -6.3% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 3.9% | 3.3% | 4.2% | 3 |
| 2010s | 5.0% | 4.3% | 5.6% | 10 |
| 2020s | 5.8% | 5.3% | 6.5% | 6 |
Countries ranked near United Kingdom of Great Britain and Northern Ireland
More financial sector data for United Kingdom of Great Britain and Northern Ireland
- Reserve position in the IMF, US dollar, annual growth rate 10.56 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 104.99 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 5.29 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0013 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 76.66 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 10.56 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 104.99 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 5.29 % change on previous year (2025)
All data for United Kingdom of Great Britain and Northern Ireland →
Frequently asked questions
- What is bank capital to assets ratio in United Kingdom of Great Britain and Northern Ireland?
- Bank capital to assets ratio in United Kingdom of Great Britain and Northern Ireland was 5.6% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank capital to assets ratio recorded in United Kingdom of Great Britain and Northern Ireland?
- The highest recorded value was 6.5% in 2022.
- What is the lowest bank capital to assets ratio recorded in United Kingdom of Great Britain and Northern Ireland?
- The lowest recorded value was 3.3% in 2008.
- How does United Kingdom of Great Britain and Northern Ireland rank for bank capital to assets ratio?
- United Kingdom of Great Britain and Northern Ireland ranks 135th out of 147 countries with data for 2025.
- Is bank capital to assets ratio rising or falling in United Kingdom of Great Britain and Northern Ireland?
- Over the last ten years it is up 3.4%. The long-run trend across the full record is rising.
- Where does this United Kingdom of Great Britain and Northern Ireland data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank capital to assets ratio (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 19 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.