Bank capital to assets ratio (%) (Financial Soundness) in France
France: Bank capital to assets ratio (%) (Financial Soundness) was 5.6% in 2024. ▲ Rising
Bank capital to assets ratio in France, 2008–2024
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
France recorded 5.6% for bank capital to assets ratio in 2024.
That represents a change of up 1.6% on the previous year and up 31.1% over ten years.
Over the whole period, bank capital to assets ratio in France peaked at 5.9% in 2020 and was at its lowest, 3.0%, in 2008.
That places France 137th out of 147 countries with data for 2024, putting it in the bottom quarter.
The long-run direction has been consistently rising across the 17 years of available data.
Bank capital to assets ratio (%) (Financial Soundness) in France, year by year
| Year | % | Change |
|---|---|---|
| 2008 | 3.0% | — |
| 2009 | 3.7% | +23.4% |
| 2010 | 3.9% | +6.3% |
| 2011 | 3.9% | +0.0% |
| 2012 | 4.3% | +9.7% |
| 2013 | 4.5% | +6.2% |
| 2014 | 4.2% | -6.5% |
| 2015 | 4.7% | +10.4% |
| 2016 | 5.2% | +10.1% |
| 2017 | 5.4% | +4.3% |
| 2018 | 5.4% | +0.7% |
| 2019 | 5.5% | +2.0% |
| 2020 | 5.9% | +6.0% |
| 2021 | 5.7% | -2.3% |
| 2022 | 5.3% | -6.6% |
| 2023 | 5.5% | +2.2% |
| 2024 | 5.6% | +1.6% |
France compared with similar countries
- France's 5.6% is below the median for high income countries, which is 8.0%, 69% of the median. (57 countries reporting)
- France's 5.6% is below the median for Europe & Central Asia, which is 8.5%, 65% of the median. (48 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 3.3% | 3.0% | 3.7% | 2 |
| 2010s | 4.7% | 3.9% | 5.5% | 10 |
| 2020s | 5.6% | 5.3% | 5.9% | 5 |
Countries ranked near France
More financial sector data for France
- Reserve position in the IMF, US dollar, annual growth rate 12.73 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0021 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 104.69 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 7.35 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0016 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 76.44 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 12.73 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0021 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 104.69 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 7.35 % change on previous year (2025)
Frequently asked questions
- What is bank capital to assets ratio in France?
- Bank capital to assets ratio in France was 5.6% in 2024, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank capital to assets ratio recorded in France?
- The highest recorded value was 5.9% in 2020.
- What is the lowest bank capital to assets ratio recorded in France?
- The lowest recorded value was 3.0% in 2008.
- How does France rank for bank capital to assets ratio?
- France ranks 137th out of 147 countries with data for 2024.
- Is bank capital to assets ratio rising or falling in France?
- Over the last ten years it is up 31.1%. The long-run trend across the full record is rising.
- Where does this France data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank capital to assets ratio (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 17 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.