Bank capital to assets ratio in France
France: Bank capital to assets ratio was 5.6% in 2024. ▲ Rising
Bank capital to assets ratio in France, 2008–2024
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
France recorded 5.6% for bank capital to assets ratio in 2024.
That represents a change of up 1.6% on the previous year and up 31.1% over ten years.
Over the whole period, bank capital to assets ratio in France peaked at 5.9% in 2020 and was at its lowest, 3.0%, in 2008.
That places France 136th out of 146 countries with data for 2024, putting it in the bottom quarter.
The long-run direction has been consistently rising across the 17 years of available data.
Bank capital to assets ratio in France, year by year
| Year | % | Change |
|---|---|---|
| 2008 | 3.0% | — |
| 2009 | 3.7% | +23.4% |
| 2010 | 3.9% | +6.3% |
| 2011 | 3.9% | +0.0% |
| 2012 | 4.3% | +9.7% |
| 2013 | 4.5% | +6.2% |
| 2014 | 4.2% | -6.5% |
| 2015 | 4.7% | +10.4% |
| 2016 | 5.2% | +10.1% |
| 2017 | 5.4% | +4.3% |
| 2018 | 5.4% | +0.7% |
| 2019 | 5.5% | +2.0% |
| 2020 | 5.9% | +6.0% |
| 2021 | 5.7% | -2.3% |
| 2022 | 5.3% | -6.6% |
| 2023 | 5.5% | +2.2% |
| 2024 | 5.6% | +1.6% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 3.3% | 3.0% | 3.7% | 2 |
| 2010s | 4.7% | 3.9% | 5.5% | 10 |
| 2020s | 5.6% | 5.3% | 5.9% | 5 |
Countries ranked near France
More financial sector data for France
- Total reserves (gold at national valuation) (SDR), annual growth rate 42.68 % change on previous year (2025)
- Total reserves (gold at national valuation) (SDR), per capita 4,503 SDR per person (2025)
- Total reserves in months of imports, annual growth rate 44.43 % change on previous year (2025)
- Total reserves in months of imports, per unit of GDP 0 units per US$ of GDP (2025)
- Total reserves in months of imports, per capita 0 units per person (2025)
- Reserves excluding gold, foreign exchange (SDR), annual growth rate 7.55 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.0073 SDR per US$ of GDP (2025)
- Reserves excluding gold, foreign exchange (SDR), per capita 355.19 SDR per person (2025)
- Reserves excluding gold (SDR), annual growth rate 4.4 % change on previous year (2025)
- Reserves excluding gold (SDR), per capita 913.61 SDR per person (2025)
Frequently asked questions
- What is bank capital to assets ratio in France?
- Bank capital to assets ratio in France was 5.6% in 2024, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank capital to assets ratio recorded in France?
- The highest recorded value was 5.9% in 2020.
- What is the lowest bank capital to assets ratio recorded in France?
- The lowest recorded value was 3.0% in 2008.
- How does France rank for bank capital to assets ratio?
- France ranks 136th out of 146 countries with data for 2024.
- Is bank capital to assets ratio rising or falling in France?
- Over the last ten years it is up 31.1%. The long-run trend across the full record is rising.
- Where does this France data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank capital to assets ratio (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 17 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.