Bank capital to assets ratio in Canada
Canada: Bank capital to assets ratio was 4.9% in 2025. ▲ Rising
Bank capital to assets ratio in Canada, 2005–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
Canada recorded 4.9% for bank capital to assets ratio in 2025.
Compared with earlier readings it is up 4.1% on the previous year and up 6.7% over ten years.
Over the whole period, bank capital to assets ratio in Canada peaked at 4.9% in 2011 and was at its lowest, 4.0%, in 2008.
That places Canada 139th out of 146 countries with data for 2025, putting it in the bottom quarter.
The long-run direction has been consistently rising across the 21 years of available data.
Bank capital to assets ratio in Canada, year by year
| Year | % | Change |
|---|---|---|
| 2005 | 4.5% | — |
| 2006 | 4.6% | +1.6% |
| 2007 | 4.2% | -7.8% |
| 2008 | 4.0% | -4.2% |
| 2009 | 4.8% | +17.5% |
| 2010 | 4.8% | +0.2% |
| 2011 | 4.9% | +2.3% |
| 2012 | 4.6% | -5.3% |
| 2013 | 4.3% | -6.9% |
| 2014 | 4.5% | +4.1% |
| 2015 | 4.6% | +1.7% |
| 2016 | 4.7% | +2.2% |
| 2017 | 4.8% | +3.1% |
| 2018 | 4.8% | -0.2% |
| 2019 | 4.7% | -1.8% |
| 2020 | 4.5% | -3.4% |
| 2021 | 4.8% | +4.7% |
| 2022 | 4.8% | +1.0% |
| 2023 | 4.7% | -1.7% |
| 2024 | 4.7% | -1.0% |
| 2025 | 4.9% | +4.1% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 4.4% | 4.0% | 4.8% | 5 |
| 2010s | 4.7% | 4.3% | 4.9% | 10 |
| 2020s | 4.7% | 4.5% | 4.9% | 6 |
Countries ranked near Canada
More financial sector data for Canada
- Net domestic credit (current LCU), per capita 85,674 current LCU per person (2008)
- Net domestic credit (current LCU), per unit of GDP 1.83 current LCU per US$ of GDP (2008)
- Net domestic credit (current LCU), annual growth rate 20.77 % change on previous year (2008)
- Gold reserves at 35 SDRs per ounce 0 SDR (2025)
- Gold reserves at market value 0 SDR (2025)
- Reserves excluding gold, foreign exchange 71.85 billion SDR (2025)
- Reserves excluding gold 91.73 billion SDR (2025)
- Total reserves (gold at market value) 91.73 billion SDR (2025)
- Total reserves (gold at national valuation) 91.73 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 2,202 SDR per person (2025)
Frequently asked questions
- What is bank capital to assets ratio in Canada?
- Bank capital to assets ratio in Canada was 4.9% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank capital to assets ratio recorded in Canada?
- The highest recorded value was 4.9% in 2011.
- What is the lowest bank capital to assets ratio recorded in Canada?
- The lowest recorded value was 4.0% in 2008.
- How does Canada rank for bank capital to assets ratio?
- Canada ranks 139th out of 146 countries with data for 2025.
- Is bank capital to assets ratio rising or falling in Canada?
- Over the last ten years it is up 6.7%. The long-run trend across the full record is rising.
- Where does this Canada data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank capital to assets ratio (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 21 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.