Bank capital to assets ratio in Pakistan
Pakistan: Bank capital to assets ratio was 5.2% in 2025. ▼ Falling
Bank capital to assets ratio in Pakistan, 2013–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, bank capital to assets ratio in Pakistan stood at 5.2%.
The figure is up 4.6% on the previous year and down 25.4% over ten years.
Over the whole period, bank capital to assets ratio in Pakistan peaked at 7.4% in 2014 and was at its lowest, 4.8%, in 2023.
Pakistan ranks 139th of 147 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 13 years of available data.
Bank capital to assets ratio in Pakistan, year by year
| Year | % | Change |
|---|---|---|
| 2013 | 6.8% | — |
| 2014 | 7.4% | +9.3% |
| 2015 | 7.0% | -5.4% |
| 2016 | 6.3% | -9.8% |
| 2017 | 5.8% | -7.6% |
| 2018 | 5.8% | +0.4% |
| 2019 | 5.9% | +1.7% |
| 2020 | 5.8% | -2.5% |
| 2021 | 5.1% | -11.2% |
| 2022 | 4.9% | -3.9% |
| 2023 | 4.8% | -3.0% |
| 2024 | 5.0% | +3.8% |
| 2025 | 5.2% | +4.6% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 6.4% | 5.8% | 7.4% | 7 |
| 2020s | 5.1% | 4.8% | 5.8% | 6 |
Countries ranked near Pakistan
More financial sector data for Pakistan
- Net domestic credit (current LCU), per capita 219,254 current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 137.38 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate 10.73 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 72.88 million SDR (2025)
- Gold reserves at market value 6.64 billion SDR (2025)
- Reserves excluding gold, foreign exchange 12.50 billion SDR (2025)
- Reserves excluding gold 12.68 billion SDR (2025)
- Total reserves (gold at market value) 19.32 billion SDR (2025)
- Total reserves (gold at national valuation) 19.32 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 75.69 SDR per person (2025)
Frequently asked questions
- What is bank capital to assets ratio in Pakistan?
- Bank capital to assets ratio in Pakistan was 5.2% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank capital to assets ratio recorded in Pakistan?
- The highest recorded value was 7.4% in 2014.
- What is the lowest bank capital to assets ratio recorded in Pakistan?
- The lowest recorded value was 4.8% in 2023.
- How does Pakistan rank for bank capital to assets ratio?
- Pakistan ranks 139th out of 147 countries with data for 2025.
- Is bank capital to assets ratio rising or falling in Pakistan?
- Over the last ten years it is down 25.4%. The long-run trend across the full record is falling.
- Where does this Pakistan data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank capital to assets ratio (%). Statizoid updates them automatically from the source API.
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About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.