Bank capital to assets ratio in Georgia
Georgia: Bank capital to assets ratio was 15.2% in 2025. ▼ Falling
Bank capital to assets ratio in Georgia, 2001–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, bank capital to assets ratio in Georgia stood at 15.2%.
That represents a change of down 2.2% on the previous year and up 45.6% over ten years.
Over the whole period, bank capital to assets ratio in Georgia peaked at 24.3% in 2001 and was at its lowest, 9.4%, in 2016.
That places Georgia 5th out of 146 countries with data for 2025, putting it in the top 10%.
The long-run direction has been consistently falling across the 25 years of available data.
Bank capital to assets ratio in Georgia, year by year
| Year | % | Change |
|---|---|---|
| 2001 | 24.3% | — |
| 2002 | 19.6% | -19.6% |
| 2003 | 18.3% | -6.4% |
| 2004 | 17.6% | -4.0% |
| 2005 | 14.2% | -18.9% |
| 2006 | 17.0% | +19.0% |
| 2007 | 15.7% | -7.3% |
| 2008 | 16.2% | +2.9% |
| 2009 | 15.6% | -3.7% |
| 2010 | 12.7% | -18.2% |
| 2011 | 12.0% | -5.9% |
| 2012 | 13.6% | +13.3% |
| 2013 | 12.6% | -7.3% |
| 2014 | 13.2% | +5.0% |
| 2015 | 10.4% | -21.1% |
| 2016 | 9.4% | -10.1% |
| 2017 | 11.3% | +20.4% |
| 2018 | 11.6% | +2.2% |
| 2019 | 12.3% | +6.3% |
| 2020 | 10.3% | -16.2% |
| 2021 | 13.0% | +26.7% |
| 2022 | 13.0% | -0.6% |
| 2023 | 15.2% | +17.2% |
| 2024 | 15.5% | +2.2% |
| 2025 | 15.2% | -2.2% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 17.6% | 14.2% | 24.3% | 9 |
| 2010s | 11.9% | 9.4% | 13.6% | 10 |
| 2020s | 13.7% | 10.3% | 15.5% | 6 |
Countries ranked near Georgia
More financial sector data for Georgia
- Reserves excluding gold, foreign exchange (SDR), annual growth rate 31.19 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.0896 SDR per US$ of GDP (2025)
- Reserves excluding gold, foreign exchange (SDR), per capita 868.27 SDR per person (2025)
- Reserves excluding gold (SDR), annual growth rate 27.55 % change on previous year (2025)
- Reserves excluding gold (SDR), per capita 956.37 SDR per person (2025)
- Total reserves (gold at market value) (SDR), annual growth rate 31.84 % change on previous year (2025)
- Total reserves (gold at market value) (SDR), per capita 1,142 SDR per person (2025)
- Total reserves (gold at national valuation) (SDR), annual growth rate 31.84 % change on previous year (2025)
- Total reserves (gold at national valuation) (SDR), per capita 1,142 SDR per person (2025)
- Total reserves in months of imports, annual growth rate 31.57 % change on previous year (2025)
Frequently asked questions
- What is bank capital to assets ratio in Georgia?
- Bank capital to assets ratio in Georgia was 15.2% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank capital to assets ratio recorded in Georgia?
- The highest recorded value was 24.3% in 2001.
- What is the lowest bank capital to assets ratio recorded in Georgia?
- The lowest recorded value was 9.4% in 2016.
- How does Georgia rank for bank capital to assets ratio?
- Georgia ranks 5th out of 146 countries with data for 2025.
- Is bank capital to assets ratio rising or falling in Georgia?
- Over the last ten years it is up 45.6%. The long-run trend across the full record is falling.
- Where does this Georgia data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank capital to assets ratio (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 25 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.