Bank capital to assets ratio (%) (Financial Soundness) in India
India: Bank capital to assets ratio (%) (Financial Soundness) was 8.5% in 2025. ▲ Rising
Bank capital to assets ratio in India, 2005–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for bank capital to assets ratio in India is 8.5%, measured in 2025. That is the highest value across all 17 years on record.
The figure is up 1.2% on the previous year and up 27.5% over ten years.
Over the whole period, bank capital to assets ratio in India peaked at 8.5% in 2025 and was at its lowest, 5.3%, in 2005.
That places India 87th out of 147 countries with data for 2025, putting it in the middle of the range.
The long-run direction has been consistently rising across the 17 years of available data.
Bank capital to assets ratio (%) (Financial Soundness) in India, year by year
| Year | % | Change |
|---|---|---|
| 2005 | 5.3% | — |
| 2008 | 6.3% | +19.2% |
| 2011 | 5.9% | -7.2% |
| 2012 | 6.1% | +4.4% |
| 2013 | 6.1% | -0.9% |
| 2014 | 6.3% | +3.9% |
| 2015 | 6.7% | +5.8% |
| 2016 | 6.7% | +0.3% |
| 2017 | 7.0% | +5.1% |
| 2018 | 6.9% | -2.1% |
| 2019 | 8.0% | +16.4% |
| 2020 | 7.8% | -2.7% |
| 2021 | 7.8% | +0.2% |
| 2022 | 7.8% | -0.9% |
| 2023 | 8.1% | +3.9% |
| 2024 | 8.4% | +4.4% |
| 2025 | 8.5% | +1.2% |
India compared with similar countries
- India's 8.5% is below the median for lower middle income countries, which is 9.2%, 93% of the median. (31 countries reporting)
- India's 8.5% is above the median for South Asia, which is 7.4%, 1.1× the median. (6 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 5.8% | 5.3% | 6.3% | 2 |
| 2010s | 6.6% | 5.9% | 8.0% | 9 |
| 2020s | 8.1% | 7.8% | 8.5% | 6 |
Countries ranked near India
More financial sector data for India
- Reserve position in the IMF, US dollar, annual growth rate 13.2 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0012 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 3.26 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 7.8 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0009 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 2.38 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 13.2 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0012 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 3.26 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 7.8 % change on previous year (2025)
Frequently asked questions
- What is bank capital to assets ratio in India?
- Bank capital to assets ratio in India was 8.5% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank capital to assets ratio recorded in India?
- The highest recorded value was 8.5% in 2025.
- What is the lowest bank capital to assets ratio recorded in India?
- The lowest recorded value was 5.3% in 2005.
- How does India rank for bank capital to assets ratio?
- India ranks 87th out of 147 countries with data for 2025.
- Is bank capital to assets ratio rising or falling in India?
- Over the last ten years it is up 27.5%. The long-run trend across the full record is rising.
- Where does this India data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank capital to assets ratio (%). Statizoid updates them automatically from the source API.
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About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.