Bank capital to assets ratio (%) (Financial Soundness) in Netherlands
Netherlands: Bank capital to assets ratio (%) (Financial Soundness) was 6.0% in 2025. ▲ Rising
Bank capital to assets ratio in Netherlands, 2008–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, bank capital to assets ratio in Netherlands stood at 6.0%.
Compared with earlier readings it is down 0.6% on the previous year and up 18.8% over ten years.
Over the whole period, bank capital to assets ratio in Netherlands peaked at 6.7% in 2021 and was at its lowest, 3.5%, in 2008.
That places Netherlands 127th out of 147 countries with data for 2025, putting it in the bottom quarter.
The long-run direction has been consistently rising across the 18 years of available data.
Bank capital to assets ratio (%) (Financial Soundness) in Netherlands, year by year
| Year | % | Change |
|---|---|---|
| 2008 | 3.5% | — |
| 2009 | 4.4% | +24.6% |
| 2010 | 4.4% | +0.4% |
| 2011 | 4.3% | -2.5% |
| 2012 | 4.6% | +5.4% |
| 2013 | 4.8% | +5.2% |
| 2014 | 4.6% | -4.2% |
| 2015 | 5.1% | +10.4% |
| 2016 | 5.5% | +7.6% |
| 2017 | 5.7% | +4.6% |
| 2018 | 5.8% | +2.2% |
| 2019 | 5.1% | -12.2% |
| 2020 | 5.5% | +6.5% |
| 2021 | 6.7% | +22.9% |
| 2022 | 6.0% | -10.9% |
| 2023 | 6.1% | +1.5% |
| 2024 | 6.1% | -0.0% |
| 2025 | 6.0% | -0.6% |
Netherlands compared with similar countries
- Netherlands's 6.0% is below the median for high income countries, which is 8.0%, 75% of the median. (57 countries reporting)
- Netherlands's 6.0% is below the median for Europe & Central Asia, which is 8.5%, 71% of the median. (48 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 4.0% | 3.5% | 4.4% | 2 |
| 2010s | 5.0% | 4.3% | 5.8% | 10 |
| 2020s | 6.0% | 5.5% | 6.7% | 6 |
Countries ranked near Netherlands
More financial sector data for Netherlands
- Reserve position in the IMF, US dollar, annual growth rate 12.71 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0024 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 174.01 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 7.33 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0017 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 127.06 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 12.71 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0024 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 174.01 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 7.33 % change on previous year (2025)
Frequently asked questions
- What is bank capital to assets ratio in Netherlands?
- Bank capital to assets ratio in Netherlands was 6.0% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank capital to assets ratio recorded in Netherlands?
- The highest recorded value was 6.7% in 2021.
- What is the lowest bank capital to assets ratio recorded in Netherlands?
- The lowest recorded value was 3.5% in 2008.
- How does Netherlands rank for bank capital to assets ratio?
- Netherlands ranks 127th out of 147 countries with data for 2025.
- Is bank capital to assets ratio rising or falling in Netherlands?
- Over the last ten years it is up 18.8%. The long-run trend across the full record is rising.
- Where does this Netherlands data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank capital to assets ratio (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 18 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.