Bank capital to assets ratio (%) (Financial Soundness) in Poland
Poland: Bank capital to assets ratio (%) (Financial Soundness) was 6.1% in 2025. ▼ Falling
Bank capital to assets ratio in Poland, 2008–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, bank capital to assets ratio in Poland stood at 6.1%. That is the lowest value across all 18 years on record.
That represents a change of down 2.5% on the previous year and down 34.6% over ten years.
Over the whole period, bank capital to assets ratio in Poland peaked at 10.0% in 2017 and was at its lowest, 6.1%, in 2025.
Poland ranks 125th of 147 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 18 years of available data.
Bank capital to assets ratio (%) (Financial Soundness) in Poland, year by year
| Year | % | Change |
|---|---|---|
| 2008 | 7.5% | — |
| 2009 | 8.1% | +7.2% |
| 2010 | 8.2% | +1.4% |
| 2011 | 7.8% | -4.6% |
| 2012 | 8.7% | +11.2% |
| 2013 | 9.1% | +4.7% |
| 2014 | 8.9% | -1.8% |
| 2015 | 9.4% | +4.8% |
| 2016 | 9.5% | +1.5% |
| 2017 | 10.0% | +5.3% |
| 2018 | 8.7% | -12.7% |
| 2019 | 8.5% | -2.5% |
| 2020 | 7.8% | -8.4% |
| 2021 | 6.7% | -13.6% |
| 2022 | 6.5% | -3.1% |
| 2023 | 6.3% | -3.2% |
| 2024 | 6.3% | -0.7% |
| 2025 | 6.1% | -2.5% |
Poland compared with similar countries
- Poland's 6.1% is below the median for high income countries, which is 8.0%, 76% of the median. (57 countries reporting)
- Poland's 6.1% is below the median for Europe & Central Asia, which is 8.5%, 72% of the median. (48 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 7.8% | 7.5% | 8.1% | 2 |
| 2010s | 8.9% | 7.8% | 10.0% | 10 |
| 2020s | 6.6% | 6.1% | 7.8% | 6 |
Countries ranked near Poland
More financial sector data for Poland
- Reserve position in the IMF, US dollar, annual growth rate 11.07 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0014 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 40.94 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 5.77 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0011 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 29.9 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 11.07 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0014 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 40.94 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 5.77 % change on previous year (2025)
Frequently asked questions
- What is bank capital to assets ratio in Poland?
- Bank capital to assets ratio in Poland was 6.1% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank capital to assets ratio recorded in Poland?
- The highest recorded value was 10.0% in 2017.
- What is the lowest bank capital to assets ratio recorded in Poland?
- The lowest recorded value was 6.1% in 2025.
- How does Poland rank for bank capital to assets ratio?
- Poland ranks 125th out of 147 countries with data for 2025.
- Is bank capital to assets ratio rising or falling in Poland?
- Over the last ten years it is down 34.6%. The long-run trend across the full record is falling.
- Where does this Poland data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank capital to assets ratio (%). Statizoid updates them automatically from the source API.
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About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.