Bank capital to assets ratio (%) (Financial Soundness) in Romania
Romania: Bank capital to assets ratio (%) (Financial Soundness) was 8.6% in 2025. ▲ Rising
Bank capital to assets ratio in Romania, 2011–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, bank capital to assets ratio in Romania stood at 8.6%.
Compared with earlier readings it is down 0.5% on the previous year and up 4.8% over ten years.
Over the whole period, bank capital to assets ratio in Romania peaked at 10.4% in 2020 and was at its lowest, 7.4%, in 2014.
That places Romania 83rd out of 147 countries with data for 2025, putting it in the middle of the range.
The long-run direction has been consistently rising across the 15 years of available data.
Bank capital to assets ratio (%) (Financial Soundness) in Romania, year by year
| Year | % | Change |
|---|---|---|
| 2011 | 8.1% | — |
| 2012 | 8.0% | -0.7% |
| 2013 | 8.0% | -0.8% |
| 2014 | 7.4% | -7.2% |
| 2015 | 8.2% | +10.8% |
| 2016 | 8.9% | +8.9% |
| 2017 | 8.9% | -0.3% |
| 2018 | 9.4% | +5.3% |
| 2019 | 10.2% | +9.2% |
| 2020 | 10.4% | +1.5% |
| 2021 | 8.7% | -16.4% |
| 2022 | 8.6% | -1.3% |
| 2023 | 8.2% | -4.5% |
| 2024 | 8.6% | +5.5% |
| 2025 | 8.6% | -0.5% |
Romania compared with similar countries
- Romania's 8.6% is above the median for high income countries, which is 8.0%, 1.1× the median. (57 countries reporting)
- Romania's 8.6% is above the median for Europe & Central Asia, which is 8.5%, 1.0× the median. (48 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 8.6% | 7.4% | 10.2% | 9 |
| 2020s | 8.8% | 8.2% | 10.4% | 6 |
Countries ranked near Romania
More financial sector data for Romania
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0 units per person (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0 units per person (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0 units per person (2025)
- Reserve tranche position, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, SDR, per capita 0 units per person (2025)
- Reserves excluding gold, foreign exchange (SDR), annual growth rate 12.7 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.1232 SDR per US$ of GDP (2025)
Frequently asked questions
- What is bank capital to assets ratio in Romania?
- Bank capital to assets ratio in Romania was 8.6% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank capital to assets ratio recorded in Romania?
- The highest recorded value was 10.4% in 2020.
- What is the lowest bank capital to assets ratio recorded in Romania?
- The lowest recorded value was 7.4% in 2014.
- How does Romania rank for bank capital to assets ratio?
- Romania ranks 83rd out of 147 countries with data for 2025.
- Is bank capital to assets ratio rising or falling in Romania?
- Over the last ten years it is up 4.8%. The long-run trend across the full record is rising.
- Where does this Romania data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank capital to assets ratio (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 15 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.