Bank capital to assets ratio in Croatia
Croatia: Bank capital to assets ratio was 8.6% in 2025. ▼ Falling
Bank capital to assets ratio in Croatia, 2006–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, bank capital to assets ratio in Croatia stood at 8.6%. That is the lowest value across all 20 years on record.
That represents a change of down 6.8% on the previous year and down 27.1% over ten years.
Over the whole period, bank capital to assets ratio in Croatia peaked at 13.2% in 2009 and was at its lowest, 8.6%, in 2025.
Croatia ranks 80th of 146 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 20 years of available data.
Bank capital to assets ratio in Croatia, year by year
| Year | % | Change |
|---|---|---|
| 2006 | 9.7% | — |
| 2007 | 11.9% | +22.9% |
| 2008 | 12.8% | +8.2% |
| 2009 | 13.2% | +3.1% |
| 2010 | 12.9% | -3.0% |
| 2011 | 12.6% | -1.8% |
| 2012 | 13.0% | +2.9% |
| 2013 | 12.6% | -2.9% |
| 2014 | 12.8% | +1.2% |
| 2015 | 11.8% | -7.3% |
| 2016 | 12.1% | +2.3% |
| 2017 | 12.4% | +2.6% |
| 2018 | 12.4% | -0.7% |
| 2019 | 12.4% | +0.8% |
| 2020 | 12.7% | +1.8% |
| 2021 | 11.6% | -8.2% |
| 2022 | 9.9% | -14.6% |
| 2023 | 9.3% | -6.2% |
| 2024 | 9.3% | -0.6% |
| 2025 | 8.6% | -6.8% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 11.9% | 9.7% | 13.2% | 4 |
| 2010s | 12.5% | 11.8% | 13.0% | 10 |
| 2020s | 10.2% | 8.6% | 12.7% | 6 |
Countries ranked near Croatia
More financial sector data for Croatia
- Reserves excluding gold, foreign exchange (SDR), annual growth rate 35.71 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.0177 SDR per US$ of GDP (2025)
- Reserves excluding gold, foreign exchange (SDR), per capita 478.67 SDR per person (2025)
- Reserves excluding gold (SDR), annual growth rate 20.38 % change on previous year (2025)
- Reserves excluding gold (SDR), per capita 794.25 SDR per person (2025)
- Total reserves (gold at market value) (SDR), annual growth rate 20.38 % change on previous year (2025)
- Total reserves (gold at market value) (SDR), per capita 794.25 SDR per person (2025)
- Total reserves (gold at national valuation) (SDR), annual growth rate 20.38 % change on previous year (2025)
- Total reserves (gold at national valuation) (SDR), per capita 794.25 SDR per person (2025)
- Total reserves in months of imports, annual growth rate -4.05 % change on previous year (2024)
Frequently asked questions
- What is bank capital to assets ratio in Croatia?
- Bank capital to assets ratio in Croatia was 8.6% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank capital to assets ratio recorded in Croatia?
- The highest recorded value was 13.2% in 2009.
- What is the lowest bank capital to assets ratio recorded in Croatia?
- The lowest recorded value was 8.6% in 2025.
- How does Croatia rank for bank capital to assets ratio?
- Croatia ranks 80th out of 146 countries with data for 2025.
- Is bank capital to assets ratio rising or falling in Croatia?
- Over the last ten years it is down 27.1%. The long-run trend across the full record is falling.
- Where does this Croatia data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank capital to assets ratio (%). Statizoid updates them automatically from the source API.
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About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.