Bank capital to assets ratio (%) (Financial Soundness) in Congo
Congo: Bank capital to assets ratio (%) (Financial Soundness) was 8.9% in 2023. ▲ Rising
Bank capital to assets ratio in Congo, 2010–2023
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
Congo recorded 8.9% for bank capital to assets ratio in 2023.
That represents a change of down 21.1% on the previous year and up 70.8% over ten years.
Over the whole period, bank capital to assets ratio in Congo peaked at 13.5% in 2019 and was at its lowest, 4.0%, in 2011.
Congo ranks 79th of 147 countries on this measure, in the middle of the range.
The long-run direction has been consistently rising across the 14 years of available data.
Bank capital to assets ratio (%) (Financial Soundness) in Congo, year by year
| Year | % | Change |
|---|---|---|
| 2010 | 4.9% | — |
| 2011 | 4.0% | -18.1% |
| 2012 | 4.3% | +6.6% |
| 2013 | 5.2% | +22.0% |
| 2014 | 5.7% | +9.1% |
| 2015 | 9.1% | +60.1% |
| 2016 | 10.6% | +17.3% |
| 2017 | 12.2% | +14.8% |
| 2018 | 11.8% | -3.0% |
| 2019 | 13.5% | +13.8% |
| 2020 | 10.1% | -24.8% |
| 2021 | 10.9% | +7.4% |
| 2022 | 11.2% | +3.3% |
| 2023 | 8.9% | -21.1% |
Congo compared with similar countries
- Congo's 8.9% is below the median for lower middle income countries, which is 9.2%, 97% of the median. (31 countries reporting)
- Congo's 8.9% is below the median for Sub-Saharan Africa, which is 9.1%, 98% of the median. (29 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 8.1% | 4.0% | 13.5% | 10 |
| 2020s | 10.3% | 8.9% | 11.2% | 4 |
Countries ranked near Congo
More financial sector data for Congo
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0017 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 4.25 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0012 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 3.1 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0017 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 4.25 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank capital to assets ratio in Congo?
- Bank capital to assets ratio in Congo was 8.9% in 2023, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank capital to assets ratio recorded in Congo?
- The highest recorded value was 13.5% in 2019.
- What is the lowest bank capital to assets ratio recorded in Congo?
- The lowest recorded value was 4.0% in 2011.
- How does Congo rank for bank capital to assets ratio?
- Congo ranks 79th out of 147 countries with data for 2023.
- Is bank capital to assets ratio rising or falling in Congo?
- Over the last ten years it is up 70.8%. The long-run trend across the full record is rising.
- Where does this Congo data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank capital to assets ratio (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 14 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.