Bank capital to assets ratio (%) (Financial Soundness) in Latvia
Latvia: Bank capital to assets ratio (%) (Financial Soundness) was 8.9% in 2025. ▲ Rising
Bank capital to assets ratio in Latvia, 2011–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, bank capital to assets ratio in Latvia stood at 8.9%.
Compared with earlier readings it is down 4.9% on the previous year and down 1.6% over ten years.
Over the whole period, bank capital to assets ratio in Latvia peaked at 11.1% in 2018 and was at its lowest, 8.2%, in 2011.
That places Latvia 78th out of 147 countries with data for 2025, putting it in the middle of the range.
The long-run direction has been consistently rising across the 15 years of available data.
Bank capital to assets ratio (%) (Financial Soundness) in Latvia, year by year
| Year | % | Change |
|---|---|---|
| 2011 | 8.2% | — |
| 2012 | 8.7% | +6.0% |
| 2013 | 8.9% | +2.3% |
| 2014 | 8.6% | -3.7% |
| 2015 | 9.0% | +5.2% |
| 2016 | 8.5% | -6.0% |
| 2017 | 9.7% | +14.5% |
| 2018 | 11.1% | +13.8% |
| 2019 | 8.5% | -23.1% |
| 2020 | 9.3% | +8.9% |
| 2021 | 9.0% | -3.1% |
| 2022 | 9.4% | +5.2% |
| 2023 | 9.6% | +1.8% |
| 2024 | 9.3% | -2.6% |
| 2025 | 8.9% | -4.9% |
Latvia compared with similar countries
- Latvia's 8.9% is above the median for high income countries, which is 8.0%, 1.1× the median. (57 countries reporting)
- Latvia's 8.9% is above the median for Europe & Central Asia, which is 8.5%, 1.0× the median. (48 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 9.0% | 8.2% | 11.1% | 9 |
| 2020s | 9.2% | 8.9% | 9.6% | 6 |
Countries ranked near Latvia
More financial sector data for Latvia
- Reserve position in the IMF, US dollar, annual growth rate 68.5 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0016 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 43.27 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 60.46 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0012 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 31.6 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 68.5 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0016 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 43.27 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 60.46 % change on previous year (2025)
Frequently asked questions
- What is bank capital to assets ratio in Latvia?
- Bank capital to assets ratio in Latvia was 8.9% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank capital to assets ratio recorded in Latvia?
- The highest recorded value was 11.1% in 2018.
- What is the lowest bank capital to assets ratio recorded in Latvia?
- The lowest recorded value was 8.2% in 2011.
- How does Latvia rank for bank capital to assets ratio?
- Latvia ranks 78th out of 147 countries with data for 2025.
- Is bank capital to assets ratio rising or falling in Latvia?
- Over the last ten years it is down 1.6%. The long-run trend across the full record is rising.
- Where does this Latvia data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank capital to assets ratio (%). Statizoid updates them automatically from the source API.
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About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.