Bank capital to total assets in Finland
Finland: Bank capital to total assets was 6.7% in 2020. ▼ Falling
Bank capital to total assets in Finland, 1998–2020
Source: Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF). Measured in %.
Analysis
In 2020, bank capital to total assets in Finland stood at 6.7%.
The figure is down 2.1% on the previous year and up 21.4% over ten years.
Over the whole period, bank capital to total assets in Finland peaked at 10.9% in 2003 and was at its lowest, 4.3%, in 2014.
Finland ranks 122nd of 139 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 23 years of available data.
Bank capital to total assets in Finland, year by year
| Year | % | Change |
|---|---|---|
| 1998 | 5.9% | — |
| 1999 | 5.6% | -5.1% |
| 2000 | 6.3% | +12.5% |
| 2001 | 5.9% | -6.3% |
| 2002 | 5.6% | -5.1% |
| 2003 | 10.9% | +94.6% |
| 2004 | 9.6% | -11.9% |
| 2005 | 9.2% | -4.2% |
| 2006 | 9.4% | +2.2% |
| 2007 | 8.0% | -14.9% |
| 2008 | 6.2% | -22.5% |
| 2009 | 6.4% | +3.2% |
| 2010 | 5.5% | -13.7% |
| 2011 | 4.4% | -21.2% |
| 2012 | 4.4% | +1.5% |
| 2013 | 5.0% | +13.4% |
| 2014 | 4.3% | -13.3% |
| 2015 | 5.6% | +29.0% |
| 2016 | 6.5% | +15.3% |
| 2017 | 9.0% | +39.8% |
| 2018 | 9.3% | +3.1% |
| 2019 | 6.8% | -26.4% |
| 2020 | 6.7% | -2.1% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 5.8% | 5.6% | 5.9% | 2 |
| 2000s | 7.8% | 5.6% | 10.9% | 10 |
| 2010s | 6.1% | 4.3% | 9.3% | 10 |
| 2020s | 6.7% | 6.7% | 6.7% | 1 |
Countries ranked near Finland
More financial sector data for Finland
- Total reserves in months of imports, annual growth rate 20.38 % change on previous year (2025)
- Total reserves in months of imports, per unit of GDP 0 units per US$ of GDP (2025)
- Total reserves in months of imports, per capita 0 units per person (2025)
- Reserves excluding gold, foreign exchange (SDR), annual growth rate 13.76 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.0239 SDR per US$ of GDP (2025)
- Reserves excluding gold, foreign exchange (SDR), per capita 1,340 SDR per person (2025)
- Reserves excluding gold (SDR), annual growth rate 8.46 % change on previous year (2025)
- Reserves excluding gold (SDR), per capita 2,109 SDR per person (2025)
- Total reserves (gold at market value) (SDR), annual growth rate 18.85 % change on previous year (2025)
- Total reserves (gold at market value) (SDR), per capita 2,904 SDR per person (2025)
Frequently asked questions
- What is bank capital to total assets in Finland?
- Bank capital to total assets in Finland was 6.7% in 2020, according to Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF).
- What is the highest bank capital to total assets recorded in Finland?
- The highest recorded value was 10.9% in 2003.
- What is the lowest bank capital to total assets recorded in Finland?
- The lowest recorded value was 4.3% in 2014.
- How does Finland rank for bank capital to total assets?
- Finland ranks 122nd out of 139 countries with data for 2020.
- Is bank capital to total assets rising or falling in Finland?
- Over the last ten years it is up 21.4%. The long-run trend across the full record is falling.
- Where does this Finland data come from?
- The figures come from Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF), published as part of Bank capital to total assets (%). Statizoid updates them automatically from the source API.
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About this data
Ratio of bank capital and reserves to total assets. Capital and reserves include funds contributed by owners, retained earnings, general and special reserves, provisions, and valuation adjustments. Capital includes tier 1 capital (paid-up shares and common stock), which is a common feature in all countries' banking systems, and total regulatory capital, which includes several specified types of subordinated debt instruments that need not be repaid if the funds are required to maintain minimum capital levels (these comprise tier 2 and tier 3 capital). Total assets include all nonfinancial and financial assets. Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.