Bank capital to total assets (%) in Finland
Finland: Bank capital to total assets (%) was 6.7% in 2020. ▼ Falling
Bank capital to total assets in Finland, 1998–2020
Source: Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF). Measured in %.
Analysis
In 2020, bank capital to total assets in Finland stood at 6.7%.
The figure is down 2.1% on the previous year and up 21.4% over ten years.
Over the whole period, bank capital to total assets in Finland peaked at 10.9% in 2003 and was at its lowest, 4.3%, in 2014.
Finland ranks 122nd of 139 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 23 years of available data.
Bank capital to total assets (%) in Finland, year by year
| Year | % | Change |
|---|---|---|
| 1998 | 5.9% | — |
| 1999 | 5.6% | -5.1% |
| 2000 | 6.3% | +12.5% |
| 2001 | 5.9% | -6.3% |
| 2002 | 5.6% | -5.1% |
| 2003 | 10.9% | +94.6% |
| 2004 | 9.6% | -11.9% |
| 2005 | 9.2% | -4.2% |
| 2006 | 9.4% | +2.2% |
| 2007 | 8.0% | -14.9% |
| 2008 | 6.2% | -22.5% |
| 2009 | 6.4% | +3.2% |
| 2010 | 5.5% | -13.7% |
| 2011 | 4.4% | -21.2% |
| 2012 | 4.4% | +1.5% |
| 2013 | 5.0% | +13.4% |
| 2014 | 4.3% | -13.3% |
| 2015 | 5.6% | +29.0% |
| 2016 | 6.5% | +15.3% |
| 2017 | 9.0% | +39.8% |
| 2018 | 9.3% | +3.1% |
| 2019 | 6.8% | -26.4% |
| 2020 | 6.7% | -2.1% |
Finland compared with similar countries
- Finland's 6.7% is below the median for high income countries, which is 8.4%, 80% of the median. (54 countries reporting)
- Finland's 6.7% is below the median for Europe & Central Asia, which is 9.9%, 67% of the median. (47 countries reporting)
Biggest year-on-year movements
Years where Bank capital to total assets (%) in Finland changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2003 | +94.6% | 5.6% | 10.9% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 5.8% | 5.6% | 5.9% | 2 |
| 2000s | 7.8% | 5.6% | 10.9% | 10 |
| 2010s | 6.1% | 4.3% | 9.3% | 10 |
| 2020s | 6.7% | 6.7% | 6.7% | 1 |
Countries ranked near Finland
More financial sector data for Finland
- Reserve position in the IMF, US dollar, annual growth rate 7.97 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0027 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 151.59 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 2.82 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.002 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 110.69 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 7.97 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0027 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 151.59 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 2.82 % change on previous year (2025)
Frequently asked questions
- What is bank capital to total assets in Finland?
- Bank capital to total assets in Finland was 6.7% in 2020, according to Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF).
- What is the highest bank capital to total assets recorded in Finland?
- The highest recorded value was 10.9% in 2003.
- What is the lowest bank capital to total assets recorded in Finland?
- The lowest recorded value was 4.3% in 2014.
- How does Finland rank for bank capital to total assets?
- Finland ranks 122nd out of 139 countries with data for 2020.
- Is bank capital to total assets rising or falling in Finland?
- Over the last ten years it is up 21.4%. The long-run trend across the full record is falling.
- Where does this Finland data come from?
- The figures come from Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF), published as part of Bank capital to total assets (%). Statizoid updates them automatically from the source API.
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About this data
Ratio of bank capital and reserves to total assets. Capital and reserves include funds contributed by owners, retained earnings, general and special reserves, provisions, and valuation adjustments. Capital includes tier 1 capital (paid-up shares and common stock), which is a common feature in all countries' banking systems, and total regulatory capital, which includes several specified types of subordinated debt instruments that need not be repaid if the funds are required to maintain minimum capital levels (these comprise tier 2 and tier 3 capital). Total assets include all nonfinancial and financial assets. Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.