Bank capital to total assets (%) by country

Ratio of bank capital and reserves to total assets. Capital and reserves include funds contributed by owners, retained earnings, general and special reserves, provisions, and valuation adjustments. Capital includes tier 1 capital (paid-up shares and common stock), which is a common feature in all countries' banking...

Countries reporting
139
Highest
22.1%
Tonga
Lowest
4.5%
Macau (China)
Median
10.4%
Years covered
23
1998–2020
Data points
2,379

What the numbers show

Bank capital to total assets (%) is currently reported for 139 countries. The highest value is 22.1% in Tonga; the lowest is 4.5% in Macau (China).

The median across all reporting countries is 10.4%, and the mean is 10.6%.

The gap between the highest and lowest reporting country is a factor of about 5.

Over the past decade 91 countries rose and 47 fell. The largest increase was in Nigeria (up 320.2%), and the largest decrease in Georgia (down 41.3%).

Bank capital to total assets: full country ranking

#Country LatestYear 10-year changeTrend
1 Tonga 22.1% 2020 up 167.0% rising
2 Maldives 21.8% 2020 up 35.5% rising
3 Serbia 20.3% 2015 up 25.3% rising
4 Central African Republic 19.9% 2020 up 16.6% flat
5 Equatorial Guinea 18.0% 2019 up 63.3% rising
6 Solomon Islands 17.7% 2020 down 13.9% falling
7 Congo 17.0% 2020 up 107.1% rising
8 Samoa 16.8% 2020 down 3.0% falling
9 Colombia 16.3% 2020 up 14.6% rising
10 United Arab Emirates 16.0% 2009 up 24.0% rising
11 Iceland 15.7% 2020 up 5.6% rising
12 Kyrgyzstan 15.6% 2015 down 12.9% falling
13 Argentina 15.5% 2020 up 37.4% rising
14 Indonesia 14.8% 2020 up 38.8% rising
15 Azerbaijan 14.8% 2015 up 34.5% rising
16 Kenya 14.6% 2020 up 7.8% rising
17 Jordan 14.6% 2019 up 11.9% rising
18 Gabon 14.5% 2020 up 1.3% falling
19 Saudi Arabia 14.4% 2020 up 18.0% rising
20 Ghana 14.2% 2020 up 7.0% rising
21 Cambodia 14.2% 2020 down 29.4% falling
22 Belarus 14.2% 2020 up 4.0% falling
23 Rwanda 14.1% 2020 up 2.1% rising
24 Mauritania 13.7% 2015 down 18.0% falling
25 Bahrain 13.5% 2015 down 1.4% falling
26 Uganda 13.4% 2020 up 17.9% rising
27 Croatia 13.4% 2020 down 2.9% rising
28 Oman 13.4% 2015 down 8.5% flat
29 Brunei Darussalam 13.2% 2020 up 29.1% rising
30 Eswatini 13.2% 2020 up 6.9% falling
31 Uzbekistan 13.1% 2020 down 1.1% flat
32 Armenia 13.1% 2020 down 35.1% flat
33 Moldova 12.9% 2020 down 19.2% falling
34 Tajikistan 12.9% 2015 down 38.4% falling
35 Bosnia and Herzegovina 12.5% 2020 up 6.4% falling
36 Malawi 12.5% 2020 down 24.5% falling
37 Tanzania 12.4% 2020 up 20.6% rising
38 Sierra Leone 12.3% 2015 up 19.6% falling
39 Lesotho 12.2% 2020 up 36.6% falling
40 Bhutan 12.2% 2019 up 29.5% rising
41 Kazakhstan 12.0% 2020 up 8.5% flat
42 Guinea 11.9% 2020 up 17.0% rising
43 Ecuador 11.9% 2019 up 26.8% rising
44 Bulgaria 11.9% 2020 up 13.5% falling
45 Trinidad and Tobago 11.9% 2020 down 16.7% falling
46 Botswana 11.8% 2020 up 67.2% rising
47 Panama 11.8% 2020 up 2.2% flat
48 Ukraine 11.7% 2020 down 20.3% falling
49 North Macedonia 11.6% 2020 up 10.2% falling
50 Malaysia 11.6% 2020 up 24.0% rising
51 Burundi 11.5% 2018 down 1.5% falling
52 Fiji 11.5% 2020 down 2.8% flat
53 Ireland 11.4% 2020 up 113.4% rising
54 El Salvador 11.3% 2020 down 18.4% rising
55 Thailand 11.1% 2020 up 30.6% rising
56 Philippines 11.1% 2020 up 8.8% falling
57 Kuwait 11.1% 2015 down 14.6% rising
58 United States 11.0% 2020 down 13.5% rising
59 Algeria 10.8% 2018 up 86.6% rising
60 Mauritius 10.8% 2020 up 47.3% rising
61 Mexico 10.7% 2020 up 2.4% rising
62 Nepal 10.6% 2020 flat
63 Uruguay 10.6% 2020 down 2.3% falling
64 Türkiye 10.5% 2020 down 14.1% rising
65 Peru 10.5% 2020 up 5.4% rising
66 Venezuela 10.5% 2014 down 16.0% falling
67 Honduras 10.5% 2020 down 0.6% rising
68 Dominican Republic 10.4% 2019 up 13.4% falling
69 Albania 10.4% 2020 up 10.5% rising
70 Vanuatu 10.4% 2018 down 12.8% falling
71 Romania 10.3% 2020 up 16.3% falling
72 Estonia 10.3% 2020 up 11.1% falling
73 Slovak Republic 10.2% 2020 up 5.4% rising
74 Brazil 10.1% 2020 down 2.7% falling
75 Latvia 10.0% 2020 up 8.0% rising
76 Russia 10.0% 2020 down 22.7% falling
77 Georgia 9.9% 2020 down 41.3% falling
78 Chad 9.9% 2020 down 12.2% falling
79 Costa Rica 9.7% 2020 down 2.2% falling
80 Namibia 9.6% 2020 up 15.1% rising
81 Slovenia 9.5% 2020 up 14.7% rising
82 Hong Kong (China) 9.4% 2020 down 26.8% flat
83 Poland 9.4% 2020 up 14.7% rising
84 Madagascar 9.4% 2020 down 4.1% rising
85 Singapore 9.3% 2019 up 1.3% falling
86 Mozambique 9.3% 2015 up 40.9% rising
87 Turkmenistan 9.2% 2014 up 105.3% rising
88 China (People’s Republic of) 9.2% 2020 up 65.0% rising
89 Grenada 9.2% 2014 down 5.8% falling
90 Cameroon 9.2% 2020 up 26.1% rising
91 Morocco 8.9% 2014 up 17.1% falling
92 Greece 8.8% 2020 up 32.5% rising
93 Luxembourg 8.6% 2020 up 65.0% rising
94 Sri Lanka 8.6% 2020 down 1.9% flat
95 Senegal 8.5% 2015 up 11.8% flat
96 Zambia 8.5% 2020 down 5.6% flat
97 Malta 8.5% 2020 up 19.8% falling
98 Paraguay 8.5% 2020 up 46.8% falling
99 Yemen 8.4% 2014 up 2.4% falling
100 Cyprus 8.4% 2020 up 37.0% rising
101 Switzerland 8.1% 2020 up 50.4% rising
102 India 8.1% 2020 up 15.8% rising
103 Australia 8.0% 2020 up 47.3% rising
104 Seychelles 8.0% 2020 down 13.5% rising
105 South Africa 7.9% 2020 up 11.9% falling
106 Viet Nam 7.8% 2019 down 9.0% falling
107 Tunisia 7.8% 2015 up 1.3% falling
108 Bolivia 7.7% 2015 down 31.9% falling
109 Austria 7.6% 2020 up 1.5% rising
110 Lebanon 7.6% 2011 up 22.6% rising
111 Hungary 7.6% 2009 down 21.6% falling
112 Saint Vincent and the Grenadines 7.5% 2015 down 32.7% falling
113 Portugal 7.5% 2020 up 44.9% rising
114 Korea 7.4% 2020 down 2.6% rising
115 Czechia 7.4% 2020 up 13.7% rising
116 New Zealand 7.3% 2015 up 37.7% rising
117 Pakistan 7.2% 2020 down 28.3% rising
118 Belgium 7.1% 2020 up 42.2% rising
119 United Kingdom 6.9% 2020 up 28.1% falling
120 Chile 6.9% 2020 down 17.2% rising
121 Israel 6.7% 2020 up 0.8% rising
122 Finland 6.7% 2020 up 21.4% falling
123 Djibouti 6.7% 2020 up 67.9% rising
124 Denmark 6.6% 2020 up 22.3% rising
125 Lithuania 6.6% 2020 down 22.3% falling
126 Italy 6.6% 2020 up 32.6% falling
127 Egypt 6.5% 2014 up 27.5% rising
128 Spain 6.5% 2020 up 6.6% flat
129 Guatemala 6.5% 2020 down 3.7% falling
130 Nigeria 6.3% 2020 up 320.2% falling
131 Sweden 6.3% 2020 up 25.2% rising
132 France 6.2% 2020 up 26.7% flat
133 Norway 6.0% 2009 down 15.5% falling
134 Germany 5.9% 2020 up 37.9% rising
135 Netherlands 5.9% 2020 up 32.6% rising
136 Canada 4.9% 2020 up 6.2% rising
137 Japan 4.9% 2020 up 13.0% rising
138 Bangladesh 4.8% 2020 down 30.7% rising
139 Macau (China) 4.5% 2020 up 5.7% rising

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Bank capital to total assets by country. Statizoid, drawing on Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF). Retrieved 20 August 2026, from https://financial-sector.statizoid.com/stat/bank-capital-to-total-assets-percent/

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About this data

Indicator
Bank capital to total assets (%)
Unit
%
Source
Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
139 places, 2,379 data points, 1998–2020
Last refreshed

Ratio of bank capital and reserves to total assets. Capital and reserves include funds contributed by owners, retained earnings, general and special reserves, provisions, and valuation adjustments. Capital includes tier 1 capital (paid-up shares and common stock), which is a common feature in all countries' banking systems, and total regulatory capital, which includes several specified types of subordinated debt instruments that need not be repaid if the funds are required to maintain minimum capital levels (these comprise tier 2 and tier 3 capital). Total assets include all nonfinancial and financial assets. Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.