Bank capital to total assets (%) by country
Ratio of bank capital and reserves to total assets. Capital and reserves include funds contributed by owners, retained earnings, general and special reserves, provisions, and valuation adjustments. Capital includes tier 1 capital (paid-up shares and common stock), which is a common feature in all countries' banking...
What the numbers show
Bank capital to total assets (%) is currently reported for 139 countries. The highest value is 22.1% in Tonga; the lowest is 4.5% in Macau (China).
The median across all reporting countries is 10.4%, and the mean is 10.6%.
The gap between the highest and lowest reporting country is a factor of about 5.
Over the past decade 91 countries rose and 47 fell. The largest increase was in Nigeria (up 320.2%), and the largest decrease in Georgia (down 41.3%).
Bank capital to total assets: full country ranking
| # | Country | Latest | Year | 10-year change | Trend |
|---|---|---|---|---|---|
| 1 | Tonga | 22.1% | 2020 | up 167.0% | rising |
| 2 | Maldives | 21.8% | 2020 | up 35.5% | rising |
| 3 | Serbia | 20.3% | 2015 | up 25.3% | rising |
| 4 | Central African Republic | 19.9% | 2020 | up 16.6% | flat |
| 5 | Equatorial Guinea | 18.0% | 2019 | up 63.3% | rising |
| 6 | Solomon Islands | 17.7% | 2020 | down 13.9% | falling |
| 7 | Congo | 17.0% | 2020 | up 107.1% | rising |
| 8 | Samoa | 16.8% | 2020 | down 3.0% | falling |
| 9 | Colombia | 16.3% | 2020 | up 14.6% | rising |
| 10 | United Arab Emirates | 16.0% | 2009 | up 24.0% | rising |
| 11 | Iceland | 15.7% | 2020 | up 5.6% | rising |
| 12 | Kyrgyzstan | 15.6% | 2015 | down 12.9% | falling |
| 13 | Argentina | 15.5% | 2020 | up 37.4% | rising |
| 14 | Indonesia | 14.8% | 2020 | up 38.8% | rising |
| 15 | Azerbaijan | 14.8% | 2015 | up 34.5% | rising |
| 16 | Kenya | 14.6% | 2020 | up 7.8% | rising |
| 17 | Jordan | 14.6% | 2019 | up 11.9% | rising |
| 18 | Gabon | 14.5% | 2020 | up 1.3% | falling |
| 19 | Saudi Arabia | 14.4% | 2020 | up 18.0% | rising |
| 20 | Ghana | 14.2% | 2020 | up 7.0% | rising |
| 21 | Cambodia | 14.2% | 2020 | down 29.4% | falling |
| 22 | Belarus | 14.2% | 2020 | up 4.0% | falling |
| 23 | Rwanda | 14.1% | 2020 | up 2.1% | rising |
| 24 | Mauritania | 13.7% | 2015 | down 18.0% | falling |
| 25 | Bahrain | 13.5% | 2015 | down 1.4% | falling |
| 26 | Uganda | 13.4% | 2020 | up 17.9% | rising |
| 27 | Croatia | 13.4% | 2020 | down 2.9% | rising |
| 28 | Oman | 13.4% | 2015 | down 8.5% | flat |
| 29 | Brunei Darussalam | 13.2% | 2020 | up 29.1% | rising |
| 30 | Eswatini | 13.2% | 2020 | up 6.9% | falling |
| 31 | Uzbekistan | 13.1% | 2020 | down 1.1% | flat |
| 32 | Armenia | 13.1% | 2020 | down 35.1% | flat |
| 33 | Moldova | 12.9% | 2020 | down 19.2% | falling |
| 34 | Tajikistan | 12.9% | 2015 | down 38.4% | falling |
| 35 | Bosnia and Herzegovina | 12.5% | 2020 | up 6.4% | falling |
| 36 | Malawi | 12.5% | 2020 | down 24.5% | falling |
| 37 | Tanzania | 12.4% | 2020 | up 20.6% | rising |
| 38 | Sierra Leone | 12.3% | 2015 | up 19.6% | falling |
| 39 | Lesotho | 12.2% | 2020 | up 36.6% | falling |
| 40 | Bhutan | 12.2% | 2019 | up 29.5% | rising |
| 41 | Kazakhstan | 12.0% | 2020 | up 8.5% | flat |
| 42 | Guinea | 11.9% | 2020 | up 17.0% | rising |
| 43 | Ecuador | 11.9% | 2019 | up 26.8% | rising |
| 44 | Bulgaria | 11.9% | 2020 | up 13.5% | falling |
| 45 | Trinidad and Tobago | 11.9% | 2020 | down 16.7% | falling |
| 46 | Botswana | 11.8% | 2020 | up 67.2% | rising |
| 47 | Panama | 11.8% | 2020 | up 2.2% | flat |
| 48 | Ukraine | 11.7% | 2020 | down 20.3% | falling |
| 49 | North Macedonia | 11.6% | 2020 | up 10.2% | falling |
| 50 | Malaysia | 11.6% | 2020 | up 24.0% | rising |
| 51 | Burundi | 11.5% | 2018 | down 1.5% | falling |
| 52 | Fiji | 11.5% | 2020 | down 2.8% | flat |
| 53 | Ireland | 11.4% | 2020 | up 113.4% | rising |
| 54 | El Salvador | 11.3% | 2020 | down 18.4% | rising |
| 55 | Thailand | 11.1% | 2020 | up 30.6% | rising |
| 56 | Philippines | 11.1% | 2020 | up 8.8% | falling |
| 57 | Kuwait | 11.1% | 2015 | down 14.6% | rising |
| 58 | United States | 11.0% | 2020 | down 13.5% | rising |
| 59 | Algeria | 10.8% | 2018 | up 86.6% | rising |
| 60 | Mauritius | 10.8% | 2020 | up 47.3% | rising |
| 61 | Mexico | 10.7% | 2020 | up 2.4% | rising |
| 62 | Nepal | 10.6% | 2020 | — | flat |
| 63 | Uruguay | 10.6% | 2020 | down 2.3% | falling |
| 64 | Türkiye | 10.5% | 2020 | down 14.1% | rising |
| 65 | Peru | 10.5% | 2020 | up 5.4% | rising |
| 66 | Venezuela | 10.5% | 2014 | down 16.0% | falling |
| 67 | Honduras | 10.5% | 2020 | down 0.6% | rising |
| 68 | Dominican Republic | 10.4% | 2019 | up 13.4% | falling |
| 69 | Albania | 10.4% | 2020 | up 10.5% | rising |
| 70 | Vanuatu | 10.4% | 2018 | down 12.8% | falling |
| 71 | Romania | 10.3% | 2020 | up 16.3% | falling |
| 72 | Estonia | 10.3% | 2020 | up 11.1% | falling |
| 73 | Slovak Republic | 10.2% | 2020 | up 5.4% | rising |
| 74 | Brazil | 10.1% | 2020 | down 2.7% | falling |
| 75 | Latvia | 10.0% | 2020 | up 8.0% | rising |
| 76 | Russia | 10.0% | 2020 | down 22.7% | falling |
| 77 | Georgia | 9.9% | 2020 | down 41.3% | falling |
| 78 | Chad | 9.9% | 2020 | down 12.2% | falling |
| 79 | Costa Rica | 9.7% | 2020 | down 2.2% | falling |
| 80 | Namibia | 9.6% | 2020 | up 15.1% | rising |
| 81 | Slovenia | 9.5% | 2020 | up 14.7% | rising |
| 82 | Hong Kong (China) | 9.4% | 2020 | down 26.8% | flat |
| 83 | Poland | 9.4% | 2020 | up 14.7% | rising |
| 84 | Madagascar | 9.4% | 2020 | down 4.1% | rising |
| 85 | Singapore | 9.3% | 2019 | up 1.3% | falling |
| 86 | Mozambique | 9.3% | 2015 | up 40.9% | rising |
| 87 | Turkmenistan | 9.2% | 2014 | up 105.3% | rising |
| 88 | China (People’s Republic of) | 9.2% | 2020 | up 65.0% | rising |
| 89 | Grenada | 9.2% | 2014 | down 5.8% | falling |
| 90 | Cameroon | 9.2% | 2020 | up 26.1% | rising |
| 91 | Morocco | 8.9% | 2014 | up 17.1% | falling |
| 92 | Greece | 8.8% | 2020 | up 32.5% | rising |
| 93 | Luxembourg | 8.6% | 2020 | up 65.0% | rising |
| 94 | Sri Lanka | 8.6% | 2020 | down 1.9% | flat |
| 95 | Senegal | 8.5% | 2015 | up 11.8% | flat |
| 96 | Zambia | 8.5% | 2020 | down 5.6% | flat |
| 97 | Malta | 8.5% | 2020 | up 19.8% | falling |
| 98 | Paraguay | 8.5% | 2020 | up 46.8% | falling |
| 99 | Yemen | 8.4% | 2014 | up 2.4% | falling |
| 100 | Cyprus | 8.4% | 2020 | up 37.0% | rising |
| 101 | Switzerland | 8.1% | 2020 | up 50.4% | rising |
| 102 | India | 8.1% | 2020 | up 15.8% | rising |
| 103 | Australia | 8.0% | 2020 | up 47.3% | rising |
| 104 | Seychelles | 8.0% | 2020 | down 13.5% | rising |
| 105 | South Africa | 7.9% | 2020 | up 11.9% | falling |
| 106 | Viet Nam | 7.8% | 2019 | down 9.0% | falling |
| 107 | Tunisia | 7.8% | 2015 | up 1.3% | falling |
| 108 | Bolivia | 7.7% | 2015 | down 31.9% | falling |
| 109 | Austria | 7.6% | 2020 | up 1.5% | rising |
| 110 | Lebanon | 7.6% | 2011 | up 22.6% | rising |
| 111 | Hungary | 7.6% | 2009 | down 21.6% | falling |
| 112 | Saint Vincent and the Grenadines | 7.5% | 2015 | down 32.7% | falling |
| 113 | Portugal | 7.5% | 2020 | up 44.9% | rising |
| 114 | Korea | 7.4% | 2020 | down 2.6% | rising |
| 115 | Czechia | 7.4% | 2020 | up 13.7% | rising |
| 116 | New Zealand | 7.3% | 2015 | up 37.7% | rising |
| 117 | Pakistan | 7.2% | 2020 | down 28.3% | rising |
| 118 | Belgium | 7.1% | 2020 | up 42.2% | rising |
| 119 | United Kingdom | 6.9% | 2020 | up 28.1% | falling |
| 120 | Chile | 6.9% | 2020 | down 17.2% | rising |
| 121 | Israel | 6.7% | 2020 | up 0.8% | rising |
| 122 | Finland | 6.7% | 2020 | up 21.4% | falling |
| 123 | Djibouti | 6.7% | 2020 | up 67.9% | rising |
| 124 | Denmark | 6.6% | 2020 | up 22.3% | rising |
| 125 | Lithuania | 6.6% | 2020 | down 22.3% | falling |
| 126 | Italy | 6.6% | 2020 | up 32.6% | falling |
| 127 | Egypt | 6.5% | 2014 | up 27.5% | rising |
| 128 | Spain | 6.5% | 2020 | up 6.6% | flat |
| 129 | Guatemala | 6.5% | 2020 | down 3.7% | falling |
| 130 | Nigeria | 6.3% | 2020 | up 320.2% | falling |
| 131 | Sweden | 6.3% | 2020 | up 25.2% | rising |
| 132 | France | 6.2% | 2020 | up 26.7% | flat |
| 133 | Norway | 6.0% | 2009 | down 15.5% | falling |
| 134 | Germany | 5.9% | 2020 | up 37.9% | rising |
| 135 | Netherlands | 5.9% | 2020 | up 32.6% | rising |
| 136 | Canada | 4.9% | 2020 | up 6.2% | rising |
| 137 | Japan | 4.9% | 2020 | up 13.0% | rising |
| 138 | Bangladesh | 4.8% | 2020 | down 30.7% | rising |
| 139 | Macau (China) | 4.5% | 2020 | up 5.7% | rising |
About this data
Ratio of bank capital and reserves to total assets. Capital and reserves include funds contributed by owners, retained earnings, general and special reserves, provisions, and valuation adjustments. Capital includes tier 1 capital (paid-up shares and common stock), which is a common feature in all countries' banking systems, and total regulatory capital, which includes several specified types of subordinated debt instruments that need not be repaid if the funds are required to maintain minimum capital levels (these comprise tier 2 and tier 3 capital). Total assets include all nonfinancial and financial assets. Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.