Bank capital to total assets in United States of America
United States of America: Bank capital to total assets was 11.0% in 2020. ▲ Rising
Bank capital to total assets in United States of America, 1998–2020
Source: Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for bank capital to total assets in United States of America is 11.0%, measured in 2020.
The figure is down 6.4% on the previous year and down 13.5% over ten years.
Over the whole period, bank capital to total assets in United States of America peaked at 12.7% in 2010 and was at its lowest, 8.4%, in 1999.
United States of America ranks 58th of 139 countries on this measure, in the middle of the range.
The long-run direction has been consistently rising across the 23 years of available data.
Bank capital to total assets in United States of America, year by year
| Year | % | Change |
|---|---|---|
| 1998 | 8.5% | — |
| 1999 | 8.4% | -1.2% |
| 2000 | 8.5% | +1.2% |
| 2001 | 9.0% | +5.9% |
| 2002 | 9.2% | +2.2% |
| 2003 | 9.2% | +0.0% |
| 2004 | 10.3% | +12.0% |
| 2005 | 10.3% | +0.0% |
| 2006 | 10.5% | +1.9% |
| 2007 | 10.3% | -1.9% |
| 2008 | 9.3% | -9.7% |
| 2009 | 12.4% | +33.3% |
| 2010 | 12.7% | +2.7% |
| 2011 | 12.2% | -4.0% |
| 2012 | 12.0% | -2.2% |
| 2013 | 11.8% | -1.6% |
| 2014 | 11.7% | -1.0% |
| 2015 | 11.7% | +0.5% |
| 2016 | 11.6% | -1.1% |
| 2017 | 11.7% | +0.6% |
| 2018 | 11.7% | +0.3% |
| 2019 | 11.8% | +0.8% |
| 2020 | 11.0% | -6.4% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 8.4% | 8.4% | 8.5% | 2 |
| 2000s | 9.9% | 8.5% | 12.4% | 10 |
| 2010s | 11.9% | 11.6% | 12.7% | 10 |
| 2020s | 11.0% | 11.0% | 11.0% | 1 |
Countries ranked near United States of America
More financial sector data for United States of America
- Net domestic credit (current LCU), per capita 94,704 current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 1.05 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate 4.54 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 9.15 billion SDR (2025)
- Gold reserves at market value 834.01 billion SDR (2025)
- Reserves excluding gold, foreign exchange 28.22 billion SDR (2025)
- Reserves excluding gold 177.63 billion SDR (2025)
- Total reserves (gold at market value) 1.01 trillion SDR (2025)
- Total reserves (gold at national valuation) 185.70 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 543.32 SDR per person (2025)
Frequently asked questions
- What is bank capital to total assets in United States of America?
- Bank capital to total assets in United States of America was 11.0% in 2020, according to Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF).
- What is the highest bank capital to total assets recorded in United States of America?
- The highest recorded value was 12.7% in 2010.
- What is the lowest bank capital to total assets recorded in United States of America?
- The lowest recorded value was 8.4% in 1999.
- How does United States of America rank for bank capital to total assets?
- United States of America ranks 58th out of 139 countries with data for 2020.
- Is bank capital to total assets rising or falling in United States of America?
- Over the last ten years it is down 13.5%. The long-run trend across the full record is rising.
- Where does this United States of America data come from?
- The figures come from Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF), published as part of Bank capital to total assets (%). Statizoid updates them automatically from the source API.
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About this data
Ratio of bank capital and reserves to total assets. Capital and reserves include funds contributed by owners, retained earnings, general and special reserves, provisions, and valuation adjustments. Capital includes tier 1 capital (paid-up shares and common stock), which is a common feature in all countries' banking systems, and total regulatory capital, which includes several specified types of subordinated debt instruments that need not be repaid if the funds are required to maintain minimum capital levels (these comprise tier 2 and tier 3 capital). Total assets include all nonfinancial and financial assets. Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.