Bank capital to total assets (%) in United States
United States: Bank capital to total assets (%) was 11.0% in 2020. ▲ Rising
Bank capital to total assets in United States, 1998–2020
Source: Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for bank capital to total assets in United States is 11.0%, measured in 2020.
The figure is down 6.4% on the previous year and down 13.5% over ten years.
Over the whole period, bank capital to total assets in United States peaked at 12.7% in 2010 and was at its lowest, 8.4%, in 1999.
United States ranks 58th of 139 countries on this measure, in the middle of the range.
The long-run direction has been consistently rising across the 23 years of available data.
Bank capital to total assets (%) in United States, year by year
| Year | % | Change |
|---|---|---|
| 1998 | 8.5% | — |
| 1999 | 8.4% | -1.2% |
| 2000 | 8.5% | +1.2% |
| 2001 | 9.0% | +5.9% |
| 2002 | 9.2% | +2.2% |
| 2003 | 9.2% | +0.0% |
| 2004 | 10.3% | +12.0% |
| 2005 | 10.3% | +0.0% |
| 2006 | 10.5% | +1.9% |
| 2007 | 10.3% | -1.9% |
| 2008 | 9.3% | -9.7% |
| 2009 | 12.4% | +33.3% |
| 2010 | 12.7% | +2.7% |
| 2011 | 12.2% | -4.0% |
| 2012 | 12.0% | -2.2% |
| 2013 | 11.8% | -1.6% |
| 2014 | 11.7% | -1.0% |
| 2015 | 11.7% | +0.5% |
| 2016 | 11.6% | -1.1% |
| 2017 | 11.7% | +0.6% |
| 2018 | 11.7% | +0.3% |
| 2019 | 11.8% | +0.8% |
| 2020 | 11.0% | -6.4% |
United States compared with similar countries
- United States's 11.0% is above the median for high income countries, which is 8.4%, 1.3× the median. (54 countries reporting)
Biggest year-on-year movements
Years where Bank capital to total assets (%) in United States changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2009 | +33.3% | 9.3% | 12.4% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 8.4% | 8.4% | 8.5% | 2 |
| 2000s | 9.9% | 8.5% | 12.4% | 10 |
| 2010s | 11.9% | 11.6% | 12.7% | 10 |
| 2020s | 11.0% | 11.0% | 11.0% | 1 |
Countries ranked near United States
More financial sector data for United States
- Reserve position in the IMF, US dollar, annual growth rate 17.82 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 89.64 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 12.2 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0007 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 65.46 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 17.82 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 89.64 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 12.2 % change on previous year (2025)
Frequently asked questions
- What is bank capital to total assets in United States?
- Bank capital to total assets in United States was 11.0% in 2020, according to Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF).
- What is the highest bank capital to total assets recorded in United States?
- The highest recorded value was 12.7% in 2010.
- What is the lowest bank capital to total assets recorded in United States?
- The lowest recorded value was 8.4% in 1999.
- How does United States rank for bank capital to total assets?
- United States ranks 58th out of 139 countries with data for 2020.
- Is bank capital to total assets rising or falling in United States?
- Over the last ten years it is down 13.5%. The long-run trend across the full record is rising.
- Where does this United States data come from?
- The figures come from Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF), published as part of Bank capital to total assets (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 23 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Ratio of bank capital and reserves to total assets. Capital and reserves include funds contributed by owners, retained earnings, general and special reserves, provisions, and valuation adjustments. Capital includes tier 1 capital (paid-up shares and common stock), which is a common feature in all countries' banking systems, and total regulatory capital, which includes several specified types of subordinated debt instruments that need not be repaid if the funds are required to maintain minimum capital levels (these comprise tier 2 and tier 3 capital). Total assets include all nonfinancial and financial assets. Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.