Bank capital to total assets in Ghana
Ghana: Bank capital to total assets was 14.2% in 2020. ▲ Rising
Bank capital to total assets in Ghana, 1998–2020
Source: Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for bank capital to total assets in Ghana is 14.2%, measured in 2020.
The figure is down 2.0% on the previous year and up 7.0% over ten years.
Over the whole period, bank capital to total assets in Ghana peaked at 15.8% in 2018 and was at its lowest, 6.4%, in 2004.
That places Ghana 20th out of 139 countries with data for 2020, putting it in the top quarter.
The long-run direction has been consistently rising across the 21 years of available data.
Bank capital to total assets in Ghana, year by year
| Year | % | Change |
|---|---|---|
| 1998 | 12.2% | — |
| 1999 | 11.9% | -2.5% |
| 2000 | 11.8% | -0.8% |
| 2001 | 12.5% | +5.9% |
| 2002 | 12.0% | -4.0% |
| 2003 | 12.0% | +0.0% |
| 2004 | 6.4% | -46.7% |
| 2007 | 10.3% | +60.9% |
| 2008 | 10.4% | +1.0% |
| 2009 | 12.6% | +21.2% |
| 2010 | 13.3% | +5.5% |
| 2011 | 13.7% | +3.4% |
| 2012 | 14.8% | +7.5% |
| 2013 | 14.7% | -0.4% |
| 2014 | 14.3% | -2.7% |
| 2015 | 14.5% | +1.4% |
| 2016 | 13.2% | -9.3% |
| 2017 | 13.1% | -0.5% |
| 2018 | 15.8% | +20.4% |
| 2019 | 14.5% | -7.9% |
| 2020 | 14.2% | -2.0% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 12.1% | 11.9% | 12.2% | 2 |
| 2000s | 11.0% | 6.4% | 12.6% | 8 |
| 2010s | 14.2% | 13.1% | 15.8% | 10 |
| 2020s | 14.2% | 14.2% | 14.2% | 1 |
Countries ranked near Ghana
More financial sector data for Ghana
- Total reserves in months of imports, annual growth rate 13.18 % change on previous year (2024)
- Total reserves in months of imports, per unit of GDP 0 units per US$ of GDP (2024)
- Total reserves in months of imports, per capita 0 units per person (2024)
- Reserves excluding gold, foreign exchange (SDR), annual growth rate 53.45 % change on previous year (2024)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.04 SDR per US$ of GDP (2024)
- Reserves excluding gold, foreign exchange (SDR), per capita 96.88 SDR per person (2024)
- Reserves excluding gold (SDR), annual growth rate 51.14 % change on previous year (2024)
- Reserves excluding gold (SDR), per capita 99.61 SDR per person (2024)
- Total reserves (gold at market value) (SDR), annual growth rate 26.97 % change on previous year (2024)
- Total reserves (gold at market value) (SDR), per capita 99.61 SDR per person (2024)
Frequently asked questions
- What is bank capital to total assets in Ghana?
- Bank capital to total assets in Ghana was 14.2% in 2020, according to Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF).
- What is the highest bank capital to total assets recorded in Ghana?
- The highest recorded value was 15.8% in 2018.
- What is the lowest bank capital to total assets recorded in Ghana?
- The lowest recorded value was 6.4% in 2004.
- How does Ghana rank for bank capital to total assets?
- Ghana ranks 20th out of 139 countries with data for 2020.
- Is bank capital to total assets rising or falling in Ghana?
- Over the last ten years it is up 7.0%. The long-run trend across the full record is rising.
- Where does this Ghana data come from?
- The figures come from Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF), published as part of Bank capital to total assets (%). Statizoid updates them automatically from the source API.
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About this data
Ratio of bank capital and reserves to total assets. Capital and reserves include funds contributed by owners, retained earnings, general and special reserves, provisions, and valuation adjustments. Capital includes tier 1 capital (paid-up shares and common stock), which is a common feature in all countries' banking systems, and total regulatory capital, which includes several specified types of subordinated debt instruments that need not be repaid if the funds are required to maintain minimum capital levels (these comprise tier 2 and tier 3 capital). Total assets include all nonfinancial and financial assets. Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.