Bank capital to total assets (%) in Ghana
Ghana: Bank capital to total assets (%) was 14.2% in 2020. ▲ Rising
Bank capital to total assets in Ghana, 1998–2020
Source: Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for bank capital to total assets in Ghana is 14.2%, measured in 2020.
The figure is down 2.0% on the previous year and up 7.0% over ten years.
Over the whole period, bank capital to total assets in Ghana peaked at 15.8% in 2018 and was at its lowest, 6.4%, in 2004.
That places Ghana 20th out of 139 countries with data for 2020, putting it in the top quarter.
The long-run direction has been consistently rising across the 21 years of available data.
Bank capital to total assets (%) in Ghana, year by year
| Year | % | Change |
|---|---|---|
| 1998 | 12.2% | — |
| 1999 | 11.9% | -2.5% |
| 2000 | 11.8% | -0.8% |
| 2001 | 12.5% | +5.9% |
| 2002 | 12.0% | -4.0% |
| 2003 | 12.0% | +0.0% |
| 2004 | 6.4% | -46.7% |
| 2007 | 10.3% | +60.9% |
| 2008 | 10.4% | +1.0% |
| 2009 | 12.6% | +21.2% |
| 2010 | 13.3% | +5.5% |
| 2011 | 13.7% | +3.4% |
| 2012 | 14.8% | +7.5% |
| 2013 | 14.7% | -0.4% |
| 2014 | 14.3% | -2.7% |
| 2015 | 14.5% | +1.4% |
| 2016 | 13.2% | -9.3% |
| 2017 | 13.1% | -0.5% |
| 2018 | 15.8% | +20.4% |
| 2019 | 14.5% | -7.9% |
| 2020 | 14.2% | -2.0% |
Ghana compared with similar countries
- Ghana's 14.2% is above the median for lower middle income countries, which is 10.5%, 1.4× the median. (32 countries reporting)
- Ghana's 14.2% is above the median for Sub-Saharan Africa, which is 12.1%, 1.2× the median. (28 countries reporting)
Biggest year-on-year movements
Years where Bank capital to total assets (%) in Ghana changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2007 | +60.9% | 6.4% | 10.3% |
| 2004 | -46.7% | 12.0% | 6.4% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 12.1% | 11.9% | 12.2% | 2 |
| 2000s | 11.0% | 6.4% | 12.6% | 8 |
| 2010s | 14.2% | 13.1% | 15.8% | 10 |
| 2020s | 14.2% | 14.2% | 14.2% | 1 |
Countries ranked near Ghana
More financial sector data for Ghana
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0011 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 3.61 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0008 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 2.64 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0011 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 3.61 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank capital to total assets in Ghana?
- Bank capital to total assets in Ghana was 14.2% in 2020, according to Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF).
- What is the highest bank capital to total assets recorded in Ghana?
- The highest recorded value was 15.8% in 2018.
- What is the lowest bank capital to total assets recorded in Ghana?
- The lowest recorded value was 6.4% in 2004.
- How does Ghana rank for bank capital to total assets?
- Ghana ranks 20th out of 139 countries with data for 2020.
- Is bank capital to total assets rising or falling in Ghana?
- Over the last ten years it is up 7.0%. The long-run trend across the full record is rising.
- Where does this Ghana data come from?
- The figures come from Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF), published as part of Bank capital to total assets (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 21 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Ratio of bank capital and reserves to total assets. Capital and reserves include funds contributed by owners, retained earnings, general and special reserves, provisions, and valuation adjustments. Capital includes tier 1 capital (paid-up shares and common stock), which is a common feature in all countries' banking systems, and total regulatory capital, which includes several specified types of subordinated debt instruments that need not be repaid if the funds are required to maintain minimum capital levels (these comprise tier 2 and tier 3 capital). Total assets include all nonfinancial and financial assets. Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.