Bank capital to total assets in Germany
Germany: Bank capital to total assets was 5.9% in 2020. ▲ Rising
Bank capital to total assets in Germany, 1998–2020
Source: Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for bank capital to total assets in Germany is 5.9%, measured in 2020.
Compared with earlier readings it is down 6.0% on the previous year and up 37.9% over ten years.
Over the whole period, bank capital to total assets in Germany peaked at 6.5% in 2018 and was at its lowest, 4.0%, in 1998.
That places Germany 134th out of 139 countries with data for 2020, putting it in the bottom quarter.
The long-run direction has been consistently rising across the 23 years of available data.
Bank capital to total assets in Germany, year by year
| Year | % | Change |
|---|---|---|
| 1998 | 4.0% | — |
| 1999 | 4.1% | +2.5% |
| 2000 | 4.2% | +2.4% |
| 2001 | 4.4% | +4.8% |
| 2002 | 4.1% | -6.8% |
| 2003 | 4.2% | +2.4% |
| 2004 | 4.0% | -4.8% |
| 2005 | 4.1% | +2.5% |
| 2006 | 4.3% | +4.9% |
| 2007 | 4.3% | +0.0% |
| 2008 | 4.5% | +4.7% |
| 2009 | 4.8% | +6.7% |
| 2010 | 4.3% | -10.4% |
| 2011 | 4.4% | +1.4% |
| 2012 | 4.7% | +8.5% |
| 2013 | 5.5% | +15.2% |
| 2014 | 5.6% | +2.9% |
| 2015 | 5.9% | +5.9% |
| 2016 | 6.0% | +0.7% |
| 2017 | 6.3% | +5.9% |
| 2018 | 6.5% | +2.2% |
| 2019 | 6.3% | -2.5% |
| 2020 | 5.9% | -6.0% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 4.0% | 4.0% | 4.1% | 2 |
| 2000s | 4.3% | 4.0% | 4.8% | 10 |
| 2010s | 5.5% | 4.3% | 6.5% | 10 |
| 2020s | 5.9% | 5.9% | 5.9% | 1 |
Countries ranked near Germany
More financial sector data for Germany
- Net domestic credit (current LCU), per capita 72,617 current LCU per person (2023)
- Net domestic credit (current LCU), per unit of GDP 1.33 current LCU per US$ of GDP (2023)
- Net domestic credit (current LCU), annual growth rate -2.13 % change on previous year (2023)
- Gold reserves at 35 SDRs per ounce 3.77 billion SDR (2025)
- Gold reserves at market value 343.54 billion SDR (2025)
- Reserves excluding gold, foreign exchange 27.33 billion SDR (2025)
- Reserves excluding gold 74.28 billion SDR (2025)
- Total reserves (gold at market value) 417.82 billion SDR (2025)
- Total reserves (gold at national valuation) 413.37 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 4,951 SDR per person (2025)
Frequently asked questions
- What is bank capital to total assets in Germany?
- Bank capital to total assets in Germany was 5.9% in 2020, according to Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF).
- What is the highest bank capital to total assets recorded in Germany?
- The highest recorded value was 6.5% in 2018.
- What is the lowest bank capital to total assets recorded in Germany?
- The lowest recorded value was 4.0% in 1998.
- How does Germany rank for bank capital to total assets?
- Germany ranks 134th out of 139 countries with data for 2020.
- Is bank capital to total assets rising or falling in Germany?
- Over the last ten years it is up 37.9%. The long-run trend across the full record is rising.
- Where does this Germany data come from?
- The figures come from Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF), published as part of Bank capital to total assets (%). Statizoid updates them automatically from the source API.
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About this data
Ratio of bank capital and reserves to total assets. Capital and reserves include funds contributed by owners, retained earnings, general and special reserves, provisions, and valuation adjustments. Capital includes tier 1 capital (paid-up shares and common stock), which is a common feature in all countries' banking systems, and total regulatory capital, which includes several specified types of subordinated debt instruments that need not be repaid if the funds are required to maintain minimum capital levels (these comprise tier 2 and tier 3 capital). Total assets include all nonfinancial and financial assets. Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.