Bank cost to income ratio (%) in Bulgaria
Bulgaria: Bank cost to income ratio (%) was 49.4% in 2021. ▼ Falling
Bank cost to income ratio in Bulgaria, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
Bulgaria recorded 49.4% for bank cost to income ratio in 2021.
Compared with earlier readings it is down 12.5% on the previous year and down 2.4% over ten years.
Over the whole period, bank cost to income ratio in Bulgaria peaked at 64.2% in 2001 and was at its lowest, 46.6%, in 2007.
Bulgaria ranks 117th of 169 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 22 years of available data.
Bank cost to income ratio (%) in Bulgaria, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 61.5% | — |
| 2001 | 64.2% | +4.3% |
| 2002 | 60.7% | -5.5% |
| 2003 | 59.1% | -2.6% |
| 2004 | 56.9% | -3.7% |
| 2005 | 53.4% | -6.2% |
| 2006 | 51.2% | -4.0% |
| 2007 | 46.6% | -9.0% |
| 2008 | 47.4% | +1.7% |
| 2009 | 48.1% | +1.6% |
| 2010 | 48.2% | +0.1% |
| 2011 | 50.6% | +4.9% |
| 2012 | 53.3% | +5.3% |
| 2013 | 54.8% | +2.9% |
| 2014 | 48.0% | -12.3% |
| 2015 | 50.0% | +4.0% |
| 2016 | 49.0% | -1.9% |
| 2017 | 50.1% | +2.3% |
| 2018 | 49.0% | -2.3% |
| 2019 | 50.0% | +2.1% |
| 2020 | 56.4% | +12.7% |
| 2021 | 49.4% | -12.5% |
Bulgaria compared with similar countries
- Bulgaria's 49.4% is below the median for high income countries, which is 56.2%, 88% of the median. (62 countries reporting)
- Bulgaria's 49.4% is below the median for Europe & Central Asia, which is 57.7%, 85% of the median. (50 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 54.9% | 46.6% | 64.2% | 10 |
| 2010s | 50.3% | 48.0% | 54.8% | 10 |
| 2020s | 52.9% | 49.4% | 56.4% | 2 |
Countries ranked near Bulgaria
More financial sector data for Bulgaria
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 20.89 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0008 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 15.25 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 20.89 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank cost to income ratio in Bulgaria?
- Bank cost to income ratio in Bulgaria was 49.4% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank cost to income ratio recorded in Bulgaria?
- The highest recorded value was 64.2% in 2001.
- What is the lowest bank cost to income ratio recorded in Bulgaria?
- The lowest recorded value was 46.6% in 2007.
- How does Bulgaria rank for bank cost to income ratio?
- Bulgaria ranks 117th out of 169 countries with data for 2021.
- Is bank cost to income ratio rising or falling in Bulgaria?
- Over the last ten years it is down 2.4%. The long-run trend across the full record is falling.
- Where does this Bulgaria data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank cost to income ratio (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2090 / (data2080 + data2085). All Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.