Bank cost to income ratio in Peru

Peru: Bank cost to income ratio was 49.2% in 2021. ▼ Falling

Latest (2021)
49.2%
Change on year
up 5.2%
World rank
119th
of 169 countries
All-time high
66.9%
in 2000
All-time low
44.4%
in 2019
Years of data
22
2000–2021

Bank cost to income ratio in Peru, 2000–2021

02040602000201020212000: 66.9 %2001: 62.6 %2002: 62 %2003: 66.4 %2004: 63 %2005: 54.1 %2006: 55.6 %2007: 51.1 %2008: 49.5 %2009: 48.5 %2010: 48.9 %2011: 49.7 %2012: 47.4 %2013: 46.4 %2014: 44.4 %2015: 45.7 %2016: 44.8 %2017: 46.3 %2018: 45.5 %2019: 44.4 %2020: 46.7 %2021: 49.2 %

Source: Bankscope, Bureau van Dijk (BvD). Measured in %.

Analysis

Peru recorded 49.2% for bank cost to income ratio in 2021.

That represents a change of up 5.2% on the previous year and down 1.1% over ten years.

Over the whole period, bank cost to income ratio in Peru peaked at 66.9% in 2000 and was at its lowest, 44.4%, in 2019.

That places Peru 119th out of 169 countries with data for 2021, putting it in the middle of the range.

The long-run direction has been consistently falling across the 22 years of available data.

Bank cost to income ratio in Peru, year by year

Annual values for Bank cost to income ratio (%) in Peru, 2000 to 2021.
Year % Change
2000 66.9%
2001 62.6% -6.4%
2002 62.0% -1.0%
2003 66.4% +7.1%
2004 63.0% -5.1%
2005 54.1% -14.1%
2006 55.6% +2.8%
2007 51.1% -8.2%
2008 49.5% -3.2%
2009 48.5% -1.9%
2010 48.9% +0.9%
2011 49.7% +1.6%
2012 47.4% -4.7%
2013 46.4% -2.1%
2014 44.4% -4.3%
2015 45.7% +3.0%
2016 44.8% -2.0%
2017 46.3% +3.2%
2018 45.5% -1.6%
2019 44.4% -2.5%
2020 46.7% +5.3%
2021 49.2% +5.2%

Averages by decade

DecadeAverage LowestHighest Years
2000s 58.0% 48.5% 66.9% 10
2010s 46.4% 44.4% 49.7% 10
2020s 47.9% 46.7% 49.2% 2

Countries ranked near Peru

  1. 116 Jordan 49.5% compare
  2. 117 Bulgaria 49.4% compare
  3. 118 Burundi 49.2% compare
  4. 120 Bahamas 48.7% compare
  5. 121 Sweden 48.6% compare
  6. 122 Oman 48.6% compare

See the full ranking of 169 places →

More financial sector data for Peru

All data for Peru →

Frequently asked questions

What is bank cost to income ratio in Peru?
Bank cost to income ratio in Peru was 49.2% in 2021, according to Bankscope, Bureau van Dijk (BvD).
What is the highest bank cost to income ratio recorded in Peru?
The highest recorded value was 66.9% in 2000.
What is the lowest bank cost to income ratio recorded in Peru?
The lowest recorded value was 44.4% in 2019.
How does Peru rank for bank cost to income ratio?
Peru ranks 119th out of 169 countries with data for 2021.
Is bank cost to income ratio rising or falling in Peru?
Over the last ten years it is down 1.1%. The long-run trend across the full record is falling.
Where does this Peru data come from?
The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank cost to income ratio (%). Statizoid updates them automatically from the source API.

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Bank cost to income ratio in Peru. Statizoid, drawing on Bankscope, Bureau van Dijk (BvD). Retrieved 31 August 2026, from https://financial-sector.statizoid.com/stat/bank-cost-to-income-ratio-percent/peru/

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About this data

Indicator
Bank cost to income ratio (%)
Unit
%
Source
Bankscope, Bureau van Dijk (BvD)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
169 places, 3,210 data points, 2000–2021
Last refreshed

Raw data are from Bankscope. Data2090 / (data2080 + data2085). All Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.