Bank cost to income ratio in China
China: Bank cost to income ratio was 31.8% in 2021. ▼ Falling
Bank cost to income ratio in China, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
In 2021, bank cost to income ratio in China stood at 31.8%.
The figure is up 4.7% on the previous year and down 10.7% over ten years.
Over the whole period, bank cost to income ratio in China peaked at 67.9% in 2000 and was at its lowest, 30.3%, in 2020.
That places China 160th out of 169 countries with data for 2021, putting it in the bottom quarter.
The long-run direction has been consistently falling across the 22 years of available data.
Bank cost to income ratio in China, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 67.9% | — |
| 2001 | 53.4% | -21.4% |
| 2002 | 51.8% | -2.9% |
| 2003 | 47.8% | -7.9% |
| 2004 | 51.1% | +6.9% |
| 2005 | 45.4% | -11.0% |
| 2006 | 42.5% | -6.4% |
| 2007 | 39.2% | -7.7% |
| 2008 | 37.3% | -5.0% |
| 2009 | 43.0% | +15.4% |
| 2010 | 38.9% | -9.7% |
| 2011 | 35.6% | -8.5% |
| 2012 | 33.7% | -5.2% |
| 2013 | 33.5% | -0.5% |
| 2014 | 31.1% | -7.2% |
| 2015 | 36.9% | +18.5% |
| 2016 | 33.4% | -9.3% |
| 2017 | 32.1% | -3.9% |
| 2018 | 31.5% | -1.8% |
| 2019 | 30.8% | -2.3% |
| 2020 | 30.3% | -1.6% |
| 2021 | 31.8% | +4.7% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 47.9% | 37.3% | 67.9% | 10 |
| 2010s | 33.8% | 30.8% | 38.9% | 10 |
| 2020s | 31.0% | 30.3% | 31.8% | 2 |
Countries ranked near China
More financial sector data for China
- Net domestic credit (current LCU), per capita 250,718 current LCU per person (2024)
- Net domestic credit (current LCU), per unit of GDP 18.86 current LCU per US$ of GDP (2024)
- Net domestic credit (current LCU), annual growth rate 8.43 % change on previous year (2024)
- Gold reserves at 35 SDRs per ounce 2.60 billion SDR (2025)
- Gold reserves at market value 236.49 billion SDR (2025)
- Reserves excluding gold, foreign exchange 2.45 trillion SDR (2025)
- Reserves excluding gold 2.50 trillion SDR (2025)
- Total reserves (gold at market value) 2.74 trillion SDR (2025)
- Total reserves (gold at national valuation) 2.73 trillion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 1,944 SDR per person (2025)
Frequently asked questions
- What is bank cost to income ratio in China?
- Bank cost to income ratio in China was 31.8% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank cost to income ratio recorded in China?
- The highest recorded value was 67.9% in 2000.
- What is the lowest bank cost to income ratio recorded in China?
- The lowest recorded value was 30.3% in 2020.
- How does China rank for bank cost to income ratio?
- China ranks 160th out of 169 countries with data for 2021.
- Is bank cost to income ratio rising or falling in China?
- Over the last ten years it is down 10.7%. The long-run trend across the full record is falling.
- Where does this China data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank cost to income ratio (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 22 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from Bankscope. Data2090 / (data2080 + data2085). All Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.