Bank cost to income ratio in Viet Nam

Viet Nam: Bank cost to income ratio was 34.7% in 2021. ▬ Flat

Latest (2021)
34.7%
Change on year
down 18.0%
World rank
158th
of 169 countries
All-time high
54.4%
in 2013
All-time low
32.6%
in 2007
Years of data
22
2000–2021

Bank cost to income ratio in Viet Nam, 2000–2021

02040602000201020212000: 42.7 %2001: 47.7 %2002: 49.6 %2003: 49.1 %2004: 50.4 %2005: 35.5 %2006: 36.2 %2007: 32.6 %2008: 39.7 %2009: 41 %2010: 41.4 %2011: 42.1 %2012: 51.2 %2013: 54.4 %2014: 51.3 %2015: 52.2 %2016: 51.7 %2017: 48.3 %2018: 46.5 %2019: 43.6 %2020: 42.4 %2021: 34.7 %

Source: Bankscope, Bureau van Dijk (BvD). Measured in %.

Analysis

The most recent figure for bank cost to income ratio in Viet Nam is 34.7%, measured in 2021.

That represents a change of down 18.0% on the previous year and down 17.6% over ten years.

Over the whole period, bank cost to income ratio in Viet Nam peaked at 54.4% in 2013 and was at its lowest, 32.6%, in 2007.

Viet Nam ranks 158th of 169 countries on this measure, in the bottom quarter.

Bank cost to income ratio in Viet Nam, year by year

Annual values for Bank cost to income ratio (%) in Viet Nam, 2000 to 2021.
Year % Change
2000 42.7%
2001 47.7% +11.7%
2002 49.6% +4.0%
2003 49.1% -1.0%
2004 50.4% +2.5%
2005 35.5% -29.6%
2006 36.2% +1.9%
2007 32.6% -9.8%
2008 39.7% +21.6%
2009 41.0% +3.3%
2010 41.4% +1.0%
2011 42.1% +1.8%
2012 51.2% +21.4%
2013 54.4% +6.3%
2014 51.3% -5.8%
2015 52.2% +1.7%
2016 51.7% -0.8%
2017 48.3% -6.7%
2018 46.5% -3.6%
2019 43.6% -6.3%
2020 42.4% -2.7%
2021 34.7% -18.0%

Averages by decade

DecadeAverage LowestHighest Years
2000s 42.4% 32.6% 50.4% 10
2010s 48.3% 41.4% 54.4% 10
2020s 38.6% 34.7% 42.4% 2

Countries ranked near Viet Nam

  1. 155 Georgia 38.3% compare
  2. 156 Saudi Arabia 38.0% compare
  3. 157 Egypt 35.3% compare
  4. 159 Algeria 32.7% compare
  5. 160 China 31.8% compare
  6. 161 Kazakhstan 29.9% compare

See the full ranking of 169 places →

More financial sector data for Viet Nam

All data for Viet Nam →

Frequently asked questions

What is bank cost to income ratio in Viet Nam?
Bank cost to income ratio in Viet Nam was 34.7% in 2021, according to Bankscope, Bureau van Dijk (BvD).
What is the highest bank cost to income ratio recorded in Viet Nam?
The highest recorded value was 54.4% in 2013.
What is the lowest bank cost to income ratio recorded in Viet Nam?
The lowest recorded value was 32.6% in 2007.
How does Viet Nam rank for bank cost to income ratio?
Viet Nam ranks 158th out of 169 countries with data for 2021.
Is bank cost to income ratio rising or falling in Viet Nam?
Over the last ten years it is down 17.6%. The long-run trend across the full record is flat.
Where does this Viet Nam data come from?
The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank cost to income ratio (%). Statizoid updates them automatically from the source API.

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Bank cost to income ratio in Viet Nam. Statizoid, drawing on Bankscope, Bureau van Dijk (BvD). Retrieved 07 September 2026, from https://financial-sector.statizoid.com/stat/bank-cost-to-income-ratio-percent/viet-nam/

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About this data

Indicator
Bank cost to income ratio (%)
Unit
%
Source
Bankscope, Bureau van Dijk (BvD)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
169 places, 3,210 data points, 2000–2021
Last refreshed

Raw data are from Bankscope. Data2090 / (data2080 + data2085). All Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.