Bank cost to income ratio in Georgia
Georgia: Bank cost to income ratio was 38.3% in 2021. ▼ Falling
Bank cost to income ratio in Georgia, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
Georgia recorded 38.3% for bank cost to income ratio in 2021. That is the lowest value across all 22 years on record.
That represents a change of down 11.4% on the previous year and down 37.7% over ten years.
Over the whole period, bank cost to income ratio in Georgia peaked at 63.4% in 2010 and was at its lowest, 38.3%, in 2021.
That places Georgia 155th out of 169 countries with data for 2021, putting it in the bottom quarter.
The long-run direction has been consistently falling across the 22 years of available data.
Bank cost to income ratio in Georgia, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 56.6% | — |
| 2001 | 49.2% | -13.2% |
| 2002 | 52.9% | +7.7% |
| 2003 | 50.3% | -5.0% |
| 2004 | 51.7% | +2.8% |
| 2005 | 49.6% | -4.0% |
| 2006 | 53.3% | +7.4% |
| 2007 | 58.9% | +10.6% |
| 2008 | 50.2% | -14.8% |
| 2009 | 55.5% | +10.4% |
| 2010 | 63.4% | +14.3% |
| 2011 | 61.6% | -2.9% |
| 2012 | 62.1% | +0.9% |
| 2013 | 54.1% | -13.0% |
| 2014 | 50.6% | -6.4% |
| 2015 | 43.8% | -13.4% |
| 2016 | 45.2% | +3.1% |
| 2017 | 43.7% | -3.4% |
| 2018 | 40.8% | -6.6% |
| 2019 | 42.5% | +4.2% |
| 2020 | 43.3% | +1.8% |
| 2021 | 38.3% | -11.4% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 52.8% | 49.2% | 58.9% | 10 |
| 2010s | 50.8% | 40.8% | 63.4% | 10 |
| 2020s | 40.8% | 38.3% | 43.3% | 2 |
Countries ranked near Georgia
More financial sector data for Georgia
- Net domestic credit (current LCU), per capita 19,315 current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 1.99 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate 13.13 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 8.03 million SDR (2025)
- Gold reserves at market value 731.88 million SDR (2025)
- Reserves excluding gold, foreign exchange 3.42 billion SDR (2025)
- Reserves excluding gold 3.76 billion SDR (2025)
- Total reserves (gold at market value) 4.50 billion SDR (2025)
- Total reserves (gold at national valuation) 4.50 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 1,142 SDR per person (2025)
Frequently asked questions
- What is bank cost to income ratio in Georgia?
- Bank cost to income ratio in Georgia was 38.3% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank cost to income ratio recorded in Georgia?
- The highest recorded value was 63.4% in 2010.
- What is the lowest bank cost to income ratio recorded in Georgia?
- The lowest recorded value was 38.3% in 2021.
- How does Georgia rank for bank cost to income ratio?
- Georgia ranks 155th out of 169 countries with data for 2021.
- Is bank cost to income ratio rising or falling in Georgia?
- Over the last ten years it is down 37.7%. The long-run trend across the full record is falling.
- Where does this Georgia data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank cost to income ratio (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2090 / (data2080 + data2085). All Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.