Bank cost to income ratio in United Arab Emirates

United Arab Emirates: Bank cost to income ratio was 39.0% in 2021. ▲ Rising

Latest (2021)
39.0%
Change on year
down 0.5%
World rank
153rd
of 169 countries
All-time high
39.2%
in 2020
All-time low
23.3%
in 2005
Years of data
22
2000–2021

Bank cost to income ratio in United Arab Emirates, 2000–2021

0102030402000201020212000: 36.7 %2001: 36.9 %2002: 36.1 %2003: 36 %2004: 32.2 %2005: 23.3 %2006: 31.8 %2007: 32.5 %2008: 35.9 %2009: 30.6 %2010: 30.6 %2011: 32.8 %2012: 32.9 %2013: 32.3 %2014: 31.4 %2015: 35.5 %2016: 34.9 %2017: 36.1 %2018: 36.2 %2019: 34.7 %2020: 39.2 %2021: 39 %

Source: Bankscope, Bureau van Dijk (BvD). Measured in %.

Analysis

In 2021, bank cost to income ratio in United Arab Emirates stood at 39.0%.

The figure is down 0.5% on the previous year and up 19.0% over ten years.

Over the whole period, bank cost to income ratio in United Arab Emirates peaked at 39.2% in 2020 and was at its lowest, 23.3%, in 2005.

United Arab Emirates ranks 153rd of 169 countries on this measure, in the bottom quarter.

The long-run direction has been consistently rising across the 22 years of available data.

Bank cost to income ratio in United Arab Emirates, year by year

Annual values for Bank cost to income ratio (%) in United Arab Emirates, 2000 to 2021.
Year % Change
2000 36.7%
2001 36.9% +0.5%
2002 36.1% -2.2%
2003 36.0% -0.2%
2004 32.2% -10.5%
2005 23.3% -27.5%
2006 31.8% +36.1%
2007 32.5% +2.3%
2008 35.9% +10.3%
2009 30.6% -14.7%
2010 30.6% +0.1%
2011 32.8% +7.1%
2012 32.9% +0.3%
2013 32.3% -1.8%
2014 31.4% -2.9%
2015 35.5% +13.1%
2016 34.9% -1.6%
2017 36.1% +3.3%
2018 36.2% +0.2%
2019 34.7% -4.1%
2020 39.2% +13.0%
2021 39.0% -0.5%

Averages by decade

DecadeAverage LowestHighest Years
2000s 33.2% 23.3% 36.9% 10
2010s 33.8% 30.6% 36.2% 10
2020s 39.1% 39.0% 39.2% 2

Countries ranked near United Arab Emirates

  1. 150 Mauritius 41.9% compare
  2. 151 Kuwait 40.8% compare
  3. 152 Türkiye 39.5% compare
  4. 154 Lebanon 38.9% compare
  5. 155 Georgia 38.3% compare
  6. 156 Saudi Arabia 38.0% compare

See the full ranking of 169 places →

More financial sector data for United Arab Emirates

All data for United Arab Emirates →

Frequently asked questions

What is bank cost to income ratio in United Arab Emirates?
Bank cost to income ratio in United Arab Emirates was 39.0% in 2021, according to Bankscope, Bureau van Dijk (BvD).
What is the highest bank cost to income ratio recorded in United Arab Emirates?
The highest recorded value was 39.2% in 2020.
What is the lowest bank cost to income ratio recorded in United Arab Emirates?
The lowest recorded value was 23.3% in 2005.
How does United Arab Emirates rank for bank cost to income ratio?
United Arab Emirates ranks 153rd out of 169 countries with data for 2021.
Is bank cost to income ratio rising or falling in United Arab Emirates?
Over the last ten years it is up 19.0%. The long-run trend across the full record is rising.
Where does this United Arab Emirates data come from?
The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank cost to income ratio (%). Statizoid updates them automatically from the source API.

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Bank cost to income ratio in United Arab Emirates. Statizoid, drawing on Bankscope, Bureau van Dijk (BvD). Retrieved 10 September 2026, from https://financial-sector.statizoid.com/stat/bank-cost-to-income-ratio-percent/united-arab-emirates/

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About this data

Indicator
Bank cost to income ratio (%)
Unit
%
Source
Bankscope, Bureau van Dijk (BvD)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
169 places, 3,210 data points, 2000–2021
Last refreshed

Raw data are from Bankscope. Data2090 / (data2080 + data2085). All Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.