Bank cost to income ratio in Saudi Arabia
Saudi Arabia: Bank cost to income ratio was 38.0% in 2021. ▼ Falling
Bank cost to income ratio in Saudi Arabia, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
Saudi Arabia recorded 38.0% for bank cost to income ratio in 2021.
The figure is up 7.2% on the previous year and up 4.5% over ten years.
Over the whole period, bank cost to income ratio in Saudi Arabia peaked at 43.9% in 2000 and was at its lowest, 27.4%, in 2006.
That places Saudi Arabia 156th out of 169 countries with data for 2021, putting it in the bottom quarter.
The long-run direction has been consistently falling across the 22 years of available data.
Bank cost to income ratio in Saudi Arabia, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 43.9% | — |
| 2001 | 40.2% | -8.6% |
| 2002 | 40.5% | +0.9% |
| 2003 | 37.9% | -6.4% |
| 2004 | 34.1% | -10.1% |
| 2005 | 29.7% | -12.9% |
| 2006 | 27.4% | -7.9% |
| 2007 | 31.1% | +13.8% |
| 2008 | 36.5% | +17.3% |
| 2009 | 34.0% | -6.8% |
| 2010 | 35.4% | +4.1% |
| 2011 | 36.4% | +2.7% |
| 2012 | 35.2% | -3.3% |
| 2013 | 35.5% | +0.8% |
| 2014 | 35.1% | -1.2% |
| 2015 | 35.4% | +1.0% |
| 2016 | 36.5% | +3.2% |
| 2017 | 35.1% | -3.9% |
| 2018 | 34.3% | -2.2% |
| 2019 | 34.3% | -0.1% |
| 2020 | 35.5% | +3.5% |
| 2021 | 38.0% | +7.2% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 35.5% | 27.4% | 43.9% | 10 |
| 2010s | 35.3% | 34.3% | 36.5% | 10 |
| 2020s | 36.8% | 35.5% | 38.0% | 2 |
Countries ranked near Saudi Arabia
More financial sector data for Saudi Arabia
- Net domestic credit (current LCU), per capita 32,328 current LCU per person (2017)
- Net domestic credit (current LCU), per unit of GDP 1.35 current LCU per US$ of GDP (2017)
- Net domestic credit (current LCU), annual growth rate 21.57 % change on previous year (2017)
- Gold reserves at 35 SDRs per ounce 363.54 million SDR (2025)
- Gold reserves at market value 33.13 billion SDR (2025)
- Reserves excluding gold, foreign exchange 317.55 billion SDR (2025)
- Reserves excluding gold 335.74 billion SDR (2025)
- Total reserves (gold at market value) 368.87 billion SDR (2025)
- Total reserves (gold at national valuation) 336.06 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 9,089 SDR per person (2025)
Frequently asked questions
- What is bank cost to income ratio in Saudi Arabia?
- Bank cost to income ratio in Saudi Arabia was 38.0% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank cost to income ratio recorded in Saudi Arabia?
- The highest recorded value was 43.9% in 2000.
- What is the lowest bank cost to income ratio recorded in Saudi Arabia?
- The lowest recorded value was 27.4% in 2006.
- How does Saudi Arabia rank for bank cost to income ratio?
- Saudi Arabia ranks 156th out of 169 countries with data for 2021.
- Is bank cost to income ratio rising or falling in Saudi Arabia?
- Over the last ten years it is up 4.5%. The long-run trend across the full record is falling.
- Where does this Saudi Arabia data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank cost to income ratio (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2090 / (data2080 + data2085). All Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.