Bank cost to income ratio in Democratic Republic of Congo

Democratic Republic of Congo: Bank cost to income ratio was 81.9% in 2020. ▬ Flat

Latest (2020)
81.9%
Change on year
up 1.5%
World rank
7th
of 169 countries
All-time high
91.2%
in 2017
All-time low
74.5%
in 2014
Years of data
20
2000–2020

Bank cost to income ratio in Democratic Republic of Congo, 2000–2020

0204060801002000201020202000: 78.2 %2001: 75.4 %2003: 85.9 %2004: 80.9 %2005: 85.6 %2006: 77.5 %2007: 82.2 %2008: 86.5 %2009: 85.4 %2010: 86 %2011: 79.4 %2012: 80.9 %2013: 78.3 %2014: 74.5 %2015: 81.1 %2016: 86.7 %2017: 91.2 %2018: 81.2 %2019: 80.7 %2020: 81.9 %

Source: Bankscope, Bureau van Dijk (BvD). Measured in %.

Analysis

The most recent figure for bank cost to income ratio in Democratic Republic of Congo is 81.9%, measured in 2020.

That represents a change of up 1.5% on the previous year and down 4.8% over ten years.

Over the whole period, bank cost to income ratio in Democratic Republic of Congo peaked at 91.2% in 2017 and was at its lowest, 74.5%, in 2014.

That places Democratic Republic of Congo 7th out of 169 countries with data for 2020, putting it in the top 10%.

Bank cost to income ratio in Democratic Republic of Congo, year by year

Annual values for Bank cost to income ratio (%) in Democratic Republic of Congo, 2000 to 2020.
Year % Change
2000 78.2%
2001 75.4% -3.6%
2003 85.9% +14.0%
2004 80.9% -5.9%
2005 85.6% +5.9%
2006 77.5% -9.4%
2007 82.2% +6.0%
2008 86.5% +5.2%
2009 85.4% -1.2%
2010 86.0% +0.6%
2011 79.4% -7.7%
2012 80.9% +1.9%
2013 78.3% -3.2%
2014 74.5% -4.9%
2015 81.1% +8.9%
2016 86.7% +6.9%
2017 91.2% +5.2%
2018 81.2% -10.9%
2019 80.7% -0.7%
2020 81.9% +1.5%

Averages by decade

DecadeAverage LowestHighest Years
2000s 82.0% 75.4% 86.5% 9
2010s 82.0% 74.5% 91.2% 10
2020s 81.9% 81.9% 81.9% 1

Countries ranked near Democratic Republic of Congo

  1. 4 Cyprus 89.2% compare
  2. 5 Germany 88.6% compare
  3. 6 San Marino 85.5% compare
  4. 8 Montenegro 79.3% compare
  5. 9 Venezuela 78.0% compare
  6. 10 Lesotho 77.6% compare

See the full ranking of 169 places →

More financial sector data for Democratic Republic of Congo

All data for Democratic Republic of Congo →

Frequently asked questions

What is bank cost to income ratio in Democratic Republic of Congo?
Bank cost to income ratio in Democratic Republic of Congo was 81.9% in 2020, according to Bankscope, Bureau van Dijk (BvD).
What is the highest bank cost to income ratio recorded in Democratic Republic of Congo?
The highest recorded value was 91.2% in 2017.
What is the lowest bank cost to income ratio recorded in Democratic Republic of Congo?
The lowest recorded value was 74.5% in 2014.
How does Democratic Republic of Congo rank for bank cost to income ratio?
Democratic Republic of Congo ranks 7th out of 169 countries with data for 2020.
Is bank cost to income ratio rising or falling in Democratic Republic of Congo?
Over the last ten years it is down 4.8%. The long-run trend across the full record is flat.
Where does this Democratic Republic of Congo data come from?
The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank cost to income ratio (%). Statizoid updates them automatically from the source API.

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Bank cost to income ratio in Democratic Republic of Congo. Statizoid, drawing on Bankscope, Bureau van Dijk (BvD). Retrieved 01 September 2026, from https://financial-sector.statizoid.com/stat/bank-cost-to-income-ratio-percent/congo-dem-rep/

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About this data

Indicator
Bank cost to income ratio (%)
Unit
%
Source
Bankscope, Bureau van Dijk (BvD)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
169 places, 3,210 data points, 2000–2021
Last refreshed

Raw data are from Bankscope. Data2090 / (data2080 + data2085). All Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.