Bank cost to income ratio (%) in Lesotho
Lesotho: Bank cost to income ratio (%) was 77.6% in 2021. ▲ Rising
Bank cost to income ratio in Lesotho, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
The most recent figure for bank cost to income ratio in Lesotho is 77.6%, measured in 2021. That is the highest value across all 19 years on record.
Compared with earlier readings it is up 18.8% on the previous year and up 36.4% over ten years.
Over the whole period, bank cost to income ratio in Lesotho peaked at 77.6% in 2021 and was at its lowest, 50.2%, in 2008.
Lesotho ranks 10th of 169 countries on this measure, in the top 10%.
The long-run direction has been consistently rising across the 19 years of available data.
Bank cost to income ratio (%) in Lesotho, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 50.9% | — |
| 2001 | 58.0% | +14.0% |
| 2002 | 63.1% | +8.9% |
| 2003 | 62.5% | -1.1% |
| 2004 | 60.0% | -3.9% |
| 2008 | 50.2% | -16.4% |
| 2009 | 51.1% | +1.8% |
| 2010 | 52.8% | +3.4% |
| 2011 | 56.9% | +7.7% |
| 2012 | 55.8% | -1.9% |
| 2013 | 51.9% | -6.9% |
| 2014 | 51.1% | -1.6% |
| 2015 | 53.6% | +4.9% |
| 2016 | 54.6% | +1.8% |
| 2017 | 61.5% | +12.6% |
| 2018 | 60.8% | -1.0% |
| 2019 | 58.9% | -3.2% |
| 2020 | 65.3% | +11.0% |
| 2021 | 77.6% | +18.8% |
Lesotho compared with similar countries
- Lesotho's 77.6% is above the median for lower middle income countries, which is 53.9%, 1.4× the median. (38 countries reporting)
- Lesotho's 77.6% is above the median for Sub-Saharan Africa, which is 55.5%, 1.4× the median. (40 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 56.5% | 50.2% | 63.1% | 7 |
| 2010s | 55.8% | 51.1% | 61.5% | 10 |
| 2020s | 71.5% | 65.3% | 77.6% | 2 |
Countries ranked near Lesotho
- 7 Democratic Republic of Congo 81.9% compare
- 8 Montenegro 79.3% compare
- 9 Venezuela 78.0% compare
- 11 South Sudan 76.2% compare
- 12 Malta 76.1% compare
- 13 Cayman Islands 75.0% compare
More financial sector data for Lesotho
- Reserve position in the IMF, US dollar, annual growth rate 5.59 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0069 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 7.46 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0.548 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.005 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 5.45 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.59 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0069 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 7.46 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0.548 % change on previous year (2025)
Frequently asked questions
- What is bank cost to income ratio in Lesotho?
- Bank cost to income ratio in Lesotho was 77.6% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank cost to income ratio recorded in Lesotho?
- The highest recorded value was 77.6% in 2021.
- What is the lowest bank cost to income ratio recorded in Lesotho?
- The lowest recorded value was 50.2% in 2008.
- How does Lesotho rank for bank cost to income ratio?
- Lesotho ranks 10th out of 169 countries with data for 2021.
- Is bank cost to income ratio rising or falling in Lesotho?
- Over the last ten years it is up 36.4%. The long-run trend across the full record is rising.
- Where does this Lesotho data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank cost to income ratio (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2090 / (data2080 + data2085). All Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.