Bank cost to income ratio in Malta
Malta: Bank cost to income ratio was 76.1% in 2021. ▲ Rising
Bank cost to income ratio in Malta, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
Malta recorded 76.1% for bank cost to income ratio in 2021. That is the highest value across all 21 years on record.
Compared with earlier readings it is up 10.5% on the previous year and up 41.3% over ten years.
Over the whole period, bank cost to income ratio in Malta peaked at 76.1% in 2021 and was at its lowest, 38.0%, in 2009.
That places Malta 12th out of 169 countries with data for 2021, putting it in the top 10%.
The long-run direction has been consistently rising across the 21 years of available data.
Bank cost to income ratio in Malta, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 47.6% | — |
| 2001 | 59.0% | +23.9% |
| 2002 | 59.2% | +0.5% |
| 2003 | 47.9% | -19.2% |
| 2004 | 49.7% | +3.9% |
| 2005 | 41.2% | -17.2% |
| 2006 | 40.1% | -2.5% |
| 2007 | 40.9% | +2.0% |
| 2009 | 38.0% | -7.1% |
| 2010 | 45.9% | +20.6% |
| 2011 | 53.9% | +17.4% |
| 2012 | 40.1% | -25.5% |
| 2013 | 45.4% | +13.1% |
| 2014 | 47.9% | +5.5% |
| 2015 | 53.1% | +10.9% |
| 2016 | 46.0% | -13.3% |
| 2017 | 56.2% | +22.0% |
| 2018 | 55.7% | -0.8% |
| 2019 | 61.7% | +10.8% |
| 2020 | 68.9% | +11.6% |
| 2021 | 76.1% | +10.5% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 47.1% | 38.0% | 59.2% | 9 |
| 2010s | 50.6% | 40.1% | 61.7% | 10 |
| 2020s | 72.5% | 68.9% | 76.1% | 2 |
Countries ranked near Malta
- 9 Venezuela, Bolivarian Republic of 78.0% compare
- 10 Lesotho 77.6% compare
- 11 South Sudan 76.2% compare
- 13 Cayman Islands 75.0% compare
- 14 Curacao 74.7% compare
- 15 Lao People's Democratic Republic 74.7% compare
More financial sector data for Malta
- Total reserves (gold at national valuation) (SDR), annual growth rate 3.63 % change on previous year (2025)
- Total reserves (gold at national valuation) (SDR), per capita 1,944 SDR per person (2025)
- Total reserves in months of imports, annual growth rate 0.8994 % change on previous year (2024)
- Total reserves in months of imports, per unit of GDP 0 units per US$ of GDP (2024)
- Total reserves in months of imports, per capita 0 units per person (2024)
- Reserves excluding gold, foreign exchange (SDR), annual growth rate 1.95 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.0283 SDR per US$ of GDP (2025)
- Reserves excluding gold, foreign exchange (SDR), per capita 1,357 SDR per person (2025)
- Reserves excluding gold (SDR), annual growth rate 1.28 % change on previous year (2025)
- Reserves excluding gold (SDR), per capita 1,878 SDR per person (2025)
Frequently asked questions
- What is bank cost to income ratio in Malta?
- Bank cost to income ratio in Malta was 76.1% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank cost to income ratio recorded in Malta?
- The highest recorded value was 76.1% in 2021.
- What is the lowest bank cost to income ratio recorded in Malta?
- The lowest recorded value was 38.0% in 2009.
- How does Malta rank for bank cost to income ratio?
- Malta ranks 12th out of 169 countries with data for 2021.
- Is bank cost to income ratio rising or falling in Malta?
- Over the last ten years it is up 41.3%. The long-run trend across the full record is rising.
- Where does this Malta data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank cost to income ratio (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2090 / (data2080 + data2085). All Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.