Bank cost to income ratio (%) in Laos
Laos: Bank cost to income ratio (%) was 74.7% in 2021. ▼ Falling
Bank cost to income ratio in Laos, 2009–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
In 2021, bank cost to income ratio in Laos stood at 74.7%.
The figure is up 50.7% on the previous year and up 5.3% over ten years.
Over the whole period, bank cost to income ratio in Laos peaked at 75.6% in 2009 and was at its lowest, 46.4%, in 2018.
That places Laos 15th out of 169 countries with data for 2021, putting it in the top 10%.
The long-run direction has been consistently falling across the 12 years of available data.
Bank cost to income ratio (%) in Laos, year by year
| Year | % | Change |
|---|---|---|
| 2009 | 75.6% | — |
| 2011 | 70.9% | -6.2% |
| 2012 | 69.1% | -2.6% |
| 2013 | 57.6% | -16.6% |
| 2014 | 66.2% | +14.9% |
| 2015 | 52.4% | -20.8% |
| 2016 | 52.1% | -0.7% |
| 2017 | 49.5% | -4.9% |
| 2018 | 46.4% | -6.3% |
| 2019 | 47.6% | +2.7% |
| 2020 | 49.6% | +4.1% |
| 2021 | 74.7% | +50.7% |
Laos compared with similar countries
- Laos's 74.7% is above the median for lower middle income countries, which is 53.9%, 1.4× the median. (38 countries reporting)
- Laos's 74.7% is above the median for East Asia & Pacific, which is 46.8%, 1.6× the median. (18 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 75.6% | 75.6% | 75.6% | 1 |
| 2010s | 56.9% | 46.4% | 70.9% | 9 |
| 2020s | 62.1% | 49.6% | 74.7% | 2 |
Countries ranked near Laos
More financial sector data for Laos
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 2.3 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0007 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 1.68 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 2.3 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank cost to income ratio in Laos?
- Bank cost to income ratio in Laos was 74.7% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank cost to income ratio recorded in Laos?
- The highest recorded value was 75.6% in 2009.
- What is the lowest bank cost to income ratio recorded in Laos?
- The lowest recorded value was 46.4% in 2018.
- How does Laos rank for bank cost to income ratio?
- Laos ranks 15th out of 169 countries with data for 2021.
- Is bank cost to income ratio rising or falling in Laos?
- Over the last ten years it is up 5.3%. The long-run trend across the full record is falling.
- Where does this Laos data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank cost to income ratio (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 12 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from Bankscope. Data2090 / (data2080 + data2085). All Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.