Bank cost to income ratio in Spain
Spain: Bank cost to income ratio was 72.8% in 2021. ▲ Rising
Bank cost to income ratio in Spain, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
In 2021, bank cost to income ratio in Spain stood at 72.8%. That is the highest value across all 22 years on record.
Compared with earlier readings it is up 14.5% on the previous year and up 47.9% over ten years.
Over the whole period, bank cost to income ratio in Spain peaked at 72.8% in 2021 and was at its lowest, 42.8%, in 2010.
That places Spain 17th out of 169 countries with data for 2021, putting it in the top 10%.
The long-run direction has been consistently rising across the 22 years of available data.
Bank cost to income ratio in Spain, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 64.0% | — |
| 2001 | 66.1% | +3.3% |
| 2002 | 71.3% | +7.9% |
| 2003 | 62.5% | -12.4% |
| 2004 | 53.4% | -14.5% |
| 2005 | 50.6% | -5.3% |
| 2006 | 46.2% | -8.6% |
| 2007 | 44.4% | -4.1% |
| 2008 | 47.7% | +7.5% |
| 2009 | 44.2% | -7.3% |
| 2010 | 42.8% | -3.1% |
| 2011 | 49.2% | +15.0% |
| 2012 | 59.1% | +20.1% |
| 2013 | 62.0% | +4.8% |
| 2014 | 57.2% | -7.7% |
| 2015 | 58.5% | +2.4% |
| 2016 | 67.2% | +14.8% |
| 2017 | 67.7% | +0.8% |
| 2018 | 61.1% | -9.8% |
| 2019 | 64.1% | +4.9% |
| 2020 | 63.6% | -0.7% |
| 2021 | 72.8% | +14.5% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 55.0% | 44.2% | 71.3% | 10 |
| 2010s | 58.9% | 42.8% | 67.7% | 10 |
| 2020s | 68.2% | 63.6% | 72.8% | 2 |
Countries ranked near Spain
More financial sector data for Spain
- Total reserves (gold at national valuation) (SDR), annual growth rate 13.17 % change on previous year (2025)
- Total reserves (gold at national valuation) (SDR), per capita 1,895 SDR per person (2025)
- Total reserves in months of imports, annual growth rate 10.58 % change on previous year (2025)
- Total reserves in months of imports, per unit of GDP 0 units per US$ of GDP (2025)
- Total reserves in months of imports, per capita 0 units per person (2025)
- Reserves excluding gold, foreign exchange (SDR), annual growth rate 3.34 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.0264 SDR per US$ of GDP (2025)
- Reserves excluding gold, foreign exchange (SDR), per capita 1,021 SDR per person (2025)
- Reserves excluding gold (SDR), annual growth rate 0.7691 % change on previous year (2025)
- Reserves excluding gold (SDR), per capita 1,317 SDR per person (2025)
Frequently asked questions
- What is bank cost to income ratio in Spain?
- Bank cost to income ratio in Spain was 72.8% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank cost to income ratio recorded in Spain?
- The highest recorded value was 72.8% in 2021.
- What is the lowest bank cost to income ratio recorded in Spain?
- The lowest recorded value was 42.8% in 2010.
- How does Spain rank for bank cost to income ratio?
- Spain ranks 17th out of 169 countries with data for 2021.
- Is bank cost to income ratio rising or falling in Spain?
- Over the last ten years it is up 47.9%. The long-run trend across the full record is rising.
- Where does this Spain data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank cost to income ratio (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2090 / (data2080 + data2085). All Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.