Bank cost to income ratio in Ecuador
Ecuador: Bank cost to income ratio was 67.9% in 2021. ▼ Falling
Bank cost to income ratio in Ecuador, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
Ecuador recorded 67.9% for bank cost to income ratio in 2021.
That represents a change of up 0.4% on the previous year and up 4.9% over ten years.
Over the whole period, bank cost to income ratio in Ecuador peaked at 94.7% in 2001 and was at its lowest, 62.7%, in 2018.
Ecuador ranks 24th of 169 countries on this measure, in the top quarter.
The long-run direction has been consistently falling across the 22 years of available data.
Bank cost to income ratio in Ecuador, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 94.2% | — |
| 2001 | 94.7% | +0.5% |
| 2002 | 76.4% | -19.3% |
| 2003 | 75.2% | -1.6% |
| 2004 | 74.2% | -1.4% |
| 2005 | 67.9% | -8.4% |
| 2006 | 66.8% | -1.7% |
| 2007 | 68.0% | +1.8% |
| 2008 | 70.8% | +4.1% |
| 2009 | 72.9% | +2.9% |
| 2010 | 71.2% | -2.3% |
| 2011 | 64.7% | -9.1% |
| 2012 | 63.7% | -1.6% |
| 2013 | 69.1% | +8.5% |
| 2014 | 68.4% | -0.9% |
| 2015 | 66.9% | -2.3% |
| 2016 | 71.1% | +6.2% |
| 2017 | 66.2% | -6.9% |
| 2018 | 62.7% | -5.2% |
| 2019 | 64.1% | +2.2% |
| 2020 | 67.6% | +5.5% |
| 2021 | 67.9% | +0.4% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 76.1% | 66.8% | 94.7% | 10 |
| 2010s | 66.8% | 62.7% | 71.2% | 10 |
| 2020s | 67.7% | 67.6% | 67.9% | 2 |
Countries ranked near Ecuador
More financial sector data for Ecuador
- Reserves excluding gold, foreign exchange (SDR), annual growth rate 24.24 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.034 SDR per US$ of GDP (2025)
- Reserves excluding gold, foreign exchange (SDR), per capita 242.06 SDR per person (2025)
- Reserves excluding gold (SDR), annual growth rate 23.66 % change on previous year (2025)
- Reserves excluding gold (SDR), per capita 243.82 SDR per person (2025)
- Total reserves (gold at market value) (SDR), annual growth rate 35.07 % change on previous year (2025)
- Total reserves (gold at market value) (SDR), per capita 391.17 SDR per person (2025)
- Total reserves (gold at national valuation) (SDR), annual growth rate 35.07 % change on previous year (2025)
- Total reserves (gold at national valuation) (SDR), per capita 391.17 SDR per person (2025)
- Total reserves in months of imports, annual growth rate 30.1 % change on previous year (2025)
Frequently asked questions
- What is bank cost to income ratio in Ecuador?
- Bank cost to income ratio in Ecuador was 67.9% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank cost to income ratio recorded in Ecuador?
- The highest recorded value was 94.7% in 2001.
- What is the lowest bank cost to income ratio recorded in Ecuador?
- The lowest recorded value was 62.7% in 2018.
- How does Ecuador rank for bank cost to income ratio?
- Ecuador ranks 24th out of 169 countries with data for 2021.
- Is bank cost to income ratio rising or falling in Ecuador?
- Over the last ten years it is up 4.9%. The long-run trend across the full record is falling.
- Where does this Ecuador data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank cost to income ratio (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2090 / (data2080 + data2085). All Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.