Bank cost to income ratio in France
France: Bank cost to income ratio was 68.9% in 2021. ▬ Flat
Bank cost to income ratio in France, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
The most recent figure for bank cost to income ratio in France is 68.9%, measured in 2021.
The figure is down 10.6% on the previous year and down 2.6% over ten years.
Over the whole period, bank cost to income ratio in France peaked at 78.0% in 2014 and was at its lowest, 55.1%, in 2009.
France ranks 22nd of 169 countries on this measure, in the top quarter.
Bank cost to income ratio in France, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 70.9% | — |
| 2001 | 67.6% | -4.6% |
| 2002 | 67.7% | +0.0% |
| 2003 | 64.3% | -5.0% |
| 2004 | 65.3% | +1.5% |
| 2005 | 65.4% | +0.2% |
| 2006 | 65.6% | +0.3% |
| 2007 | 76.7% | +17.0% |
| 2008 | 75.0% | -2.3% |
| 2009 | 55.1% | -26.5% |
| 2010 | 66.9% | +21.4% |
| 2011 | 70.8% | +5.8% |
| 2012 | 65.3% | -7.8% |
| 2013 | 67.5% | +3.5% |
| 2014 | 78.0% | +15.5% |
| 2015 | 67.9% | -13.0% |
| 2016 | 62.0% | -8.8% |
| 2017 | 69.3% | +11.8% |
| 2018 | 73.8% | +6.6% |
| 2019 | 64.2% | -13.0% |
| 2020 | 77.1% | +20.0% |
| 2021 | 68.9% | -10.6% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 67.4% | 55.1% | 76.7% | 10 |
| 2010s | 68.6% | 62.0% | 78.0% | 10 |
| 2020s | 73.0% | 68.9% | 77.1% | 2 |
Countries ranked near France
More financial sector data for France
- Net domestic credit (current LCU), per capita 73,491 current LCU per person (2024)
- Net domestic credit (current LCU), per unit of GDP 1.59 current LCU per US$ of GDP (2024)
- Net domestic credit (current LCU), annual growth rate 2.34 % change on previous year (2024)
- Gold reserves at 35 SDRs per ounce 2.74 billion SDR (2025)
- Gold reserves at market value 249.89 billion SDR (2025)
- Reserves excluding gold, foreign exchange 24.41 billion SDR (2025)
- Reserves excluding gold 62.78 billion SDR (2025)
- Total reserves (gold at market value) 312.67 billion SDR (2025)
- Total reserves (gold at national valuation) 309.44 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 4,503 SDR per person (2025)
Frequently asked questions
- What is bank cost to income ratio in France?
- Bank cost to income ratio in France was 68.9% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank cost to income ratio recorded in France?
- The highest recorded value was 78.0% in 2014.
- What is the lowest bank cost to income ratio recorded in France?
- The lowest recorded value was 55.1% in 2009.
- How does France rank for bank cost to income ratio?
- France ranks 22nd out of 169 countries with data for 2021.
- Is bank cost to income ratio rising or falling in France?
- Over the last ten years it is down 2.6%. The long-run trend across the full record is flat.
- Where does this France data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank cost to income ratio (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2090 / (data2080 + data2085). All Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.