Bank cost to income ratio in Estonia
Estonia: Bank cost to income ratio was 61.0% in 2021. ▼ Falling
Bank cost to income ratio in Estonia, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
The most recent figure for bank cost to income ratio in Estonia is 61.0%, measured in 2021.
The figure is down 3.1% on the previous year and up 139.3% over ten years.
Over the whole period, bank cost to income ratio in Estonia peaked at 73.4% in 2009 and was at its lowest, 25.5%, in 2011.
That places Estonia 52nd out of 169 countries with data for 2021, putting it in the middle of the range.
The long-run direction has been consistently falling across the 22 years of available data.
Bank cost to income ratio in Estonia, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 67.8% | — |
| 2001 | 55.2% | -18.5% |
| 2002 | 62.6% | +13.4% |
| 2003 | 53.8% | -14.1% |
| 2004 | 51.8% | -3.8% |
| 2005 | 59.1% | +14.1% |
| 2006 | 46.6% | -21.2% |
| 2007 | 38.0% | -18.4% |
| 2008 | 42.3% | +11.2% |
| 2009 | 73.4% | +73.5% |
| 2010 | 46.6% | -36.5% |
| 2011 | 25.5% | -45.4% |
| 2012 | 44.8% | +75.8% |
| 2013 | 35.8% | -20.0% |
| 2014 | 38.6% | +7.7% |
| 2015 | 25.9% | -32.7% |
| 2016 | 48.0% | +84.9% |
| 2017 | 48.8% | +1.7% |
| 2018 | 53.9% | +10.4% |
| 2019 | 62.9% | +16.8% |
| 2020 | 62.9% | +0.0% |
| 2021 | 61.0% | -3.1% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 55.1% | 38.0% | 73.4% | 10 |
| 2010s | 43.1% | 25.5% | 62.9% | 10 |
| 2020s | 61.9% | 61.0% | 62.9% | 2 |
Countries ranked near Estonia
- 49 Taiwan, China 61.7% compare
- 50 Netherlands 61.2% compare
- 51 South Africa 61.0% compare
- 53 Japan 60.6% compare
- 54 Trinidad and Tobago 60.4% compare
- 55 Denmark 60.2% compare
More financial sector data for Estonia
- Net domestic credit (current LCU), per capita 21,036 current LCU per person (2024)
- Net domestic credit (current LCU), per unit of GDP 0.6693 current LCU per US$ of GDP (2024)
- Net domestic credit (current LCU), annual growth rate 9.64 % change on previous year (2024)
- Gold reserves at 35 SDRs per ounce 280,000 SDR (2025)
- Gold reserves at market value 25.51 million SDR (2025)
- Reserves excluding gold, foreign exchange 1.39 billion SDR (2025)
- Reserves excluding gold 1.76 billion SDR (2025)
- Total reserves (gold at market value) 1.78 billion SDR (2025)
- Total reserves (gold at national valuation) 1.78 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 1,303 SDR per person (2025)
Frequently asked questions
- What is bank cost to income ratio in Estonia?
- Bank cost to income ratio in Estonia was 61.0% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank cost to income ratio recorded in Estonia?
- The highest recorded value was 73.4% in 2009.
- What is the lowest bank cost to income ratio recorded in Estonia?
- The lowest recorded value was 25.5% in 2011.
- How does Estonia rank for bank cost to income ratio?
- Estonia ranks 52nd out of 169 countries with data for 2021.
- Is bank cost to income ratio rising or falling in Estonia?
- Over the last ten years it is up 139.3%. The long-run trend across the full record is falling.
- Where does this Estonia data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank cost to income ratio (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2090 / (data2080 + data2085). All Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.