Bank cost to income ratio in Japan
Japan: Bank cost to income ratio was 60.6% in 2021. ▲ Rising
Bank cost to income ratio in Japan, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
Japan recorded 60.6% for bank cost to income ratio in 2021.
The figure is down 7.3% on the previous year and up 0.1% over ten years.
Over the whole period, bank cost to income ratio in Japan peaked at 66.2% in 2018 and was at its lowest, 52.4%, in 2005.
Japan ranks 53rd of 169 countries on this measure, in the middle of the range.
The long-run direction has been consistently rising across the 22 years of available data.
Bank cost to income ratio in Japan, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 61.8% | — |
| 2001 | 58.1% | -6.0% |
| 2002 | 55.3% | -4.7% |
| 2003 | 53.4% | -3.4% |
| 2004 | 54.0% | +1.1% |
| 2005 | 52.4% | -2.9% |
| 2006 | 53.2% | +1.4% |
| 2007 | 55.0% | +3.4% |
| 2008 | 57.2% | +4.0% |
| 2009 | 61.8% | +8.2% |
| 2010 | 62.7% | +1.5% |
| 2011 | 60.5% | -3.5% |
| 2012 | 61.5% | +1.6% |
| 2013 | 60.5% | -1.6% |
| 2014 | 61.7% | +2.0% |
| 2015 | 59.4% | -3.7% |
| 2016 | 63.6% | +7.0% |
| 2017 | 64.7% | +1.8% |
| 2018 | 66.2% | +2.3% |
| 2019 | 65.1% | -1.7% |
| 2020 | 65.3% | +0.3% |
| 2021 | 60.6% | -7.3% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 56.2% | 52.4% | 61.8% | 10 |
| 2010s | 62.6% | 59.4% | 66.2% | 10 |
| 2020s | 62.9% | 60.6% | 65.3% | 2 |
Countries ranked near Japan
- 50 Netherlands 61.2% compare
- 51 South Africa 61.0% compare
- 52 Estonia 61.0% compare
- 54 Trinidad and Tobago 60.4% compare
- 55 Denmark 60.2% compare
- 56 Belarus 60.1% compare
More financial sector data for Japan
- Net domestic credit (current LCU), per capita 14.80 million current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 411.71 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate -0.9434 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 951.96 million SDR (2025)
- Gold reserves at market value 86.75 billion SDR (2025)
- Reserves excluding gold, foreign exchange 861.99 billion SDR (2025)
- Reserves excluding gold 914.64 billion SDR (2025)
- Total reserves (gold at market value) 1.00 trillion SDR (2025)
- Total reserves (gold at national valuation) 1.00 trillion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 8,108 SDR per person (2025)
Frequently asked questions
- What is bank cost to income ratio in Japan?
- Bank cost to income ratio in Japan was 60.6% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank cost to income ratio recorded in Japan?
- The highest recorded value was 66.2% in 2018.
- What is the lowest bank cost to income ratio recorded in Japan?
- The lowest recorded value was 52.4% in 2005.
- How does Japan rank for bank cost to income ratio?
- Japan ranks 53rd out of 169 countries with data for 2021.
- Is bank cost to income ratio rising or falling in Japan?
- Over the last ten years it is up 0.1%. The long-run trend across the full record is rising.
- Where does this Japan data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank cost to income ratio (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 22 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from Bankscope. Data2090 / (data2080 + data2085). All Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.