Bank cost to income ratio (%) in Japan
Japan: Bank cost to income ratio (%) was 60.6% in 2021. ▲ Rising
Bank cost to income ratio in Japan, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
Japan recorded 60.6% for bank cost to income ratio in 2021.
The figure is down 7.3% on the previous year and up 0.1% over ten years.
Over the whole period, bank cost to income ratio in Japan peaked at 66.2% in 2018 and was at its lowest, 52.4%, in 2005.
Japan ranks 53rd of 169 countries on this measure, in the middle of the range.
The long-run direction has been consistently rising across the 22 years of available data.
Bank cost to income ratio (%) in Japan, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 61.8% | — |
| 2001 | 58.1% | -6.0% |
| 2002 | 55.3% | -4.7% |
| 2003 | 53.4% | -3.4% |
| 2004 | 54.0% | +1.1% |
| 2005 | 52.4% | -2.9% |
| 2006 | 53.2% | +1.4% |
| 2007 | 55.0% | +3.4% |
| 2008 | 57.2% | +4.0% |
| 2009 | 61.8% | +8.2% |
| 2010 | 62.7% | +1.5% |
| 2011 | 60.5% | -3.5% |
| 2012 | 61.5% | +1.6% |
| 2013 | 60.5% | -1.6% |
| 2014 | 61.7% | +2.0% |
| 2015 | 59.4% | -3.7% |
| 2016 | 63.6% | +7.0% |
| 2017 | 64.7% | +1.8% |
| 2018 | 66.2% | +2.3% |
| 2019 | 65.1% | -1.7% |
| 2020 | 65.3% | +0.3% |
| 2021 | 60.6% | -7.3% |
Japan compared with similar countries
- Japan's 60.6% is above the median for high income countries, which is 56.2%, 1.1× the median. (62 countries reporting)
- Japan's 60.6% is above the median for East Asia & Pacific, which is 46.8%, 1.3× the median. (18 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 56.2% | 52.4% | 61.8% | 10 |
| 2010s | 62.6% | 59.4% | 66.2% | 10 |
| 2020s | 62.9% | 60.6% | 65.3% | 2 |
Countries ranked near Japan
- 50 Netherlands 61.2% compare
- 51 South Africa 61.0% compare
- 52 Estonia 61.0% compare
- 54 Trinidad and Tobago 60.4% compare
- 55 Denmark 60.2% compare
- 56 Belarus 60.1% compare
More financial sector data for Japan
- Reserve position in the IMF, US dollar, annual growth rate 10.42 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0025 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 91.29 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 5.15 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0019 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 66.66 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 10.42 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0025 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 91.29 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 5.15 % change on previous year (2025)
Frequently asked questions
- What is bank cost to income ratio in Japan?
- Bank cost to income ratio in Japan was 60.6% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank cost to income ratio recorded in Japan?
- The highest recorded value was 66.2% in 2018.
- What is the lowest bank cost to income ratio recorded in Japan?
- The lowest recorded value was 52.4% in 2005.
- How does Japan rank for bank cost to income ratio?
- Japan ranks 53rd out of 169 countries with data for 2021.
- Is bank cost to income ratio rising or falling in Japan?
- Over the last ten years it is up 0.1%. The long-run trend across the full record is rising.
- Where does this Japan data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank cost to income ratio (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2090 / (data2080 + data2085). All Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.