Bank cost to income ratio in Guatemala
Guatemala: Bank cost to income ratio was 55.0% in 2021. ▼ Falling
Bank cost to income ratio in Guatemala, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
Guatemala recorded 55.0% for bank cost to income ratio in 2021.
The figure is up 5.2% on the previous year and down 9.9% over ten years.
Over the whole period, bank cost to income ratio in Guatemala peaked at 84.2% in 2000 and was at its lowest, 52.3%, in 2020.
Guatemala ranks 85th of 169 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 22 years of available data.
Bank cost to income ratio in Guatemala, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 84.2% | — |
| 2001 | 81.6% | -3.1% |
| 2002 | 83.8% | +2.7% |
| 2003 | 75.0% | -10.5% |
| 2004 | 72.8% | -2.9% |
| 2005 | 73.1% | +0.3% |
| 2006 | 69.0% | -5.6% |
| 2007 | 70.4% | +2.1% |
| 2008 | 63.4% | -10.0% |
| 2009 | 63.0% | -0.6% |
| 2010 | 61.9% | -1.8% |
| 2011 | 61.0% | -1.3% |
| 2012 | 62.9% | +3.0% |
| 2013 | 62.1% | -1.2% |
| 2014 | 61.5% | -1.0% |
| 2015 | 59.4% | -3.4% |
| 2016 | 60.2% | +1.3% |
| 2017 | 59.9% | -0.5% |
| 2018 | 59.0% | -1.5% |
| 2019 | 56.0% | -5.1% |
| 2020 | 52.3% | -6.6% |
| 2021 | 55.0% | +5.2% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 73.6% | 63.0% | 84.2% | 10 |
| 2010s | 60.4% | 56.0% | 62.9% | 10 |
| 2020s | 53.6% | 52.3% | 55.0% | 2 |
Countries ranked near Guatemala
More financial sector data for Guatemala
- Net domestic credit (current LCU), per capita 25,214 current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 3.82 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate 13.1 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 14.65 million SDR (2025)
- Gold reserves at market value 1.34 billion SDR (2025)
- Reserves excluding gold, foreign exchange 22.00 billion SDR (2025)
- Reserves excluding gold 22.58 billion SDR (2025)
- Total reserves (gold at market value) 23.92 billion SDR (2025)
- Total reserves (gold at national valuation) 23.90 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 1,279 SDR per person (2025)
Frequently asked questions
- What is bank cost to income ratio in Guatemala?
- Bank cost to income ratio in Guatemala was 55.0% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank cost to income ratio recorded in Guatemala?
- The highest recorded value was 84.2% in 2000.
- What is the lowest bank cost to income ratio recorded in Guatemala?
- The lowest recorded value was 52.3% in 2020.
- How does Guatemala rank for bank cost to income ratio?
- Guatemala ranks 85th out of 169 countries with data for 2021.
- Is bank cost to income ratio rising or falling in Guatemala?
- Over the last ten years it is down 9.9%. The long-run trend across the full record is falling.
- Where does this Guatemala data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank cost to income ratio (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2090 / (data2080 + data2085). All Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.