Bank cost to income ratio in Mozambique
Mozambique: Bank cost to income ratio was 54.9% in 2021. ▼ Falling
Bank cost to income ratio in Mozambique, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
Mozambique recorded 54.9% for bank cost to income ratio in 2021. That is the lowest value across all 20 years on record.
That represents a change of down 13.6% on the previous year and down 22.6% over ten years.
Over the whole period, bank cost to income ratio in Mozambique peaked at 123.1% in 2001 and was at its lowest, 54.9%, in 2021.
That places Mozambique 86th out of 169 countries with data for 2021, putting it in the middle of the range.
The long-run direction has been consistently falling across the 20 years of available data.
Bank cost to income ratio in Mozambique, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 99.3% | — |
| 2001 | 123.1% | +23.9% |
| 2002 | 74.2% | -39.8% |
| 2005 | 77.6% | +4.7% |
| 2006 | 68.3% | -12.1% |
| 2007 | 64.1% | -6.1% |
| 2008 | 66.8% | +4.1% |
| 2009 | 66.0% | -1.1% |
| 2010 | 69.7% | +5.6% |
| 2011 | 70.9% | +1.7% |
| 2012 | 65.3% | -7.8% |
| 2013 | 63.7% | -2.5% |
| 2014 | 61.0% | -4.2% |
| 2015 | 63.0% | +3.2% |
| 2016 | 56.7% | -10.0% |
| 2017 | 56.7% | +0.0% |
| 2018 | 59.5% | +4.9% |
| 2019 | 60.2% | +1.2% |
| 2020 | 63.5% | +5.5% |
| 2021 | 54.9% | -13.6% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 79.9% | 64.1% | 123.1% | 8 |
| 2010s | 62.7% | 56.7% | 70.9% | 10 |
| 2020s | 59.2% | 54.9% | 63.5% | 2 |
Countries ranked near Mozambique
More financial sector data for Mozambique
- Net domestic credit (current LCU), per capita 16,695 current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 26.63 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate 7.97 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 4.43 million SDR (2024)
- Gold reserves at market value 253.23 million SDR (2024)
- Reserves excluding gold, foreign exchange 2.66 billion SDR (2024)
- Reserves excluding gold 2.69 billion SDR (2024)
- Total reserves (gold at market value) 2.95 billion SDR (2024)
- Total reserves (gold at national valuation) 2.95 billion SDR (2024)
- Total reserves (gold at national valuation) (SDR), per capita 85.12 SDR per person (2024)
Frequently asked questions
- What is bank cost to income ratio in Mozambique?
- Bank cost to income ratio in Mozambique was 54.9% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank cost to income ratio recorded in Mozambique?
- The highest recorded value was 123.1% in 2001.
- What is the lowest bank cost to income ratio recorded in Mozambique?
- The lowest recorded value was 54.9% in 2021.
- How does Mozambique rank for bank cost to income ratio?
- Mozambique ranks 86th out of 169 countries with data for 2021.
- Is bank cost to income ratio rising or falling in Mozambique?
- Over the last ten years it is down 22.6%. The long-run trend across the full record is falling.
- Where does this Mozambique data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank cost to income ratio (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2090 / (data2080 + data2085). All Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.