Bank cost to income ratio (%) in Romania
Romania: Bank cost to income ratio (%) was 54.4% in 2021. ▬ Flat
Bank cost to income ratio in Romania, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
Romania recorded 54.4% for bank cost to income ratio in 2021.
That represents a change of up 0.7% on the previous year and down 0.7% over ten years.
Over the whole period, bank cost to income ratio in Romania peaked at 69.7% in 2003 and was at its lowest, 45.0%, in 2009.
Romania ranks 89th of 169 countries on this measure, in the middle of the range.
Bank cost to income ratio (%) in Romania, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 57.8% | — |
| 2001 | 53.3% | -7.7% |
| 2002 | 63.1% | +18.4% |
| 2003 | 69.7% | +10.4% |
| 2004 | 57.8% | -17.1% |
| 2005 | 66.0% | +14.2% |
| 2006 | 68.2% | +3.4% |
| 2007 | 64.5% | -5.4% |
| 2008 | 50.6% | -21.6% |
| 2009 | 45.0% | -11.1% |
| 2010 | 45.9% | +2.1% |
| 2011 | 54.8% | +19.3% |
| 2012 | 60.7% | +10.8% |
| 2013 | 58.1% | -4.3% |
| 2014 | 59.4% | +2.3% |
| 2015 | 66.6% | +12.1% |
| 2016 | 60.2% | -9.7% |
| 2017 | 62.5% | +3.8% |
| 2018 | 57.1% | -8.6% |
| 2019 | 65.5% | +14.8% |
| 2020 | 54.0% | -17.6% |
| 2021 | 54.4% | +0.7% |
Romania compared with similar countries
- Romania's 54.4% is below the median for high income countries, which is 56.2%, 97% of the median. (62 countries reporting)
- Romania's 54.4% is below the median for Europe & Central Asia, which is 57.7%, 94% of the median. (50 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 59.6% | 45.0% | 69.7% | 10 |
| 2010s | 59.1% | 45.9% | 66.6% | 10 |
| 2020s | 54.2% | 54.0% | 54.4% | 2 |
Countries ranked near Romania
More financial sector data for Romania
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0 units per person (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0 units per person (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0 units per person (2025)
- Reserve tranche position, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, SDR, per capita 0 units per person (2025)
- Reserves excluding gold, foreign exchange (SDR), annual growth rate 12.7 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.1232 SDR per US$ of GDP (2025)
Frequently asked questions
- What is bank cost to income ratio in Romania?
- Bank cost to income ratio in Romania was 54.4% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank cost to income ratio recorded in Romania?
- The highest recorded value was 69.7% in 2003.
- What is the lowest bank cost to income ratio recorded in Romania?
- The lowest recorded value was 45.0% in 2009.
- How does Romania rank for bank cost to income ratio?
- Romania ranks 89th out of 169 countries with data for 2021.
- Is bank cost to income ratio rising or falling in Romania?
- Over the last ten years it is down 0.7%. The long-run trend across the full record is flat.
- Where does this Romania data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank cost to income ratio (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2090 / (data2080 + data2085). All Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.