Bank credit to bank deposits in China

China: Bank credit to bank deposits was 366.0% in 2021. ▼ Falling

Latest (2021)
366.0%
Change on year
up 6.9%
World rank
2nd
of 186 countries
All-time high
429.6%
in 1989
All-time low
234.1%
in 2007
Years of data
37
1985–2021

Bank credit to bank deposits in China, 1985–2021

01002003004001985200320211985: 350.3 %1986: 346 %1987: 347.8 %1988: 369.4 %1989: 429.6 %1990: 423.1 %1991: 375.7 %1992: 343 %1993: 349.6 %1994: 331.3 %1995: 335.3 %1996: 338.8 %1997: 323.1 %1998: 338 %1999: 308.6 %2000: 289.4 %2001: 275.9 %2002: 266.6 %2003: 268.2 %2004: 257.8 %2005: 251.9 %2006: 242.4 %2007: 234.1 %2008: 246.7 %2009: 236.7 %2010: 235 %2011: 251.2 %2012: 273.4 %2013: 285.8 %2014: 313.6 %2015: 311.2 %2016: 278.8 %2017: 272.4 %2018: 303.2 %2019: 327.1 %2020: 342.4 %2021: 366 %

Source: International Financial Statistics (IFS), International Monetary Fund (IMF). Measured in %.

Analysis

China recorded 366.0% for bank credit to bank deposits in 2021.

That represents a change of up 6.9% on the previous year and up 45.7% over ten years.

Over the whole period, bank credit to bank deposits in China peaked at 429.6% in 1989 and was at its lowest, 234.1%, in 2007.

China ranks 2nd of 186 countries on this measure, in the top 10%.

The long-run direction has been consistently falling across the 37 years of available data.

Bank credit to bank deposits in China, year by year

Annual values for Bank credit to bank deposits (%) in China, 1985 to 2021.
Year % Change
1985 350.3%
1986 346.0% -1.2%
1987 347.8% +0.5%
1988 369.4% +6.2%
1989 429.6% +16.3%
1990 423.1% -1.5%
1991 375.7% -11.2%
1992 343.0% -8.7%
1993 349.6% +1.9%
1994 331.3% -5.2%
1995 335.3% +1.2%
1996 338.8% +1.1%
1997 323.1% -4.6%
1998 338.0% +4.6%
1999 308.6% -8.7%
2000 289.4% -6.2%
2001 275.9% -4.6%
2002 266.6% -3.4%
2003 268.2% +0.6%
2004 257.8% -3.9%
2005 251.9% -2.3%
2006 242.4% -3.8%
2007 234.1% -3.4%
2008 246.7% +5.4%
2009 236.7% -4.1%
2010 235.0% -0.7%
2011 251.2% +6.9%
2012 273.4% +8.8%
2013 285.8% +4.5%
2014 313.6% +9.7%
2015 311.2% -0.8%
2016 278.8% -10.4%
2017 272.4% -2.3%
2018 303.2% +11.3%
2019 327.1% +7.9%
2020 342.4% +4.7%
2021 366.0% +6.9%

Averages by decade

DecadeAverage LowestHighest Years
1980s 368.6% 346.0% 429.6% 5
1990s 346.7% 308.6% 423.1% 10
2000s 257.0% 234.1% 289.4% 10
2010s 285.2% 235.0% 327.1% 10
2020s 354.2% 342.4% 366.0% 2

Countries ranked near China

  1. 1 Viet Nam 535.7% compare
  2. 3 Denmark 264.5% compare
  3. 4 Uzbekistan 237.0% compare
  4. 5 Norway 175.1% compare

See the full ranking of 186 places →

More financial sector data for China

All data for China →

Frequently asked questions

What is bank credit to bank deposits in China?
Bank credit to bank deposits in China was 366.0% in 2021, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
What is the highest bank credit to bank deposits recorded in China?
The highest recorded value was 429.6% in 1989.
What is the lowest bank credit to bank deposits recorded in China?
The lowest recorded value was 234.1% in 2007.
How does China rank for bank credit to bank deposits?
China ranks 2nd out of 186 countries with data for 2021.
Is bank credit to bank deposits rising or falling in China?
Over the last ten years it is up 45.7%. The long-run trend across the full record is falling.
Where does this China data come from?
The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank credit to bank deposits (%). Statizoid updates them automatically from the source API.

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Bank credit to bank deposits in China. Statizoid, drawing on International Financial Statistics (IFS), International Monetary Fund (IMF). Retrieved 06 September 2026, from https://financial-sector.statizoid.com/stat/bank-credit-to-bank-deposits-percent/china/

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About this data

Indicator
Bank credit to bank deposits (%)
Unit
%
Source
International Financial Statistics (IFS), International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
186 places, 8,567 data points, 1960–2021
Last refreshed

Raw data are from the electronic version of the IMF’s International Financial Statistics. Private credit by deposit money banks (IFS line 22d); bank deposits (IFS lines 24 and 25).