Statizoid

Bank credit to bank deposits (%) by country

Raw data are from the electronic version of the IMF’s International Financial Statistics. Private credit by deposit money banks (IFS line 22d); bank deposits (IFS lines 24 and 25).

Countries reporting
186
Highest
535.7%
Viet Nam
Lowest
13.0%
South Sudan
Median
75.9%
Years covered
62
1960–2021
Data points
8,567

What the numbers show

Bank credit to bank deposits (%) is currently reported for 186 countries. The highest value is 535.7% in Viet Nam; the lowest is 13.0% in South Sudan.

The median across all reporting countries is 75.9%, and the mean is 83.4%.

The gap between the highest and lowest reporting country is a factor of about 41.

Over the past decade 60 countries rose and 126 fell. The largest increase was in Uzbekistan (up 235.8%), and the largest decrease in Afghanistan (down 72.7%).

Bank credit to bank deposits: full country ranking

#Country LatestYear 10-year changeTrend
1 Viet Nam 535.7% 2021 down 40.3% rising
2 China 366.0% 2021 up 45.7% falling
3 Denmark 264.5% 2021 down 28.7% volatile
4 Uzbekistan 237.0% 2021 up 235.8% volatile
5 Norway 175.1% 2021 down 10.0% rising
6 Colombia 166.6% 2021 down 0.8% rising
7 Equatorial Guinea 156.5% 2019 up 120.9% volatile
8 Sweden 155.2% 2021 down 26.5% rising
9 Iceland 146.2% 2021 down 9.4% rising
10 Panama 144.9% 2021 up 41.6% falling
11 Georgia 140.3% 2021 down 0.3% falling
12 Saudi Arabia 139.3% 2017 down 24.8% rising
13 Paraguay 139.3% 2021 down 7.4% flat
14 Tajikistan 136.5% 2021 up 2.9% volatile
15 Costa Rica 136.4% 2021 down 26.9% rising
16 Qatar 134.9% 2021 up 68.4% rising
17 Oman 133.5% 2019 up 11.7% rising
18 New Zealand 131.9% 2021 down 15.8% rising
19 Armenia 131.8% 2021 down 21.6% rising
20 Chile 128.8% 2021 down 20.6% rising
21 Cambodia 127.3% 2021 up 42.6% rising
22 Tunisia 126.1% 2021 down 3.9% falling
23 Finland 125.4% 2021 down 10.9% rising
24 Australia 118.6% 2021 down 5.1% rising
25 Slovakia 109.0% 2021 up 4.8% rising
26 Cyprus 108.3% 2007 up 11.3% rising
27 Peru 108.3% 2021 up 21.6% rising
28 France 108.2% 2021 down 14.9% rising
29 Republic of Korea 106.9% 2021 down 20.3% flat
30 Russian Federation 104.4% 2021 down 5.6% flat
31 Canada 104.3% 2008 down 6.8% rising
32 Malaysia 104.1% 2021 up 19.7% rising
33 Mauritania 103.2% 2019 down 13.4% falling
34 Kuwait 102.9% 2018 down 8.6% rising
35 Rwanda 102.0% 2021 up 16.4% rising
36 Switzerland 100.7% 2016 down 17.6% flat
37 Brazil 100.1% 2021 down 13.5% falling
38 Honduras 99.8% 2021 down 2.2% falling
39 Ecuador 99.2% 2021 up 7.3% falling
40 Samoa 97.8% 2021 down 9.3% rising
41 Bolivia, Plurinational State of 97.5% 2021 up 18.5% falling
42 Niger 97.2% 2021 down 18.6% volatile
43 Türkiye 97.0% 2021 down 2.6% falling
44 Nepal 96.2% 2021 up 17.4% rising
45 South Africa 95.6% 2021 down 13.1% rising
46 Austria 95.3% 2021 down 22.9% rising
47 Bangladesh 94.9% 2021 up 5.9% rising
48 Singapore 94.0% 2020 up 15.4% falling
49 Chad 94.0% 2019 up 10.1% volatile
50 Thailand 93.5% 2021 down 10.8% rising
51 Mali 93.2% 2021 down 5.1% volatile
52 Saint Lucia 93.1% 2021 down 26.7% rising
53 Netherlands 93.1% 2021 down 20.9% rising
54 Montenegro 93.1% 2021 down 22.0% falling
55 El Salvador 92.2% 2021 down 2.9% falling
56 North Macedonia 91.9% 2021 down 3.9% volatile
57 Belarus 91.5% 2021 down 21.2% falling
58 Fiji 91.2% 2021 down 8.4% rising
59 Dominican Republic 91.1% 2021 down 14.2% rising
60 Bahrain 90.6% 2015 up 13.0% rising
61 Germany 89.4% 2021 down 20.8% falling
62 Kyrgyzstan 87.3% 2021 down 13.7% falling
63 Madagascar 86.9% 2021 up 38.7% falling
64 Azerbaijan 86.4% 2021 down 35.5% rising
65 Kosovo 86.1% 2021 down 2.6% flat
65 Kosovo (UNSCR 1244) 86.1% 2021 down 2.6% flat
67 Kenya 86.1% 2021 up 4.2% rising
68 Macao 85.4% 2021 up 50.2% rising
69 Portugal 85.2% 2021 down 53.1% rising
70 Jordan 84.8% 2021 up 15.7% falling
71 Jamaica 84.6% 2021 up 21.2% falling
72 Namibia 84.1% 2021 up 8.0% falling
73 Cameroon 83.6% 2019 up 31.3% falling
74 Congo 83.6% 2019 up 138.9% falling
75 Sri Lanka 83.2% 2019 up 13.1% rising
76 Senegal 82.6% 2021 down 10.5% falling
77 Central African Republic 82.4% 2019 up 5.7% falling
78 San Marino 81.8% 2020 down 18.3% rising
79 Estonia 81.7% 2021 down 44.8% falling
80 United Arab Emirates 81.6% 2020 down 23.0% flat
81 Tanzania, United Republic of 81.2% 2020 up 42.9% rising
82 Aruba 80.5% 2020 down 7.1% falling
83 Spain 80.5% 2021 down 55.3% rising
84 Serbia 79.3% 2021 down 32.8% volatile
85 Guinea-Bissau 78.3% 2021 up 40.9% volatile
86 Nicaragua 78.0% 2021 down 1.4% falling
87 Botswana 78.0% 2021 up 17.1% flat
88 Indonesia 77.5% 2021 down 6.4% falling
89 Liberia 77.2% 2020 up 51.6% rising
90 Kazakhstan 76.7% 2021 down 39.6% falling
91 Mongolia 76.5% 2021 down 22.1% rising
92 Mexico 76.2% 2021 up 2.5% falling
93 Bhutan 76.2% 2020 up 17.6% volatile
94 Bahamas 75.7% 2020 down 31.4% falling
95 Iran, Islamic Republic of 75.5% 2016 down 24.6% falling
96 Italy 75.4% 2021 down 43.8% rising
97 Bosnia and Herzegovina 75.1% 2021 down 35.1% volatile
98 Poland 74.6% 2021 down 28.6% rising
99 Barbados 73.0% 2019 up 3.5% falling
100 Burkina Faso 72.3% 2021 down 6.8% falling
101 Côte d'Ivoire 72.0% 2021 up 5.8% falling
102 India 72.0% 2021 down 5.1% falling
103 Tonga 71.5% 2020 down 28.5% rising
104 Gabon 71.5% 2019 up 22.9% falling
105 Uganda 71.4% 2021 down 17.0% falling
106 Eswatini 71.2% 2021 down 26.7% rising
107 Lao People's Democratic Republic 71.1% 2010 up 44.4% flat
108 Israel 70.7% 2021 down 29.2% rising
109 Guatemala 70.4% 2021 up 15.9% falling
110 Argentina 70.4% 2017 up 13.8% falling
111 Morocco 70.1% 2021 down 12.5% flat
112 Croatia 69.8% 2021 down 28.2% falling
113 Vanuatu 68.9% 2021 down 24.0% rising
114 Hungary 67.4% 2021 down 42.7% rising
115 Romania 67.1% 2021 down 44.6% volatile
116 Saint Vincent and the Grenadines 66.9% 2021 down 16.3% rising
117 Czechia 66.7% 2021 down 16.7% falling
118 Bulgaria 66.1% 2021 down 39.9% flat
119 Belize 65.6% 2021 down 23.3% falling
120 Ethiopia 65.6% 2008 up 6.1% volatile
121 Togo 65.4% 2021 down 19.3% falling
122 Sao Tome and Principe 64.6% 2020 down 42.4% falling
123 Ukraine 64.5% 2021 down 57.2% volatile
124 Hong Kong 64.5% 2021 up 0.6% falling
125 Cape Verde 64.4% 2021 down 28.1% falling
126 Grenada 64.4% 2021 down 28.9% flat
127 Republic of Moldova 64.3% 2021 down 30.1% falling
128 Philippines 64.2% 2021 up 5.6% falling
129 Lithuania 64.2% 2021 down 51.6% falling
130 Venezuela, Bolivarian Republic of 63.2% 2014 up 1.0% falling
131 Slovenia 63.0% 2021 down 59.9% rising
132 Latvia 62.8% 2021 down 69.3% flat
133 Benin 62.5% 2021 down 26.7% falling
134 Mauritius 62.0% 2021 down 37.6% rising
135 Burundi 61.3% 2020 down 26.0% rising
136 Guyana 60.3% 2021 up 7.7% rising
137 Trinidad and Tobago 59.9% 2021 down 4.1% flat
138 Solomon Islands 59.8% 2021 up 3.2% flat
139 Belgium 58.8% 2021 up 4.0% flat
140 Lesotho 58.2% 2021 up 30.6% rising
141 Comoros 57.7% 2021 down 16.6% volatile
142 Papua New Guinea 57.7% 2020 down 0.6% falling
143 Maldives 57.7% 2021 down 38.5% falling
144 Greece 57.1% 2021 down 58.4% rising
145 Saint Kitts and Nevis 56.7% 2021 up 7.5% falling
146 Dominica 56.5% 2021 down 18.4% falling
147 Nigeria 56.0% 2021 down 8.1% falling
148 Syria 55.4% 2011 up 219.5% volatile
149 Palestine, State of 55.4% 2021 up 36.7% rising
150 Malta 54.9% 2021 down 42.6% rising
151 Malawi 54.3% 2016 down 7.2% falling
152 United States of America 53.9% 2020 down 18.9% falling
153 Myanmar 53.3% 2020 up 43.4% falling
154 Antigua and Barbuda 52.0% 2021 down 35.2% falling
155 Albania 51.6% 2021 down 11.7% volatile
156 Guinea 50.0% 2021 up 30.0% falling
157 Iraq 49.9% 2021 up 95.0% volatile
158 Uruguay 49.7% 2021 down 15.2% volatile
159 Algeria 48.5% 2021 up 52.4% volatile
160 Pakistan 48.2% 2021 down 23.1% falling
161 Zimbabwe 47.2% 2021 down 49.3% falling
162 Japan 45.9% 2021 down 3.5% falling
163 Brunei Darussalam 44.9% 2020 down 22.8% falling
164 Mozambique 44.2% 2021 down 37.1% flat
165 Sudan 43.4% 2021 down 38.5% volatile
166 Ghana 42.9% 2021 down 30.4% rising
167 Lebanon 40.6% 2017 up 31.9% falling
168 Ireland 38.2% 2021 down 68.2% rising
169 Zambia 38.2% 2021 down 36.4% falling
170 Angola 37.2% 2021 down 40.6% rising
171 Egypt 36.7% 2021 down 25.8% falling
172 Seychelles 34.7% 2021 down 17.7% volatile
173 Congo, Democratic Republic of the 34.6% 2021 down 36.0% rising
174 Haiti 33.3% 2021 down 8.0% falling
175 Micronesia, Federated States of 31.3% 2020 down 41.7% falling
176 Sierra Leone 28.8% 2021 down 38.6% falling
177 Timor-Leste 27.5% 2021 down 33.7% volatile
178 Suriname 25.9% 2021 down 56.6% falling
179 Djibouti 25.8% 2021 down 39.7% falling
180 Yemen 22.8% 2013 down 23.7% flat
181 Luxembourg 22.7% 2021 down 10.5% volatile
182 Libya 21.5% 2021 up 1.3% falling
183 Gambia 18.1% 2021 down 50.9% volatile
184 Afghanistan 16.8% 2020 down 72.7% volatile
185 Eritrea 14.4% 2014 down 39.7% falling
186 South Sudan 13.0% 2020 up 40.9% rising

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Bank credit to bank deposits by country. Statizoid, drawing on International Financial Statistics (IFS), International Monetary Fund (IMF). Retrieved 31 August 2026, from https://financial-sector.statizoid.com/stat/bank-credit-to-bank-deposits-percent/

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About this data

Indicator
Bank credit to bank deposits (%)
Unit
%
Source
International Financial Statistics (IFS), International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
186 places, 8,567 data points, 1960–2021
Last refreshed

Raw data are from the electronic version of the IMF’s International Financial Statistics. Private credit by deposit money banks (IFS line 22d); bank deposits (IFS lines 24 and 25).